Best's rating changes.Best's Rating Best's rating A rating A.M. Best Co. assigns to insurance companies based on the company's ability to meet its obligations to its policyholders. Changes This edition of Best's Rating Changes reflects all rating This changes--assignments, changes or placed under review--that occurred for life, health and proper ty/ casualty insurers domiciled dom·i·cile n. 1. A residence; a home. 2. One's legal residence. v. dom·i·ciled, dom·i·cil·ing, dom·i·ciles v.tr. 1. in North America North America, third largest continent (1990 est. pop. 365,000,000), c.9,400,000 sq mi (24,346,000 sq km), the northern of the two continents of the Western Hemisphere. , as well as international insurance companies, since this section last appeared in the December December: see month. 2006 edition of Best's Review. See page 20 for the current Guide to Best's Financial Strength Ratings or visit the A.M. Best Co. Web site at www.ambest.com/ratings/guide.html for detailed rating definitions. The A.M. Best rating of any company and basic company information also are available free of charge at www.ambest.com/ratings/access.html.
Ratings Chanqed
Rating Current Previous
Action Company Name & Domicile AMB# Rating Rating
Life
+ Bankers Life of Louisiana 06151 B++ B-
US: Louisiana
+ Central Reserve Life 06203 B++ B+ u
Insurance Company
US: Ohio
+ Christian Fidelity Life 06217 B++ B+
Insurance Co
US: Texas
+ Continental General Insurance 07360 B++ B+ u
Company
US: Nebraska
+ Empire HealthChoice Assurance 68564 A A-
Inc
US: New York
Financial Benefit Life 09377 NR-5 B+
Insurance Company
US: Kansas
+ Life of the South Insurance 08921 B++ B+
Company
US: Georgia
- Medical Savings Insurance 07677 B B+
Company
US: Indiana
Member Service Life 08784 NR-5 A
Insurance Company
US: Oklahoma
NationsBanc Insurance Company 07107 NR-5 A-
Inc
US: South Carolina
+ Oxford Life Insurance Company 07890 B++ B+
US: Arizona
New Provident American Life & 06932 B++ NR-2
Health Ins Co
US: Ohio
+ Southern Financial Life 60271 B++ B+
Insurance Co
US: Kentucky
- United HealthCare Insurance 60071 A A+
Co of IL
US: Illinois
- United HealthCare Insurance 60108 A A+
Co of NY
US: New York
- United HealthCare Insurance 60046 A A+
Co of OH
US: Ohio
- United HealthCare Insurance 08290 A A+
Company
US: Connecticut
Zale Life Insurance Company 07349 B+ B++
US: Arizona
HMO
+ Empire HealthChoice HMO Inc 64368 A A-
US: New York
MCS Health Management Options 64591 NR-5 C+ pd
Inc
US: Puerto Rico
- Western Dental Services Inc 64651 B++ A-
US: California
New Western Health Advantage 64577 B C pd
US: California
Property/Casualty
+ American Healthcare Indemnity 11856 B+ B
Company
US: Delaware
+ American Healthcare Specialty 11855 B+ B
Ins Co
US: Arkansas
New ASI Assurance Corporation 10106 B++ NR-2
US: Florida
New Blue Whale Re Ltd. 71170 A-
US: Vermont
First Commercial Trans and 11104 NR-5 D
Prop Ins
US: Florida
- Health Care Indemnity Inc 03701 B++ A- u
US: Colorado
+ Insurance Company of Prince 87054 B++ B+
Edward Is
Canada: Prince Edward Island
+ Majestic Insurance Company 01723 A- B++ u
US: California
+ Republic Indemnity Company of 00800 A A-
America
US: California
+ Republic Indemnity Company of 01856 A A-
Calif.
US: California
+ Republic Indemnity Insurance 03012 A A-
Pool
US: California
+ SCPIE Companies 18350 B+ B
US: California
+ SCPIE Indemnity Company 11800 B+ B
US: California
+ SGI CANADA Insurance Services 86846 B++ B+
Ltd
Canada: Saskatchewan
New Triumphe Casualty Company 02810 A NR-3
US: Pennsylvania
Valor Insurance Company, 11647 E NR-3
Incorporated
US: Montana
International
Aberdeen Asset Mgmt. Life & 87966 NR-5 B++ pd
Pensions Ltd
United Kingdom
New Asia Capital Reinsurance Group 78461 A-
Pte. Ltd.
Singapore
Bankers Insurance Company 87227 NR-5 B pd
Limited
United Kingdom
- BUPA Insurance Limited 84804 B+ pd B++ pd
United Kingdom
Canada Life Limited 87449 NR-5 B+ pd
United Kingdom
New Capital Region Insurance 76202 B+
Company
Cayman Islands
CGU Underwriting Limited 87290 NR-5 A pd
United Kingdom
+ Combined Life Assurance 84203 A- B++
Company Limited
United Kingdom
- Co-operative Insurance Society 87801 B pd B+ pd
Limited
United Kingdom
DAS Legal Expenses Insurance 87310 NR-5 B++ pd
Company Ltd
United Kingdom
Europ Assistance Insurance 87338 NR-5 B pd
Limited
United Kingdom
+ Friends Provident Life & 84844 B++ pd B+ pd
Pensions Ltd
United Kingdom
+ GE Life Limited 87603 B+ pd B pd
United Kingdom
Gresham Insurance Company 87371 NR-5 A- pd
Limited
United Kingdom
Groupama Insurance Company Ltd 87434 NR-5 B+ pd
United Kingdom
- Hamilton Insurance Company 86142 B- pd B pd
Limited
United Kingdom
Hermes Assured Limited 87386 NR-5 B- pd
United Kingdom
New Insurance Company Eurasia JSC 78331 B+
Kazakhstan
JPMorgan Life Limited 87411 NR-3 B+ pd
United Kingdom
Landmark Insurance Company 87416 NR-5 B- pd
Limited
United Kingdom
Legal & General Insurance 87423 NR-5 A- pd
Limited
United Kingdom
Liberty Mutual Insurance 87425 NR-5 A- pd
Europe Limited
United Kingdom
Lincoln Assurance Limited 87429 NR-5 B pd
United Kingdom
+ Liverpool Victoria Life 87516 B- pd C++ pd
Company Ltd
United Kingdom
+ London General Insurance 87438 A- B++
Company Ltd
United Kingdom
Merrill Lynch Pensions Limited 87457 NR-5 B++ pd
United Kingdom
Metlife Insurance Limited 87308 NR-5 B++ pd
United Kingdom
Morley Pooled Pensions Limited 87494 NR-5 A- pd
United Kingdom
Munich Reinsurance Co of 86473 NR-4 A+
Australasia Ltd
Australia
+ National Farmers Union Mutual 85012 A- pd B++ pd
Ins Soc
United Kingdom
+ Nationwide Life Limited 87482 A- pd B++ pd
United Kingdom
+ Royal London Mutual Insurance 87567 B++ pd B+ pd
Soc Ltd
United Kingdom
- Royal Scottish Assurance Plc 87569 B+ pd B++ pd
United Kingdom
Sompo Japan Insurance Co. of 86495 NR-5 B pd
Europe
United Kingdom
Standard Life Assurance 85844 A- pd NR-5
Company 2006
United Kingdom
New Tapiola General Mutual Ins Co 83905 A NR-5
Finland
New Tapiola General Mutual 85429 A NR-5
Insurance Company
Finland
Tokio Marine Europe Insurance 85366 NR-5 B++ pd
Limited
United Kingdom
New Twin Bridges (Bermuda) Ltd 76327 A-
Bermuda
+ Wesleyan Assurance Society 87665 B++ pd B+ pd
United Kingdom
Winterthur Life UK Limited 87287 NR-5 B- pd
United Kingdom
Zurich International (UK) 86273 NR-5 B++ pd
Limited
United Kingdom
Ratings Under Review
Rating Current Previous
Action Company Name & Domicile AMB# Rating Rating
Life/Health
Century Life Assurance Company 09124 B+ u B+
US: Oklahoma
HCC Life Insurance Company 09081 A+ u A+
US: Indiana
HIP Insurance Company of 08034 B+ u B+
New York
US: New York
Perico Life Insurance Company 08618 A u A
US: Delaware
HMO
ConnectiCare Inc 68517 B+ u B+
US: Connecticut
Health Insurance Pln of 68985 B+ u B+
Greater NY
US: New York
Property/Casualty
American Contractors Indemnity 11019 A u A
Company
US: California
Avemco Insurance Company 00191 A+ u A+
US: Maryland
HCC Insurance Company 03833 A u A
US: Indiana
HCC Insurance Holdings 18421 A+ u A+
US: Texas
HCC Specialty Insurance 12531 A+ u A+
Company
US: Oklahoma
Houston Casualty Company 03286 A+ u A+
US: Texas
Lancer Casualty Company 10093 A- u A-
US: New Jersey
Merchants Insurance Co of 02317 A- u A-
NH Inc
US: New Hampshire
Real State Insurance 73878 A- u A-
Corporation
US: Hawaii
U.S. Specialty Insurance 00747 A+ u A+
Company
US: Texas
United States Surety Company 12009 A u A
US: Maryland
International
Mapfre Empresas Cia de Seg y 83013 A u A
Reas
Spain
Rating Action: (+) or (-) Rating upgraded or downgraded;
(New) Assigned initial rating. (u) Rating under review
GUIDE TO BEST'S FINANCIAL STRENGTH RATINGS
A Best's Financial Strength Rating is an independent opinion
based on a comprehensive quantitative and qualitative evaluation
of a company's balance sheet strength, operating performance
and business profile. Best's Financial Strength Ratings are not a
warranty of a company's financial strength and ability to meet its
ongoing obligations to policyholders.
Financial Strength Ratings
A Best's Financial Strength Rating (FSR) is an opinion as to an
insurer's financial strength and ability to meet its ongoing
obligations to policyholders.
Rating Descriptor
Secure
A++, A+ Superior
A, A- Excellent
B++, B+ Good
Vulnerable
B, B- Fair
C++, C+ Marginal
C, C- Weak
D Poor
E Under Regulatory Supervision
F In Liquidation
S Suspended
Rating Modifiers
"u" Under Review
"pd" Public Data
"s" Syndicate
Affiliation Codes
"g" Group
"p" Pooled
"Y" Reinsured
Not Rated Categories (NR)
NR-1 Insufficient Data
NR-2 Insufficient Size and/or Operating Experience
NR-3 Rating Procedure Inapplicable
NR-4 Company Request
NR-5 Not Formally Followed
Best's Financial Strength Ratings are distributed via press release
and/or the A.M. Best Web site at www.ambest.com, and are published in
the Rating Monitor section of BestWeek[R]. Best's Financial
Strength Ratings are proprietary and may not be reproduced without
permission.
Copyright [c] 2007 by A.M. Best Company, Inc. Version 010207
For more information about A.M. Best Ratings visit
www.ambest. com/ratings/about.asp
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