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Best's rating changes.


This edition of Best's Rating Best's rating

A rating A.M. Best Co. assigns to insurance companies based on the company's ability to meet its obligations to its policyholders.
 Changes reflects all rating changes--assignments, changes or placed trader review--that occurred for life, health and property/casualty insurers domiciled dom·i·cile  
n.
1. A residence; a home.

2. One's legal residence.

v. dom·i·ciled, dom·i·cil·ing, dom·i·ciles

v.tr.
1.
 in North America North America, third largest continent (1990 est. pop. 365,000,000), c.9,400,000 sq mi (24,346,000 sq km), the northern of the two continents of the Western Hemisphere. , as well as international insurance companies, since this section last appeared in the March 2007 edition of Best's Review.

See page 27 for the current Guide to Best's Financial Strength Ratings or visit the A.M. Best Co. Web site at www.ambest.com/ratings/guide.html for detailed rating definitions. The A.M. Best rating of any company and basic company information also are available free of charge at www: ambest.com/ratings/access.html.
Ratings Changed

Rating                                              Current   Previous
Action   Company Name & Domicile            AMB#    Rating      Rating

         Life

         Chase Insurance Life Co. of New    60360   NR-5             A
         York
         US: New York

         Chase Life & Annuity Company       06851   NR-5             A
         US: Delaware

         Empire General Life Assurance      06795   NR-5            A+
         Corp
         US: Tennessee

         Employers Life Insurance           68027   NR-5             F
         Corporation
         US: South Carolina

         Fort Wayne Health & Casualty Ins   02736   NR-5             A
         Co
         US: Indiana

New      HPHC Insurance Company Inc         11367   B++           NR-5
         US: Massachusetts

         Security Financial Life            07033   NR-5            A-
         Insurance Co
         US: Nebraska

         HMO

New      Harvard Pilgrim Health Care Inc    68973   B++           B pd
         US: Massachusetts

New      Harvard Pilgrim Hlth Care of New   64342   B++           NR-5
         Eng
         US: Massachusetts

         Private Medical-Care Inc           68640   NR-5            A-
         US: California

         Property/Casualty

--       Affirmative Insurance Company      01795   B             B+ u
         US: Illinois

--       Affirmative Insurance Group        18648   B             B+ u
         US: Illinois

New      Allstate New Jersey Property &     13080   A-            NR-2
         Casualty
         US: Illinois

+        Anesthesiologists Professional     10887   A-             B++
         Assur Co
         US: Florida

         Beacon Insurance Company of        02070   NR-5             A
         America
         US: Ohio

         Employers Re Corp Group            05967   NR-5             A
         US: Missouri

+        Employers Reinsurance              00347   A+               A
         Corporation
         US: Missouri

New      Encompass Property & Casualty      13082   A-            NR-2
         Ins Co NJ
         US: Illinois

+        First Professionals Insurance      03743   A-             B++
         Co, Inc.
         US: Florida

+        First Specialty Insurance          10783   A+               A
         Corporation
         US: Missouri

+        FPIC Insurance Group               18457   A-             B++
         US: Florida

--       Insura Property & Casualty Ins     02741   B             B+ u
         Co, Inc
         US: Illinois

+        Interlex Insurance Company         11663   A-             B++
         US: Missouri

+        Intermed Insurance Company         10406   A-             B++
         US: Missouri

New      Liberty Mutual Personal            13107   A
         Insurance Co
         US: Massachusetts

         North Star General Insurance       11101   NR-3             A
         Company
         US: Minnesota

         Omni Insurance Group               18106   NR-5            B+
         US: Georgia

+        Optimum West Insurance Company     87019   B-             C++
         Canada: British Columbia

         Response Indemnity Co. of          12386   NR-5           B++
         Delaware
         US: Delaware

New      Sompo Japan Fire & Marine Ins      02693   A-            NR-1
         Co of Amer
         US: New York

--       Stockbridge Insurance Company      00670   A-              A+
         US: Minnesota

--       Tokio Marine Pacific Insurance     12553   A+ u           A++
         Limited
         US: Guam

--       United Frontier Mutual Insurance   01911   A-               A
         Co.
         US: New York

+        Westport Insurance Corporation     02301   A+               A
         US: Missouri

         International

         Al Mohandes Insurance Company      85877   NR-4           B++
         Egypt

New      Ironshore Insurance Ltd.           78528   A-
         Bermuda

New      Skandia Insurance Company Ltd      85180   A             NR-5
         (publ.)
         Sweden

New      Skandia Insurance Company          85316   A             NR-5
         Ltd-Cons
         Sweden

New      Skandia Life Assurance Company     85619   A           B++ pd
         Limited
         United Kingdom

         UBS Global Asset Management Life   87965   NR-5         B+ pd
         Ltd
         United Kingdom

Ratings Under Review

Rating                                             Current   Previous
Action   Company Name & Domicile           AMB#    Rating      Rating

         Life

         Canada Life Assurance Company     06183   A+ u            A+
         Canada: Ontario

         Canada Life Insurance Co. of      60031   A+ u            A+
         America
         US: Michigan

         First Great-West Life & Annuity   08257   A+ u            A+
         Ins
         US: New York

         Great-West Life & Annuity         06981   A+ u            A+
         Insurance Co
         US: Colorado

         Great-West Life Assurance         06493   A+ u            A+
         Company
         Canada: Manitoba

         London Life Insurance Company     06667   A+ u            A+
         Canada: Ontario

         London Life Reinsurance Company   60237   A u              A
         US: Pennsylvania

         HMO

         Great-West Healthcare of          64023   A u              A
         California Inc
         US: California

         Great-West Healthcare of          64024   A u              A
         Colorado Inc
         US: Colorado

         Great-West Healthcare of          64026   A u              A
         Illinois Inc
         US: Illinois

         Great-West Healthcare of Texas    64027   A u              A
         Inc
         US: Texas

         American Merchants Casualty       00699   A u              A
         Company
         US: Ohio

         International

         Canada Life International Re      84304   A u              A
         Limited
         Ireland

         London Life & Casualty            77342   A u              A
         (Barbados) Corp
         Barbados

         London Life & Casualty            86037   A u              A
         Reinsurance Corp
         Barbados

         London Life & General             86455   A u              A
         Reinsurance Co Ltd
         Ireland

Rating Action: (+) or (-) Rating upgraded or downgraded;
(New) Assigned initial rating; (u) Rating under review

GUIDE TO BEST'S FINANCIAL STRENGTH RATINGS

A Best's Financial Strength Rating is an independent opinion based on
a comprehensive quantitative and qualitative evaluation of a company's
balance sheet strength, operating performance and business profile.
Best's Financial Strength Ratings are not a warranty of a company's
financial strength and ability to meet its ongoing obligations to
policyholders.

Financial Strength Ratings

A Best's Financial Strength Rating (FSR) is an opinion as to an
insurer's financial strength and ability to meet its ongoing
obligations to policyholders.

Rating       Descriptor

Secure

A++, A+      Superior
A, A-        Excellent
B++, B+      Good

Vulnerable

B, B-        Fair
C++, C+      Marginal
C, C-        Weak
D            Poor
E            Under Regulatory Supervision
F            In Liquidation
S            Suspended

Rating Modifiers      Affiliation Codes

"u"    Under Review   "g"   Group
"pd"   Public Data    "p"   Pooled
"s"    Syndicate      "r"   Reinsured

Not Rated Categories (NR)

NR-1   Insufficient Data
NR-2   Insufficient Size and/or Operating Experience
NR-3   Rating Procedure Inapplicable
NR-4   Company Request
NR-5   Not Formally Followed

Best's Ratings are distributed via press release
and/or the A.M. Best Web site at www.ambest.com, and are
published in the Rating Monitor section of BestWeek[R].
Best's Ratings are proprietary and may not be reproduced
without permission.

Copyright [c] 2007 by A.M. Best Company, Inc.
Version 010207

For more information about A.M. Best Ratings visit
www.ambest.com/ratings/about.asp
COPYRIGHT 2007 A.M. Best Company, Inc.
No portion of this article can be reproduced without the express written permission from the copyright holder.
Copyright 2007, Gale Group. All rights reserved. Gale Group is a Thomson Corporation Company.

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Article Details
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Title Annotation:Ratings
Publication:Best's Review
Article Type:Statistical table
Date:Apr 1, 2007
Words:944
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