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Best's rating changes.


This edition of Best's Rating Best's rating

A rating A.M. Best Co. assigns to insurance companies based on the company's ability to meet its obligations to its policyholders.
 Changes reflects all rating changes--assignments, changes or placed under review--that occurred for life, health and property/casualty insurers domiciled dom·i·cile  
n.
1. A residence; a home.

2. One's legal residence.

v. dom·i·ciled, dom·i·cil·ing, dom·i·ciles

v.tr.
1.
 in North America North America, third largest continent (1990 est. pop. 365,000,000), c.9,400,000 sq mi (24,346,000 sq km), the northern of the two continents of the Western Hemisphere. , as well as international insurance companies, since this section last appeared in the December December: see month.  2004 edition of Best's Review.

See page 13 for the current Guide to Best's Financial Strength Ratings or visit the A.M. Best Co. Web site at www.ambest.com/ratings/guide.html for detailed rating definitions. The A.M. Best rating of any company and basic company information also are available free of charge at www.ambest.com/ratings/access.html.
Ratings Changed

Rating                                              Current   Previous
Action   Company Name & Domicile            AMB#    Rating      Rating

Life/Health

-        Banner Life Insurance Company      06468   A+             A++
         US: Maryland

+        Co-operators Life Insurance        06290   A               A-
         Company Canada: Saskatchewan

         NationalCare Insurance Company     68084   NR-5            A-
         US: Oklahoma

+        Sierra Health & Life Insurance     07370   B++             B+
         Co Inc US: California

-        Trans World Assurance Company      07136   B++           A- u
         US: California

-        William Penn Life Insurance Co     06734   A+             A++
         of NY US: New York

HMO

+        Health Plan of Nevada Inc          68619   B++             B+
         US: Nevada

New      Metrowest Health Plan Inc          64459   E             C pd
         US: Texas

+        Rocky Mountain Health Maint Org    64312   B pd         B- pd
         Inc US: Colorado

Property/Casualty

         AXA Corporate Solutions E&S        10785   NR-5          A- u
         Lines Ins Co US: Delaware

         Crum & Forster Underwriters Co     01899   NR-5            A-
         of Ohio US: Ohio

+        Direct General Insurance Company   11947   B               B-
         of LA US: Louisiana

         Fidelity National Title Ins Co     12062   NR-5             A
         of NY US: New York

+        Granite Mutual Insurance Company   00427   A               A-
         US: Vermont

         Kemper Indemnity Insurance         12183   NR-5             D
         Company US: Illinois

         Kemper Surplus Lines Insurance     12229   NR-5             D
         Company US: Illinois

-        Liberty American Insurance         12239   A- u            A+
         Company US: Florida

+        Manufacturers Alliance Insurance   02626   A-           B++ u
         Company US: Pennsylvania

-        Mobile USA Insurance Company       10698   A- u            A+
         US: Florida

-        Nationwide Indemnity Company       11664   B+ u           B++
         US: Ohio

+        Nonprofits' Insurance Alliance     11845   A               A-
         of CA US: California

+        Northern Security Insurance        02546   A               A-
         Company Inc US: Vermont

         Pacific Eagle Insurance Company    10627   NR-5             D
         US: California

+        Peace Hills General Insurance      86955   B               B-
         Company Canada: Alberta

+        Pennsylvania Manufacturers Assoc   00760   A-           B++ u
         Ins Co US: Pennsylvania

+        Pennsylvania Manufacturers         01733   A-           B++ u
         Indemnity Co US: Pennsylvania

         Philadelphia Insurance Companies   00476   NR-5            A+
         US: Pennsylvania

+        PMA Insurance Group                18200   A-           B++ u
         US: Pennsylvania

         TIG Lloyds Insurance Company       02863   NR-5            B+
         US: Texas

-        Toa Reinsurance Company of         01730   A               A+
         America US: Delaware

New      USAuto Insurance Company Inc       11832   B             NR-2
         US: Tennessee

+        Vermont Mutual Group               00951   A               A-
         US: Vermont

+        Vermont Mutual Insurance Company   02547   A               A-
         US: Vermont

New      Village Auto Insurance Co, Inc     12544   B             NR-2
         US: Georgia

-        Wayne Cooperative Insurance        10531   B++             A-
         Company US: New York

New      Wellington Specialty Ins Co        10092   A-
         US: Arizona

New      Westmerica Insurance Company       72129   B++
         US: Colorado

International

-        Legal & General Assurance          84279   A+             A++
         Society Limite United Kingdom

         Lloyd's Syndicate 1243             48321   NR-3           A s
         United Kingdom

         Munich Reinsurance Company of      86474   NR-5            A+
         Africa Ltd  South Africa

         New Primary Insurance Company      77341   B++
         Ltd Ireland

         Tryg-Baltica Insurance,            86161   NR-3         B++ u
         Internatl Ins Cc Denmark

Ratings Under Review

Rating                                              Current   Previous
Action   Company Name & Domicile            AMB#    Rating      Rating

Life/Health

U        Dixie National Life Insurance      06730   B u              B
         Company US: Indiana

U        Standard Life Insurance Company    07073   B u              B
         of IN US: Indiana

Property/Casualty

U        Florida Select Insurance Company   11869   B u              B
         US: Florida

U        Hawaiian Insurance & Guar Co,      11581   B u              B
         Ltd US: Hawaii

U        Omaha Property and Casualty        01860   A- u            A-
         Insurance Co US: Nebraska

U        Philadelphia Indemnity Insurance   03616   A+ u            A+
         Company US: Pennsylvania

U        Philadelphia Insurance Company     00763   A+ u            A+
         US: Pennsylvania

U        Shelby Casualty Insurance          02277   B u              B
         Company US: Illinois

U        Shelby Insurance Company           00832   B u              B
         US: Illinois

U        Texas Select Lloyds Insurance      11082   B u              B
         Company US: Texas

U        Unique Compagnie D'Assurances      87101   B++ u          B++
         Generales Canada: Quebec

U        Vesta Fire Insurance Corporation   04407   B u              B
         US: Illinois

U        Vesta Insurance Corporation        01813   B u              B
         US: Illinois

U        Vesta Insurance Group              05681   B u              B
         US: Alabama

International

U        Zurich Specialties London          86263   A u              A
         Limited United Kingdom

Rating Action: (+) or (-) Rating upgraded or downgraded; (New) Assigned
initial rating: (u) Rating placed under review
COPYRIGHT 2005 A.M. Best Company, Inc.
No portion of this article can be reproduced without the express written permission from the copyright holder.
Copyright 2005, Gale Group. All rights reserved. Gale Group is a Thomson Corporation Company.

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Title Annotation:Ratings
Publication:Best's Review
Article Type:Illustration
Geographic Code:1USA
Date:Jan 1, 2005
Words:742
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