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Best's rating changes.


This edition of Best's Rating Best's rating

A rating A.M. Best Co. assigns to insurance companies based on the company's ability to meet its obligations to its policyholders.
 Changes reflects all rating changes--assignments, changes or placed tinder review--that occurred for life, health and property/casualty insurers domiciled dom·i·cile  
n.
1. A residence; a home.

2. One's legal residence.

v. dom·i·ciled, dom·i·cil·ing, dom·i·ciles

v.tr.
1.
 in North America North America, third largest continent (1990 est. pop. 365,000,000), c.9,400,000 sq mi (24,346,000 sq km), the northern of the two continents of the Western Hemisphere. , as well as international insurance companies, since this section last appeared in the May 2005 edition of Best's Review.

See page 23 for the current Guide to Best's Financial Strength Ratings or visit the A.M. Best Co. Web site at www.ambest.com/ratings/guide.html for detailed rating definitions. The A.M. Best rating of any company and basic company information also are available free of charge at www.ambest.com/ratings/access.html.
Ratings Changed

Rating                                              Current    Previous
Action   Company Name & Domicile            AMB#    Rating     Rating

                               Life/Health

         BHG Life Insurance Company         60200   NR-3       A++
         US: Nebraska

         Dennis Life Insurance Company      08982   NR-5       B++
         US: Arizona

New      Freedom Life Insurance Co          06269   B          NR-5
           of America
         US: Texas

         Fremont Life Insurance Company     06247   NR-5       C+
         US: California

         Lincoln Direct Life Insurance      06663   NR-5       A-
           Company
         US: Nebraska

-        Medico Life Insurance Company      07378   C++        B-
         US: Nebraska

-        Mutual Protective Insurance        03150   C++        B-
           Company
         US: Nebraska

New      National Foundation Life           06774   B          NR-5
           Insurance Co
         US: Texas

New      Rocky Mountain HealthCare          64561   B++        NR-5
           Options Inc
         US: Colorado

-        Universal Underwriters Life        07204   A-         A
           Insurance Co
         US: Kansas

         Vista Life Insurance Company       08549   NR-3       B+
         US: Michigan

         Woodmen of World and/or Assured    07258   NR-5       B
           Lf Assn
         US: Colorado

                                     HMO

         Christiana Care Health Plans Inc   64156   NR-4       C+
         US: Delaware

         Community Health Plan of the       64311   NR-5       F
           Rockies Inc
         US: Colorado

         Presbyterian Health Plan Inc       68930   NR-4       B+
         US: New Mexico

+        Rocky Mountain Health Maint        64312   B++        B pd
           Org Inc
         US: Colorado

                               Property/Casualty

+        ACSTAR Insurance Company           10607   A          A-
         US: Illinois

         American Manufacturers Mutual      02273   NR-4       D
           Ins Co
         US: Illinois

         American Motorists Insurance       02274   NR-4       D
           Company
         US: Illinois

+        Bristol West Casualty Insurance    12404   B++        B+
           Company
         US: Ohio

+        Bristol West Insurance Company     12461   B++        B+
         US: Pennsylvania

+        Bristol West Insurance Group       18131   B++        B+
         US: Florida

+        California Healthcare Ins Co       11230   A-         B++
           Inc, RRG
         US: Hawaii

         CNA Lloyds of Texas                02740   NR-5       A
         US: Texas

+        Coast National Insurance Company   00177   B++        B+
         US: California

         Commercial Risk Re-Insurance       11378   NR-4       B-
           Company (1)
         US: Vermont

         Diamond Insurance Company          11985   NR-4       C
         US: Illinois

-        Financial Insurance Company        00211   C-         B-
           of America
         US: Texas

         General Fire & Casualty Co         01917   NR-4       B-
         US: Idaho

-        Gray Casualty & Surety Company     11955   A-         A
         US: Louisiana

-        Gray Insurance Company             02621   A-         A
         US: Louisiana

-        Gray Insurance Group               18392   A-         A
         US: Louisiana

         Kemper Casualty Insurance          12301   NR-4       D
           Company
         US: Illinois

         Kemper Insurance Companies (2)     04427   NR-5       NR-4
         US: Illinois

         Kemper Lloyds Insurance Company    01759   NR-4       D
         US: Texas

New      Keystone National Insurance        12993   A-
           Company
         US: Pennsylvania

         Lumbermens Mutual Casualty         02279   NR-4       D
           Company
         US: Illinois

+        Meadowbrook Insurance Group        18132   B++        B+
         US: Michigan

-        NLC Mutual Insurance Company       11291   B+         A-
         US: Vermont

         OneCIS Insurance Company           00973   NR-3       A
         US: Illinois

+        Pacific Pioneer Insurance          11133   B+         B
           Company
         US: California

+        Palisades Insurance Company        12073   B++        B+
         US: New Jersey

+        Pioneer General Insurance          10383   A-         B++
           Company
         US: Colorado

-        Protective National Ins Co         02083   F          E
           of Omaha
         US: Nebraska

         Salem Group                        05679   NR-5       B++
         US: New Jersey

+        Savers P & C Ins Co                00524   B++        B+
         US: Missouri

+        Security National Insurance        10796   B++        B+
           Company
         US: Florida

         Specialty Surplus Insurance        12349   NR-4       D
           Company
         US: Illinois

+        Star Insurance Company             00695   B++        B+
         US: Michigan

-        Surety Company of the Pacific      04054   B++        A-
         US: California

-        TRANSGUARD INSURANCE               00327   B++ u      A- u
           COMPANY OF AMERICA
         US: Illinois

+        Williamsburg National Insurance    00263   B++        B+
           Company
         US: California

                              International

         Commercial Risk Reinsurance        86514   NR-4       B-
           Company Ltd (3)
         Bermuda

         Inter-Ocean Group (4)              83350   NR-4       B++
         Bermuda

         Inter-Ocean Reinsurance            84302   NR-4       B++
           (Ireland) Ltd (4)
         Ireland

         Inter-Ocean Reinsurance Company    86410   NR-4       B++
           Ltd (4)
         Bermuda

New      Malayan Insurance Co., Inc.        77617   B++
         Philippines

New      Rutland Insurance Ltd              57579   B++
         Guernsey

         Swiss Re Australia Ltd             87159   NR-5       A+
         Australia

-        Zurich Specialties London          86263   B++        A u
           Limited
         United Kingdom

(1) Rating was downgraded from B to B- on April 15. Current rating
effective April 18.

(2) Rating was downgraded from D to NR-4 on April 27. Current rating
effective April 27.

(3) Rating was downgraded from B to B- on April 15. Current rating
effective April 18.

(4) Rating was downgraded from A- to B++ on April 6. Current rating
effective April 7.

Rating Action: (+) or (-) Rating upgraded or downgraded; (New) Assigned
initial rating; (u) Rating placed under review
COPYRIGHT 2005 A.M. Best Company, Inc.
No portion of this article can be reproduced without the express written permission from the copyright holder.
Copyright 2005, Gale Group. All rights reserved. Gale Group is a Thomson Corporation Company.

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Article Details
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Title Annotation:Ratings
Publication:Best's Review
Article Type:Illustration
Geographic Code:1USA
Date:Jun 1, 2005
Words:763
Previous Article:Snapshot.(Near-Retirees' Most Important Focus At Present Time)(Brief Article)(Illustration)
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