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Best's rating changes.


This edition of Best's Rating Best's rating

A rating A.M. Best Co. assigns to insurance companies based on the company's ability to meet its obligations to its policyholders.
 Changes reflects all rating changes--assignments, changes or placed under review--that occurred for life, health and property/casualty insurers domiciled dom·i·cile  
n.
1. A residence; a home.

2. One's legal residence.

v. dom·i·ciled, dom·i·cil·ing, dom·i·ciles

v.tr.
1.
 in North America North America, third largest continent (1990 est. pop. 365,000,000), c.9,400,000 sq mi (24,346,000 sq km), the northern of the two continents of the Western Hemisphere. , as well as international insurance companies, since this section last appeared in the November November: see month.  2004 edition of Best's Review.

See page 21 for the current Guide to Best's Financial Strength Ratings or visit the A.M. Best Co. Web site at www.ambest.com/ratings/guide.html for detailed rating definitions. The A.M. Best rating of any company and basic company information also are available free of charge at www.ambest.com/ratings/access.html.
Ratings Changed

Rating                                              Current   Previous
Action   Company Name & Domicile            AMB#    Rating    Rating

Life/Health

-        AF&L Insurance Company             11131   B         B+ u
         US: Pennsylvania

+        Blue Cross and Blue Shield of      60080   A- pd     B++ pd
         Alabama
         US: Alabama

+        Christian Fidelity Life            06217   B         B-
         Insurance Co
         US: Texas

-        Delta Dental Plan of Arkansas      64699   B++ pd    A- pd
         Inc
         US: Arkansas

-        Delta Dental Plan of Indiana Inc   64694   B pd      B+ pd
         US: Indiana

-        Delta Dental Plan of Kansas Inc    64538   B+ pd     B++ pd
         US: Kansas

-        Delta Dental Plan of Ohio Inc      64502   B pd      B+ pd
         US: Ohio

-        Delta Dental Plan of Vermont Inc   64542   B+ pd     B++ pd
         US: Vermont

         DOBCO Life Insurance Company       08484   NR-3      B+
         US: Arizona

         Fairlane Life Insurance Company    09508   NR-3      B+
         US: Arizona

-        Independence Blue Cross            64553   B+ pd     B++ pd
         US: Pennsylvania

-        Maine Dental Service Corporation   64639   B+ pd     B++ pd
         US: Maine

+        North American Insurance Company   60015   B         B-
         US: Wisconsin

+        Oxford Life Insurance Company      07890   B         B-
         US: Arizona

         Pension Life Insurance Co of       06907   NR-5      A-
         America
         US: New Jersey

-        Senior American Life Insurance     60294   B         B+ u
         Company
         US: Pennsylvania

         Southland Life Insurance Company   07060   NR-5      A+
         US: Texas

         Transamerica Assurance Company     08479   NR-5      A+
         US: Missouri

HMO

+        Coordinated Health Partners Inc    68592   B+ pd     B pd
         US: Rhode Island

+        HMO Louisiana Inc                  68990   B+ pd     B pd
         US: Louisiana

+        Horizon Healthcare Dental Inc      64696   B++ pd    B+ pd
         US: New Jersey

+        Horizon Healthcare of New Jersey   68960   B++ pd    B+ pd
         Inc
         US: New Jersey

New      John Deere Health Plan Inc         68702   B++       B pd
         US: Illinois

         Property/Casualty

New      Aioi Insurance Company of          03746   A         NR-5
         America
         US: New York

New      American Access Casualty Company   12428   B-        NR-2
         US: Illinois

-        American Bonding Company           00119   F         E
         US: Arizona

New      BCAA Insurance Corporation         87017   B++       B- pd
         Canada: British Columbia

         Liberty Insurance Company of       87725   NR-5      A
         Canada
         Canada: Ontario

         MIIX Insurance Company             03737   E         NR-4
         US: New Jersey

-        Putnam Reinsurance Company         03727   A+        A++
         US: New York

+        Tower Insurance Company of New     11356   A-        B++
         York
         US: New York

-        Transatlantic Holdings, Inc.       18128   A+        A++
         Group
         US: New York

-        Transatlantic Reinsurance          03126   A+        A++
         Company
         US: New York

International

+        Automobile Association Undrwrtg    87225   A- pd     B++ pd
         Svcs Ltd
         United Kingdom

+        BUPA Insurance Limited             84804   B++ pd    B+ pd
         United Kingdom

New      CGNU Life Assurance Limited        85266   A+        A pd
         United Kingdom

New      CGU International Insurance plc    86250   A+        A pd
         United Kingdom

New      Commercial Union Life Assurance    87873   A+        A pd
         Company
         United Kingdom

         Consumer Electronics Insurance     87296   NR-5      B+ pd
         Co Ltd
         United Kingdom

         Co-operative Insurance Society     87801   NR-5      B- pd
         Limited
         United Kingdom

-        Elwood Insurance Limited           86659   B++ u     A-
         Bermuda

         Farmers' Mutual Accident Care      86925   NR-5      B++
         Limited
         New Zealand

         Farmers' Mutual Life Limited       86883   NR-3      A-
         New Zealand

+        Financial Assurance Co Ltd         85832   B pd      B- pd
         United Kingdom

-        Financial Insurance Company        85812   B- pd     B pd
         Limited
         United Kingdom

+        Gresham Insurance Company          87371   A- pd     B++ pd
         Limited
         United Kingdom

-        Hamilton Insurance Company         86142   B+ pd     B++ pd
         Limited
         United Kingdom

+        Hermes Assured Limited             87386   B- pd     C++ pd
         United Kingdom

-        HSBC Life (UK) Limited             87461   B+ pd     B++ pd
         United Kingdom

-        JP Morgan Fleming Life Limited     87411   B pd      B+ pd
         United Kingdom

         National Farmers Union Mutual      85012   NR-5      B++ pd
         Ins Soc
         United Kingdom

+        Nationwide Life Limited            87482   B++ pd    B+ pd
         United Kingdom

New      Norwich Union Annuity Limited      87492   A+        A pd
         United Kingdom

New      Norwich Union Insurance Ltd        85250   A+        A pd
         United Kingdom

New      Norwich Union Life & Pensions      86137   A+        A pd
         Ltd
         United Kingdom

New      Norwich Union Linked Life          85265   A+        A pd
         Assurance Ltd
         United Kingdom

New      Polskie Towarzystwo                89013   B+        NR-5
         Reasekuracyjne S.A.
         Poland

+        Provident Insurance plc            87542   B++ pd    B+ pd
         United Kingdom

         Trafalgar Insurance Public         87635   NR-5      B pd
         Limited Co
         United Kingdom

-        Trans Re Zurich                    86500   A+        A++
         Switzerland

-        Tryg-Baltica Insurance,            86161   B++ u     A-
         Internatl Ins Co
         Denmark

Ratings Under Review

Rating                                              Current   Previous
Action   Company Name & Domicile            AMB#    Rating    Rating

Life/Health

U        5 Star Life Insurance Company      08069   A- u      A-
         US: Louisiana

U        American Fidelity Life Insurance   06055   B++ u     B++
         Company
         US: Florida

U        American Life & Health Insurance   06078   A- u      A-
         Company
         US: Missouri

U        American-Amicable Life Ins Co of   09122   B++ u     B++
         TX
         US: Texas

U        Cambridge Life Insurance Company   08545   A- u      A-
         US: Missouri

U        Coventry Health and Life           08812   B++ u     B++
         Insurance Co
         US: Delaware

U        First Health Life & Health         08951   A- u      A-
         Insurance Co
         US: Texas

U        HealthAssurance Pennsylvania Inc   64719   B++ u     B++
         US: Pennsylvania

U        ING Insurance Company of America   68073   A+ u      A+
         US: Florida

U        ING Life Insurance and Annuity     06895   A+ u      A+
         Company
         US: Connecticut

U        ING USA Annuity and Life           08388   A+ u      A+
         Insurance Co
         US: Iowa

U        Life Insurance Company of          06643   A u       A
         Georgia
         US: Georgia

U        Midwestern United Life Insurance   06718   A u       A
         Company
         US: Indiana

U        Occidental Life Insurance Co of    06849   B++ u     B++
         NC
         US: Texas

U        PersonalCare Insurance of          60028   B+ u      B+
         Illinois Inc
         US: Illinois

U        Pioneer American Insurance         06929   B++ u     B++
         Company
         US: Texas

U        Pioneer Security Life Insurance    06935   B++ u     B++
         Company
         US: Texas

U        ReliaStar Life Insurance Co of     06157   A+ u      A+
         NY
         US: New York

U        ReliaStar Life Insurance Company   06846   A+ u      A+
         US: Minnesota

U        Scottish Re (U.S.) Inc             08785   A- u      A-
         US: Delaware

U        Scottish Re Life Corporation       08928   A- u      A-
         US: Missouri

U        Security Life of Denver            07029   A+ u      A+
         Insurance Co
         US: Colorado

U        Trans World Assurance Company      07136   A- u      A-
         US: California

U        TransAm Assurance Company          07437   B+ u      B+
         US: Arizona

HMO

U        Altius Health Plans                68616   B+ u      B+
         US: Utah

U        Carelink Health Plans Inc          64186   B++ u     B++
         US: West Virginia

U        Coventry Health Care of Delaware   68687   B+ u      B+
         Inc
         US: Delaware

U        Coventry Health Care of Georgia    68980   B++ u     B++
         Inc
         US: Georgia

U        Coventry Health Care of Iowa Inc   68541   B++ u     B++
         US: Iowa

U        Coventry Health Care of Kansas     64126   B+ u      B+
         Inc
         US: Kansas

U        Coventry Health Care of            68689   B+ u      B+
         Louisiana Inc
         US: Louisiana

U        Coventry Health Care of Nebraska   68544   B+ u      B+
         Inc
         US: Nebraska

U        Group Health Plan Inc              68534   B++ u     B++
         US: Missouri

U        HealthAmerica Pennsylvania Inc     68590   B++ u     B++
         US: Pennsylvania

U        HealthCare USA of Missouri LLC     64077   B+ u      B+
         US: Missouri

U        PersonalCare Insurance of          68765   B+ u      B+
         Illinois (HMO)
         US: Illinois

U        Southern Health Services Inc       68607   B+ u      B+
         US: Virginia

U        WellPath Select Inc                64274   B++ u     B++
         US: North Carolina

Property/casualty

U        Allianz Insurance Company of       86187   A- u      A-
         Canada
         Canada: Ontario

U        Diamond State Insurance Company    02820   A u       A
         US: Indiana

U        Nationwide Insurance Company of    12238   A- u      A-
         Florida
         US: Ohio

U        Penn-America Group, Inc            18422   A- u      A-
         US: Pennsylvania

U        Penn-America Insurance Company     03674   A- u      A-
         US: Pennsylvania

U        Penn-Star Insurance Company        12050   A- u      A-
         US: Pennsylvania

U        Trafalgar Insurance Company of     86189   B+ u      B+
         Canada
         Canada: Ontario

U        United National Casualty Ins Co    12537   A u       A
         US: Indiana

U        United National Group              02955   A u       A
         US: Pennsylvania

U        United National Insurance          03128   A u       A
         Company
         US: Pennsylvania

U        United National Specialty          00447   A u       A
         Insurance Co
         US: Wisconsin

International

U        Bahamas First General Insurance    86960   A- u      A-
         Co Ltd
         Bahamas

U        RoyalStar Assurance Limited        87888   A- u      A-
         Bahamas

U        Scottish Annuity & Life Ins Co     86896   A- u      A-
         (Cayman)
         Cayman Islands

U        Scottish Re Limited                87677   A- u      A-
         United Kingdom

U        Security & General Insurance       86820   A- u      A-
         Company Ltd
         Bahamas

Rating Action: (+) or (-) Rating upgraded or downgraded;
(New) Assigned initial rating; (u) Rating placed under review
COPYRIGHT 2004 A.M. Best Company, Inc.
No portion of this article can be reproduced without the express written permission from the copyright holder.
Copyright 2004, Gale Group. All rights reserved. Gale Group is a Thomson Corporation Company.

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Title Annotation:Ratings
Publication:Best's Review
Article Type:Illustration
Geographic Code:1USA
Date:Dec 1, 2004
Words:1443
Previous Article:Spitzer takes on group life and health.
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