Bruce Wing Appointed SVP and National Sales Director of Jackson National's Life Insurance Sales Operations.

LANSING, Mich. -- Jackson National Life Insurance Company(R) (JNL(R)) today announced that Bruce Wing has joined the company as senior vice president and national sales director for life insurance products, Jackson National Life Distributors, Inc. Wing, who is based in Denver, is responsible for the distribution of JNL's comprehensive life insurance product portfolio.

Wing joins JNL with an extensive background in the life insurance and investment product industry. He has more than 15 years of successful experience in the financial services industry. Most recently, he was senior vice president, Wealth Management Division, for Transamerica Capital, Inc. His areas of expertise include business and estate planning, charitable giving and non-qualified deferred compensation arrangements.

"With life insurance sales up nearly 100 percent through September of this year, JNL's life insurance strategy continues to build steady momentum," said Clifford Jack, executive vice president and chief distribution officer, Jackson National Life(R). "Adding Bruce to lead JNL's life insurance sales operations is another significant and positive step for the organization. Bruce is a strong leader with a proven record of success throughout his career. We look forward to him expanding JNL's presence in the life insurance market, and developing a long-term strategy that reflects JNL's firm commitment to life insurance."

Wing holds the designations of Chartered Life Underwriter and Chartered Financial Consultant, as well as NASD Series 7 and 63 licenses. He is also a member of the National Association of Variable Annuities, the National Association of Insurance & Financial Advisors, the Society of Financial Services Professionals, and the Association for Advanced Life Underwriting.

"I am pleased to join Jackson National Life - an organization with a rich history of achievement and innovation in the financial services industry," Wing said. "By focusing on people, products, and processes, JNL has built an appealing value proposition for independent financial professionals operating in the life insurance marketplace. One of my key objectives is to continue the progress JNL has made in establishing itself as a top-tier life insurance provider and an attractive business partner for financial professionals."

Financial professionals who would like more information about Jackson National's life insurance product portfolio should contact their local Jackson National wholesaler or Jackson National's Denver sales and marketing offices at 800.711.5653, option 4.

About JNL

With more than $60 billion in assets (GAAP)(1), Jackson National(R) is an industry leader in the areas of fixed, indexed and variable annuities. The company markets its products in 49 states and the District of Columbia through independent and regional broker-dealers, financial institutions and independent insurance agents. JNL's subsidiary, Jackson National Life Insurance Company of New York(SM), similarly markets products in the state of New York. Through its affiliates and subsidiaries, JNL also provides asset management and retail brokerage services. For more information, visit www.jnl.com.

(1) As of 6/30/04. JNL also has more than $51 billion (GAAP) in policy liabilities (as of 6/30/04) set aside primarily to pay future policyowner benefits.

Life insurance products are issued by Jackson National Life Insurance Company (Home Office: Lansing, Michigan). Not available in all states and state variations may apply. These products have restrictions, limitations and terms for continued coverage. Certain riders cost extra. Please contact the Company for more information. All guarantees are backed by the claims-paying ability of Jackson National Life Insurance Company.

Before investing, investors should carefully consider the investment objectives, risks, charges and expenses of variable products and their underlying investment options. The current contract prospectus and underlying fund prospectuses, which are contained in the same document, provide this and other important information. Please contact your representative or the Company to obtain the prospectuses. Please read the prospectuses carefully before investing or sending money.

Jackson National Life Insurance Company, headquartered in Lansing, Michigan, is one of America's largest life insurance companies, with more than $121 billion in life insurance in force and $60.4 billion in assets (GAAP) with $51.1 billion (GAAP) in policy liabilities set aside to pay primarily future policyowner benefits (as of 6/30/04). Jackson National is a wholly owned subsidiary of Prudential plc (NYSE: PUK). Prudential plc, a company incorporated and with its principal place of business in the United Kingdom, and its affiliated companies constitute one of the world's leading financial services groups. It provides insurance and financial services directly and through its subsidiaries and affiliates throughout the world. It has been in existence for over 150 years and has GBP 168 billion in assets under management, as at 31 December 2003. Prudential plc is not affiliated in any manner with Prudential Financial, Inc, a company whose principal place of business is in the United States of America.