Blevins Joins Floyd & Associates as Vice Chairman & CFO.

Business Editors

HOUSTON--(BUSINESS WIRE)--Dec. 17, 2003

Longtime JMFA director accepts new challenge at fast-growing

consulting firm.

Tony C. Blevins of Charlotte, NC, a director of John M. Floyd & Associates of Houston since 1979, has been named Vice Chairman and Chief Financial Officer of the fast-growing, profitability-consulting firm, effective immediately. Blevins retired from Caltex 18 months ago.

"I can't think of a smarter choice for this task at this time than Tony," said John M. Floyd, Chairman and Chief Executive Officer of the 30-year-old firm serving financial institutions in the United States and Central America. "His broad background in management and finance, combined with his international experience, clearly demonstrate both his leadership skills and his analytical acumen. He will be a tremendous asset during this period of explosive growth and well into JMFA's future."

In 2003, banking Associations in Arizona and Wyoming and credit union leagues in Alabama, Florida, Michigan, Mississippi, New Jersey, New Mexico, Texas and Vermont, as well as the Credit Union League of the West (CA, NV, WA, OR), CUNA Strategic Services, Inc. and IntegraSys(TM) (a Fiserv, Inc. business unit) teamed with the Floyd & Associates to offer its product, JMFA'S OVERDRAFT PRIVILEGE(SM) program, to their customers and members. (www.jmfa.com).

"In addition to this rapid acceptance of our industry-leading overdraft program, we have expanded our staff by almost 50% to more than 60 persons, including five new executive positions," Floyd emphasized. "The demand for JMFA services and the continuing expansion of our sales and engagement personnel have dictated the broadening of our management ranks to keep up with the burgeoning opportunities to serve financial organizations and institutions."

Prior to his appointment to the newly created positions, Blevins was Managing Director and CEO of Caltex Australia, based in Sydney, Australia. He headed the only petroleum refining and marketing firm listed on the Australian Stock Exchange and was responsible to more than 30,000 Australian shareholders. He also was elected Chairman of the Board of the Australian Petroleum Institute

Prior to his Australia assignment, Mr. Blevins was CEO of Texaco Brazil (1995-2000), based in Rio de Janeiro. He was responsible for Texaco Inc.'s petroleum businesses in Argentina, Brazil, Chile, Bolivia, Paraguay and Uruguay. The Joaquin, TX native graduated from Stephen F. Austin University with a bachelor of science in accounting and economics. He joined Texaco Inc. in 1966, holding a variety of accounting positions before being appointed CFO of Texaco Ltd. in London, England (1991-1994).

JMFA, founded in 1973, is a leading provider of noninterest income products to financial institutions. The company has installed profit improvement programs in 1,650-plus financial institutions, adding more than $5 billion in increased pre-tax earnings for its clients. The company also has successfully implemented variations of its overdraft privilege program in more than 550 credit unions, banks and thrifts.

NOTE TO EDITORS: For a digital photo of Mr. Blevins go to this URL: http://www.jmfa.com/images/blevins.jpg