Best's insurance stock indices.

Best's Insurance Stock Indices

(Dec. 31. 2004 = 1.000.00)

Four Weeks Ended May 11, 2006

                                                   Percent Change

                                      Index   Month/   Year to   Year/
                                      Close    Month      Date    Year

Best's Insurance Composite Index   1,114.57    -0.07     -3.81   13.92
  Multi-Line Index (M)             1,035.64     2.92     -2.90   17.07
  Property/Casualty Index (PC)     1,069.82     4.07     -0.08   10.68
  Life/Health & HMO Index          1,226.80    -4.44     -6.98   15.66
    Life Index (L)                 1,298.96     1.74      6.33   31.05
    Health & HMO Index (H)         1,163.43   -10.29    -18.04    3.05
  Brokers & Agents Index (B&A)     1,044.41    -3.09     -4.45   16.24
NYSE Composite Index               8,526.74     3.63      9.97   21.99

                                                              Month/
                                           Best's   Closing    Month
Top 5 Performers                  Ticker    Index     Price   Change

1. Vesta Insurance Group Inc        VTAI       PC      0.36    44.00
2. EMC Insurance Group Inc          EMCI       PC     30.77    18.21
3. Fidelity National Financial
     Inc                             FNF       PC     42.05    18.02
4. Safety Insurance Group Inc       SAFT       PC     47.53    15.70
5. Safeco Corp.                     SAFC       PC     56.99    15.55

Bottom 5 Performers

1. Cigna Corp.                        CI        H     93.90   -25.15
2. Aetna Inc                         AET        H     39.71   -17.24
3. UnitedHealth Group Inc            UNH        H     44.37   -17.07
4. SeaBright Insurance Holdings
     Inc                            SEAB       PC     15.16   -16.24
5. Scottish Re Group Ltd             SCT        L     20.20   -15.66