Buyer beware: know what you're buying and from whom: May 28.

It has come to APTA's attention that a group calling itself the American Physical Therapist Organization (APTO) is marketing a professional liability insurance plan to the physical therapy community. APTA is not affiliated with APTO or the professional liability insurance plan that it is offering and cannot vouch for the plan. The Association reminds members that to take the time to be educated consumers. Firs need to be aware of coverage limits and exclusions in all professional liability (aka malpractice) policies in order to make informed decisions. Anyone who is considering any plan should thoroughly read the terms of the policy before applying for coverage so as not to be surprised when a claim is filed, says Jennifer Baker, director of Risk Management & Member Benefits. Make a list of questions or concerns and call the plan provider directly to avoid any confusion later.