Best's insurance stock indices.

Four Weeks Ended July 13, 2006

                                             <---Percent Change --->
                                     Index    Month/   Year to   Year/
                                     Close    Month      Date     Year

Best's Insurance Composite Index   1,085.86    -0.36     -6.28     3.30
  Multi-Line Index (M)               961.05    -2.08     -9.89    -3.28
  Property/Casualty Index (PC)     1,041.41    -1.36     -2.73     3.16
  Life/Health & HMO Index          1,240.13     1.94     -5.97     8.12
   Life Index (L)                  1,268.53    -0.07      3.84    15.40
   Health & HMO Index (H)          1,220.03     4.11    -14.06     1.84
Brokers &Agents Index (B&A)          936.69    -6.08    -14.31     1.00
NYSE Composite Index               7,991.85     0.19      3.07     7.95

                                                                 Month/
Top 5 Performers                   Ticker     Best's   Closing   Month
                                              Index     Price    Change

1. AmerUs Group Co                 AMH        L          66.81    22.21
2. Cigna Corp.                     CI         H         103.36    13.33
3. Humana Inc                      HUM        H          55.96    11.45
4. EMC Insurance Group Inc         EMCI       PC         30.58    11.44
5. Coventry Health Care Inc        CVH        H          55.97     9.64

Bottom 5 Performers

1. Scottish Re Group Ltd           SCT        L          16.01   -13.97
2. American Equity Investment
   Life Holding Co                 AEL        L          10.30   -12.79
3. James River Group Inc           JRVR       PC         24.00   -11.08
4. UnumProvident Corp.             UNM        H          16.49   -10.04
5. White Mountains Insurance
   Group Ltd                       WTM        PC        465.00    -9.97

Indices by Segment (see bestreview.com for methodology and further
details identifying the companies included in each index.)

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