Best Rating Changes. (Ratings).This summary of Best's Rating Best's rating A rating A.M. Best Co. assigns to insurance companies based on the company's ability to meet its obligations to its policyholders. Changes includes life, health-care and property/casualty insurers domiciled dom·i·cile n. 1. A residence; a home. 2. One's legal residence. v. dom·i·ciled, dom·i·cil·ing, dom·i·ciles v.tr. 1. in North America North America, third largest continent (1990 est. pop. 365,000,000), c.9,400,000 sq mi (24,346,000 sq km), the northern of the two continents of the Western Hemisphere. , as well as international insurers that had ratings assigned as·sign tr.v. as·signed, as·sign·ing, as·signs 1. To set apart for a particular purpose; designate: assigned a day for the inspection. 2. , changed or placed under review since this section last appeared in the June June: see month. 2003 edition of Best's Review. Best's Rating Changes is an abbreviated version of Best's Rating Monitor, which is published in BestWeek, our weekly insurance industry newsletter. See page 19 for the Current Guide to Best's Ratings or visit the A.M. Best Co. Web site at www.ambest.com/ratings/access.html for detailed rating definitions. The A.M. Best rating of any company and basic company information are also available free of charge at the Web site.
Ratings Changed
Rating Current Previous
Action Company Name 7 Domicile AMB# Rating Rating
Life/Health
Annuity & Life Reassurance 06281 C+ B- u
America Inc
US: Connecticut
Annuity & Life Reassurance 06281 NR-4 C+
America Inc
US: Connecticut
- Baltimore Life Insurance Company 06143 B+ B++
US: Maryland
- Christian Fidelity life Insurance 06217 C+ u B u
Co
US: Texas
First Continental Life & Accident 06557 NR-5 C
Ins Co
US: Utah
- IL Annuity and Insurance Company 07407 A- A
US: Kansas
Life of Maryland Inc 09056 NR-3 B++
US: Maryland
+ Mutual Service Life 06755 A- B++
Insurance Company
US: Minnesota
- National Health Insurance Company 08392 C u B u
US: Texas
- North American Insurance Company 60015 C+ u B u
US: Wisconsin
- North Carolina Mutual Life 06835 B+ B++
Insurance Co
US: North Carolina
Old Line Life Ins Co of America 06859 NR-5 A+
US: Wisconsin
- Oxford Life Insurance Company 07890 C+ u B u
US: Arizona
- Philanthropic Mutual Life Ins Co 06920 B B+
US: Pennsylvania
+ Sierra Health & Life Insurance Co 07370 B+ B
Inc
US: California
Transamerica Life Insurance Co of 60018 NR-3 A+
NY
US: New York
HMO
+ ADVANTAGE Health Solutions Inc 64624 C+ pd C pd
US: Indiana
+ Alliance for Community Health 64179 B pd B- pd
US: Missouri
- AMERIGROUP Texas Inc 64238 C+ pd C++ pd
US: Texas
Ameritas Managed Dental Plan Inc 68921 NR-5 A
US: California
- Arnett HMO Inc 64262 B pd B+ pd
US: Indiana
- Cape Health Plan Inc 64490 C++ pd B- pd
US: Michigan
Capital Community Health Plan 64613 NR-5 C++ pd
US: District Of Columbia
Community Care Behavioral Health 64549 NR-3 C++ pd
US: Pennsylvania
New Community Choice Michigan 64042 E C++ pd
US: Michigan
ConnectiCare of Massachusetts 64464 B pd NR-5
US: Massachusetts
- Coordinated Care Corporation IN Inc 64266 C+ pd B- pd
US: Indiana
- Cox Health System HMO 64421 C+ pd C++ pd
US: Missouri
Dominion Dental Services Inc 64638 NR-5 B- pd
US: Virginia
+ Driscoll Children's Health Plan 64519 B pd B- pd
US: Texas
ECCA Managed Vision Care Inc 64517 NR-5 B- pd
US: Texas
Educators Health Care 68603 B+ pd NR-5
US: Utah
Flagship Health Systems Inc 68631 NR-5 C+ pd
US: New Jersey
- Geisinger Health Plan 68588 C++ pd B pd
US: Pennsylvania
- Great Lakes Health Plan Inc 64439 D pd C+ pd
US: Michigan
Harvard Pilgrim Health Care Inc 68973 B pd NR-3
US: Massachusetts
Harvard Pilgrim Hlth Care of New 64342 NR-5 E
Eng
US: Massachusetts
+ Health Plan of Michigan 64615 B pd B- pd
US: Michigan
+ Health Plan of Nevada Inc 68619 B+ B
US: Nevada
Health Plus of Louisiana Inc 64279 NR-5 B- pd
US: Louisiana
Health Right Inc 64611 B pd NR-5
US: District Of Columbia
+ Healthcare Inc 64406 B- pd C++ pd
US: Georgia
Healthplan Southeast Inc 64108 NR-5 C- pd
US: Florida
- HealthPlus of Michigan Inc 68555 C++ pd B- pd
US: Michigan
- HealthSpring Inc 6430 C+ pd C++ pd
US: Tennessee
- Hometown Health Plan 64235 C++ pd B- pd
US: Nevada
+ Independent Health Association 64343 B pd B - pd
US: New York
Kapi olani Health Hawaii 64432 NR-5 C ++ pd
US: Hawaii
+ Managed Health Services 64205 C ++ pd C + pd
Insurance Corp
US: Wisconsin
Mayo Health Plan Inc 64609 NR-5 C + pd
US: Florida
+ McLaren Health Plan Inc 64616 B pd B - pd
US: Michigan
MedSpan Health Options Inc 64317 NR-3 B ++
US: Connecticut
Molina Healthcare of Michigan 64685 C ++ pd NR-5
Inc
US: Michigan
+ Mount Carmel Health Plan Inc 64112 C ++ pd C + pd
US: Ohio
National Pacific Dental Inc 68837 NR-5 B - pd
US: Texas
- Neighborhood Health Plan Inc 68744 C + pd C ++ pd
US: Massachusetts
- Parkland Community Health 64461 C pd C ++ pd
Plan Inc
US: Texas
New Physicians Health PI of 68743 B B - pd
Northern IN Inc
US: Indiana
PrimeHealth of Alabama Inc 64256 NB-5 C pd
US: Alabama
Professional Dental Plan Inc 65735 NB-5 D pd
US: Wisconsin
New Providence Health Plan 66651 B ++ C ++ pd
US: Oregon
San Luis Valley HMO Inc 68945 B - pd NR-2
US: Colorado
+ Security Health Plan of 64207 B - pd C ++ pd
Wisconsin Inc
US: Wisconsin
SelectCare HMO Inc 68693 NR-5 C pd
US: Michigan
- SHA L L C 60114 C + pd C ++ pd
US: Texas
- South Dakota State Medical 68969 B - pd B pd
Holding Co
US: South Dakota
Superior Health Plan Inc 64457 C - pd NR-5
US: Texas
- Three Rivers Health Plans Inc 64104 B - pd B pd
US: Pennsylvania
UnitedHlthcare of Upstate NY 68844 NR-5 A
Inc
US: New York
+ University Health Care Inc 64408 C + pd C pd
US: Kentucky
ValueOptions of Texas Inc 64514 NR-5 C - pd
US: Texas
+ Vermont Health Plan LLC 64124 B + pd B pd
US: Vermont
Vision Plan of America 68816 NR-5 C pd
US: California
- Welborn Clinic 64272 C pd C + pd
US: Indiana
Willamette Dental of Idaho Inc 64402 NR-5 C + pd
US: Idaho
Property/Casualty
- A.I.M. Mutual Insurance 18555 A - A
Compannies
US: Massachusetts
+ ACUITY A Mutual Insurance 00468 A + A
Company
US: Wisconsin
+ ACUITY Group 00461 A + A
US: Wisconsin
+ American Independent Insurance 04969 B + C ++
Company
US: Pennsylvania
- American Manufacturers Mutual 02273 C ++ B u
Ins Co
US: Illinois
- American Motorists Insurance 02274 C ++ B u
Company
US: Illinois
- American Protection Insurance 02275 C ++ B u
Company
US: Illinois
+ Andover Companies 00166 A + A
US: Massachusetts
- Anglo Canada General Insurance 85705 A - A
Company
Canada: Ontario
- Associated Employers Insurance 12463 A - A
Company
US: Massachusetts
- Associated Industries of MA 11041 A - A
Mut Ins Co
US: Massachusetts
- AXA Insurance (Canada) 86239 A - A
Canada: Ontario
- Bankers Independent Insurance 00200 B B +
Company
US: Maryland
+ Bay State Insurance Company 02053 A + A
US: Massachusetts
+ Cambridge Mutual Fire 02054 A + A
Insurance Company
US: Massachusetts
+ Discovery Insurance Company 11631 C ++ C +
US: North Carolina
- Eagle Insurance Group (WA) 18007 B u B + u
US: Washington
- Eagle Pacific Insurance 03803 B u B + u
Company
US: Washington
+ Endurance Beinsurance Corp of 12559 A A -
America
US: New York
- Enumclaw Insurance Group 18586 A - A
US: Washington
- Enumclaw Property & Casualty 12511 A - A
Inc Co
US: Washington
+ Farm Credit System Assn 55016 A A -
Captive Ins Co
US: Colorado
+ Finger Lakes Fire and Casualty 10695 A A -
Company
US: New York
GreatLand Insurance Company 12330 NR-3 B u
US: Ohio
+ Greatway Insurance Company 00218 A + A
US: Wisconsin
New Hanover Fire and Casualty 10847 B + NR-2
Insurance Co
US: Pennsylvania
Harleysville-Garden State 11244 NR-3 A -
Insurance Co
US: New Jersey
Independence Indemnity 12243 NR-5 E
Insurance Company
US: Kansas
- Insurance Corporation of 86579 A - A
Newfoundland
Canada: Newfoundland
- Kemper Casualty Insurance 12301 C ++ B u
Company
US: Illinois
- Kemper Commercial Insurance 12291 C ++ B u
Company
US: Illinois
- Kemper Employers Insurance 11755 C ++ B u
Company
US: Illinois
- Kemper Indemnity Insurance 12183 C ++ B u
Company
US: Illinois
- Kemper Insurance Companies 04427 C ++ B u
US: Illinois
- Kemper Lloyds Insurance 01759 C ++ B u
Company
US: Texas
- Kemper Surplus lines Insurance 12229 C++ B u
Company
US: Illinois
New Lawyers Mutual of North Carolina 18599 A
Group
US: North Carolina
- Lumbermens Mutual Casualty Company 02279 C++ B u
US: Illinois
+ Mapfre Insurance Company of Florida 10805 B++ B+
US: Florida
+ Merrimack Mutual Fire Insurance 02055 A+ A
Company
US: Massachusetts
- Millers Insurance Company 00635 F D
US: Texas
- Mutual of Enumclaw Insurance 00374 A- A
Company
US: Washington
- Narragansett Bay Insurance Company 01750 E B- u
US: Rhode Island
- North American Fire & Casualty 11685 C B u
Ins Co
US: Louisiana
- Pacific Eagle Insurance Company 10627 B u B+ u
US: California
- Pacific Indemnity Insurance Company 11448 B+ B++
US: Guam
Pawtucket Mutual Group 05665 NR-5 B- u
US: Rhode Island
- Pawtucket Mutual Insurance Company 00755 E B- u
US: Rhode Island
- Republic Western Insurance Company 03597 C B u
US: Arizona
- Republic Western Insurance Group 18443 C B u
US: Nevada
New Response Indemnity Company 12032 B++ NR-2
US: New York
New Response Indemnity Company of 12149 B++ NR-2
California
US: California
New Response Indemnity Company of 12386 B++ NR-2
Delaware
US: Delaware
New Response Insurance Company 11946 B++ NR-2
US: Delaware
New Response Insurance Company of 12385 B++ NR-2
America
US: District Of Columbia
New Response Insurance Group 18616 B++
US: Delaware
RidgeLand Insurance Company 12331 NR-3 B u
US: Ohio
- Security Indemnity Insurance 10420 D C
Company
US: New Jersey
- Specialty National Insurance 12302 C++ B u
Company
US: Illinois
- Specialty Surplus Insurance Company 12349 C++ B u
US: Illinois
New State Auto Florida Insurance 12556 A+
Company
US: Florida
+ Sterling Casualty Insurance Company 01720 C D
US: California
+ Stonington Insurance Company 00175 A B+
US: Texas
New Stonington Uoyds Insurance Company 12577 A
US: Texas
New Warner Insurance Group 18615 B++
US: Illinois
- Worldwide Direct Auto Insurance 03045 B++ A u
Company
US: Ohio
- Worldwide Insurance Company 00609 B++ A u
US: Ohio
International
Acc Comp Corp-Employers' Acct 84889 NR-3 A+
New Zealand
Annuity and Life Reassurance, Ltd 86698 NR-4 C+
Bermuda
+ Endurance Specialty Insurance Ltd 84835 A A-
Bermuda
+ Endurance Worldwide Insurance 83234 A A-
Limited
United Kingdom
New Lantana Insurance Ltd 75594 A
Bermuda
+ Montpelier Reinsurance Ltd 84809 A A-
Bermuda
- National Warranty Ins RRG 11609 B u B++
Cayman Islands
New SCHWARZMEER UND OSTSEE
Versicherungs AG 84710 B++ NR-5
Germany
- Underwriter Insurance Company 87115 B+ B++
Limited
United Kingdom
Ratings Under Review
Rating Current Previous
Action Company Name 7 Domicile AMB# Rating Rating
Life/Health
U Federal Kemper Life Assurance 06376 A u A
Company
US: Illinois
U Fidelity Lf Assn A Mut Legal 06386 A u A
Reserve Co
US: Illinois
U Kemper Investors Life Insurance 06225 A u A
Company
US: Illinois
U Liberty Bankers Life Insurance 07011 B+ u B+
Company
US: Iowa
U Zurich Life Insurance Co of 60360 A u A
New York
US: New York
U Zurich Life Insurance Company of 07266 A u A
America
US: Illinois
Property/Casualty
U Gerling Canada Insurance Company 85749 A- u A-
Canada: Ontario
U Palisades Group 18426 B++ B++
US: New Jersey
U Palisades Safety and Insurance 11380 B++ B++
Assn
US: New Jersey
U Prudential Commercial Ins Co of NJ 12230 A- u A-
US: New Jersey
U Prudential General Ins Co of NJ 12231 A- u A-
US: New Jersey
U Prudential P & C Insurance Co of NJ 00710 A- u A-
US: New Jersey
U Prudential Property & Cas NJ Grp 18501 A- u A-
US: New Jersey
Rating Action: (+) or (-) Rating upgraded or downgraded; (New) Assigned
initial rating; (u) Rating placed under review
CURRENT GUIDE TO BEST'S RATINGS For a complete explanation of Best's Ratings, please refer to the Preface pref·ace n. 1. a. A preliminary statement or essay introducing a book that explains its scope, intention, or background and is usually written by the author. b. An introductory section, as of a speech. 2. of Best's Insurance Report [R] or Best's Key Rating Guide [R]. Best's Ratings reflect our independent opinion, but are not a warranty An assurance, promise, or guaranty by one party that a particular statement of fact is true and may be relied upon by the other party. Warranties are used in a variety of commercial situations. In many instances a business may voluntarily make a warranty. of a company's financial strength and ability to meet its obligations to policyholders. * For the latest Best's Ratings and Best's Company Reports (which include Best's Ratings) visit the A.M. Best Web site at www.ambest.com. You may also obtain Best's Company Reports by calling our Customer Service Department at (908) 439-2200, Ext. 5742. To expedite ex·pe·dite tr.v. ex·pe·dit·ed, ex·pe·dit·ing, ex·pe·dites 1. To speed up the progress of; accelerate. 2. your request, please provide the company's identification number (AMB AMB Ambient AMB Ambassador AMB Amber AMB Ambulance AMB Associação Médica Brasileira (Brazil) AMB Ambulatory AMB Advanced Memory Buffer (FBDIMM control unit on DRAM) #). * All rating actions are published in the Rating Monitor section of Best Weeks [R]. Selected rating changes and new ratings are published in Best's Review [R] (our monthly magazine). BEST'S RATINGS A.M. Best ratings (A++ to F) are assigned to insurance companies that subscribe to Verb 1. subscribe to - receive or obtain regularly; "We take the Times every day" subscribe, take buy, purchase - obtain by purchase; acquire by means of a financial transaction; "The family purchased a new car"; "The conglomerate acquired a new company"; our interactive rating service. The Best's Rating represents an opinion based on a comprehensive quantitative quantitative /quan·ti·ta·tive/ (kwahn´ti-ta?tiv) 1. denoting or expressing a quantity. 2. relating to the proportionate quantities or to the amount of the constituents of a compound. and qualitative qualitative /qual·i·ta·tive/ (kwahl´i-ta?tiv) pertaining to quality. Cf. quantitative. qualitative pertaining to observations of a categorical nature, e.g. breed, sex. evaluation of a company's balance sheet strength, operating performance and business profile. Secure Best's Ratings A++ and A+: Superior A and A-: Excellent B++ and B+: Very Good Vulnerable Best's Ratings B and B-: Fair C++ and C+: Marginal (jargon) marginal - 1. Extremely small. "A marginal increase in core can decrease GC time drastically." In everyday terms, this means that it is a lot easier to clean off your desk if you have a spare place to put some of the junk while you sort through it. 2. C and C-: Weak D: Poor E: Under Regulatory reg·u·late tr.v. reg·u·lat·ed, reg·u·lat·ing, reg·u·lates 1. To control or direct according to rule, principle, or law. 2. Supervision F: In Liquidation The collection of assets belonging to a debtor to be applied to the discharge of his or her outstanding debts. A type of proceeding pursuant to federal Bankruptcy S: Rating Suspended sus·pend v. sus·pend·ed, sus·pend·ing, sus·pends v.tr. 1. To bar for a period from a privilege, office, or position, usually as a punishment: suspend a student from school. RATING MODIFIERS Under Review (u) Rating Modifiers are assigned to Best's Ratings to identify companies whose rating opinions are Under Review and may be subject to near-term near-term adj. Of, for, or involving a short period of time in the near future. change. Syndicate Syndicate organized crime unit throughout major cities of the United States. [Am. Hist.: NCE, 2018] See : Gangsterism (s) Rating Modifiers are assigned to syndicates operating at Lloyd's Lloyd's, London insurance underwriting corporation of many separate syndicates; often called Lloyd's of London. Founded in the late 17th cent. by a group of merchants, shipowners, and insurance brokers at the coffeehouse of Edward Lloyd, the association is now . Best's Public Data (pd) Rating Modifiers may be assigned to Health Maintenance Organizations (HMOs), Canadian Canadian (kənā`dēən), river, 906 mi (1,458 km) long, rising in NE New Mexico. and flowing E across N Texas and central Oklahoma into the Arkansas River in E Oklahoma. , UK and other European European emanating from or pertaining to Europe. European bat lyssavirus see lyssavirus. European beech tree fagussylvaticus. European blastomycosis see cryptococcosis. insurers that do not subscribe to our interactive rating process. Best's Public Data Ratings reflect both qualitative and quantitative analysis Quantitative Analysis A security analysis that uses financial information derived from company annual reports and income statements to evaluate an investment decision. Notes: using publicly available data and other public information. NOT RATED CATEGORIES (NR) Companies not assigned a Best's Rating are assigned to one of five NR categories which identifies the primary reason a rating opinion was not assigned to the company. For additional information, refer to the Preface. NR-1: Insufficient in·suf·fi·cient adj. 1. Not sufficient. 2. Incapable of proper functioning. Data NR-2: Insufficient Size and/or and/or conj. Used to indicate that either or both of the items connected by it are involved. Usage Note: And/or is widely used in legal and business writing. Operating Experience NR-3: Rating Procedure Inapplicable in·ap·pli·ca·ble adj. Not applicable: rules inapplicable to day students. in·ap NR-4: Company Request NR-5: Not Formally Followed FINANCIAL SIZE CATEGORIES (FSC FSC See: Foreign Sales Corporation ) Assigned to all insurance companies and reflects their size based on their capital, surplus and conditional Subject to change; dependent upon or granted based on the occurrence of a future, uncertain event. A conditional payment is the payment of a debt or obligation contingent upon the performance of a certain specified act. reserve funds. For information, refer to the Preface. Best's Ratings are proprietary and may not be reproduced without permission. Version 061802 |
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