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Best's Rating Changes. (Ratings).


This summary of Best's Rating Best's rating

A rating A.M. Best Co. assigns to insurance companies based on the company's ability to meet its obligations to its policyholders.
 Changes includes U.S.-domiciled life, health-care and property/casualty insurers as well as international insurers that had ratings assigned as·sign  
tr.v. as·signed, as·sign·ing, as·signs
1. To set apart for a particular purpose; designate: assigned a day for the inspection.

2.
, changed or placed under review since this section last appeared in the January January: see month.  2003 edition of Best's Review.

Best's Rating Changes is an abbreviated version of Best's Rating Monitor, which is published in BestWeek, our weekly insurance industry newsletter. See page 17 for the Current Guide to Best's Ratings or Visit the A.M. Best Co. Web site at www.ambest.com/ratings/access.html for detailed rating definitions.

The A.M. Best rating of any company and basic company information are also available free of charge at the Web site.
Ratings Changed

Life

Rating                                                   Current
Action  Company Name & Domicile                   AMB#   Rating

        Atlantic Coast Life Insurance             06132  NR-5
        Company
        US: South Carolina

        Clarica Life Insurance Company            06750  NR-5
        Canada: Ontario

        Gulf Guaranty Life Insurance              08081  NR-4
        Company
        US: Mississippi

        INRECO International                      08384  NR-5
        Reinsurance Company
        US: Louisiana

--      North Coast Life Insurance                06837  C++
        Company
        US: Washington

--      Union Central Life Insurance              07150  A-
        Company
        US: Ohio

Rating                                            Previous
Action  Company Name & Domicile                     Rating

        Atlantic Coast Life Insurance                    B
        Company
        US: South Carolina

        Clarica Life Insurance Company                 A++
        Canada: Ontario

        Gulf Guaranty Life Insurance                    B+
        Company
        US: Mississippi

        INRECO International                            A-
        Reinsurance Company
        US: Louisiana

--      North Coast Life Insurance                      B-
        Company
        US: Washington

--      Union Central Life Insurance                     A
        Company
        US: Ohio

Health Care

Rating                                                   Current
Action  Company Name & Domicile                   AMB#   Rating

--      AmCare Health Plans of                    64090  F
        Louisiana Inc
        US: Louisiana

        Blue Advantage HMO Program                60144  NR-5
        US: Illinois

New     Christiana Care Health Plans              64156  B++
        Inc
        US: Delaware

--      Community Health Pin of                   84311  E
        Rockies Inc
        US: Colorado

--      Delta Dental Insurance Company            09147  A-
        US: Delaware

--      Delta Dental of Delaware                  64642  B+
        US: Delaware

--      Delta Dental of District of               64672  B+
        Columbia
        US: Dist. Of Columbia

--      Delta Dental of New York                  64594  B+
        US: New York

--      Delta Dental of West Virginia             64643  B+
        US: West Virginia

--      Delta Dental Plan of                      68800  A-
        California
        US: California

New     Delta Dental Plan of Tennessee            64670  A-
        US: Tennessee

New     Health Alliance Medical Plans             68039  B+
        US: Illinois

New     Health Alliance Medical Plans             68984  B+
        Inc (HMO)
        US: Illinois

New     Health Alliance-Midwest Inc               64392  B+
        US: Illinois

        Mid America Health Care Plans             68966  NR-5
        US: Missouri

--      Pennsylvania Dental Service               64557  B+
        Corporation
        US: Pennsylvania

--      Private Medical-Care Inc                  68640  A-
        US: California

--      Renaissance Health Plan                   64200  F
        US: Ohio

New     United Concordia Companies Inc            50692  A-
        US: Pennsylvania

Rating                                            Previous
Action  Company Name & Domicile                     Rating

--      AmCare Health Plans of                           E
        Louisiana Inc
        US: Louisiana

        Blue Advantage HMO Program                       A
        US: Illinois

New     Christiana Care Health Plans                 C+ pd
        Inc
        US: Delaware

--      Community Health Pin of                      C+ pd
        Rockies Inc
        US: Colorado

--      Delta Dental Insurance Company                   A
        US: Delaware

--      Delta Dental of Delaware                        A-
        US: Delaware

--      Delta Dental of District of                     A-
        Columbia
        US: Dist. Of Columbia

--      Delta Dental of New York                        A-
        US: New York

--      Delta Dental of West Virginia                   A-
        US: West Virginia

--      Delta Dental Plan of                             A
        California
        US: California

New     Delta Dental Plan of Tennessee                NR-5
        US: Tennessee

New     Health Alliance Medical Plans                 NR-2
        US: Illinois

New     Health Alliance Medical Plans                 NR-3
        Inc (HMO)
        US: Illinois

New     Health Alliance-Midwest Inc                   NR-2
        US: Illinois

        Mid America Health Care Plans               C++ pd
        US: Missouri

--      Pennsylvania Dental Service                     A-
        Corporation
        US: Pennsylvania

--      Private Medical-Care Inc                         A
        US: California

--      Renaissance Health Plan                          E
        US: Ohio

New     United Concordia Companies Inc                NR-2
        US: Pennsylvania

Property/Casualty

Rating                                                   Current
Action  Company Name & Domicile                   AMB#   Rating

--      American Alternative Insurance            11574  A+
        Corp
        US: Delaware

--      American Manufacturers Mutual             02273  B+ u
        Ins Co
        US: Illinois

--      American Motorists Insurance              02274  B+ u
        Company
        US: Illinois

--      American Protection Insurance             02275  B+ u
        Company
        US: Illinois

--      American Re Corporation Group             18259  A+
        US: Delaware

--      American Re-Insurance Company             00149  A+
        US: Delaware

+       AmGUARD Insurance Company                 00293  A-
        US: Pennsylvania

New     Arch Excess & Surplus                     12254  A-
        Insurance Company
        US: Nebraska

New     Beacon Lloyds Insurance                   12542  B-
        Company
        US: Texas

        Berkshire Mutual Insurance                00212  NR-3
        Company
        US: Massachusetts

New     Bunker Hill Insurance Company             11959  B+
        US: Massachusetts

New     California Earthquake                     12534  A-
        Authority
        US: California

        CGU Insurance Company of                  85748  NR-4
        Canada
        Canada: Ontario

--      Constitution Insurance Company            11980  B-
        US: New York

        Continental National                      10602  NR-3
        Indemnity Company
        US: Ohio

--      Cotton States Group                       00300  B+
        US: Georgia

--      Cotton States Mutual Insurance            00299  B+
        Company
        US: Georgia

+       Countryway Insurance Company              03206  B++
        US: New York

--      Eagle Pacific Insurance Company           03803  B+ u
        US: Washington

+       EastGUARD Insurance Company               00665  A-
        US: Pennsylvania

        Elite Insurance Company                   85742  NR-4
        Canada: Ontario

New     Endurance Reinsurance Corp of America     12559  A-
        US: New York

New     Farmers Mut Fire Ins Co McCandless Twsp   04766  B+
        US: Pennsylvania

        First State Insurance Company             02187  NR-3
        US: Connecticut

        First State Pool                          05663  NR-5
        US: Connecticut

        GAINSCO County Mutual Insurance Company   11331  NR-5
        US: Texas

-       Gerling Global Reins Corp of America      03046  B-
        US: New York

-       GreatLand Insurance Company               12330  B+ u
        US: New Jersey

+       Guarantee Co of North America USA         11014  A-
        US: Pennsylvania

+       GUARD Insurance Group                     18331  A-
        US: Pennsylvania

New     HCC Specialty Insurance Company           12531  A+
        US: Oklahoma

        International Insurance Company           02134  NR-5
        US: Illinois

        Kansas Medical Mutual Insurance Company   11382  NR-4
        US: Kansas

-       Kemper Casualty Insurance Company         12301  B+ u
        US: Illinois

        Kemper Employers Insurance Company        11755  B+ u
        US: Illinois

-       Kemper Indemnity Insurance Company        12183  B+ u
        US: Illinois

-       Kemper Insurance Companies                04427  B+ u
        US: Illinois

-       Kemper Lloyds Insurance Company           01759  B+ u
        US: Texas

-       Kemper Surplus Lines Insurance Company    12229  B+
        US: Illinois

New     LEMIC Insurance Company                   12153  B+
        US: Louisiana

-       Lumbermens Mutual Casualty Company        02279  B+ u
        US: Illinois

-       Marysville Mutual Insurance Company       00578  B
        US: Kansas

+       Nevada General Insurance Company          11692  A
        US: Nevada

        New England Insurance Company             01907  NR-3
        US: Connecticut

        New England Reinsurance Corporation       02188  NR-3
        US: Connecticut

+       NorGUARD Insurance Company                10643  A-
        US: Pennsylvania

-       Northwest G F Mutual Insurance Company    00717  C++
        US: South Dakota

-       Pacific Eagle Insurance Company           10627  B+ u
        US: California

        Pilot Insurance Company                   85779  NR-4
        Canada: Ontario

-       Princeton Excess & Surplus Lines Ins Co   12170  A+
        US: Delaware

-       RidgeLand Insurance Company               12331  B+ u
        US: Ohio

        Scottish & York Insurance Company Ltd     85788  NR-4
        Canada: Ontario

-       Specialty National Insurance Company      12349  B+ u
        US: Illinois

-       Specialty Surplus Insurance Company       12349  B+ u
        US: Illinois

New     Traders & General Insurance Company       02501  A
        US: Texas

New     Traders & Pacific Insurance Company       01725  A
        US: Delaware

        Traders General Insurance Company         85795  NR-4
        Canada: Ontario

Rating                                            Previous
Action  Company Name & Domicile                     Rating

--      American Alternative Insurance                 A++
        Corp
        US: Delaware

--      American Manufacturers Mutual                   A-
        Ins Co
        US: Illinois

--      American Motorists Insurance                    A-
        Company
        US: Illinois

--      American Protection Insurance                   A-
        Company
        US: Illinois

--      American Re Corporation Group                  A++
        US: Delaware

--      American Re-Insurance Company                  A++
        US: Delaware

+       AmGUARD Insurance Company                      B++
        US: Pennsylvania

New     Arch Excess & Surplus                         NR-2
        Insurance Company
        US: Nebraska

New     Beacon Lloyds Insurance
        Company
        US: Texas

        Berkshire Mutual Insurance                      B-
        Company
        US: Massachusetts

New     Bunker Hill Insurance Company                 NR-2
        US: Massachusetts

New     California Earthquake
        Authority
        US: California

        CGU Insurance Company of                         A
        Canada
        Canada: Ontario

--      Constitution Insurance Company                B+ u
        US: New York

        Continental National                            B+
        Indemnity Company
        US: Ohio

--      Cotton States Group                            B++
        US: Georgia

--      Cotton States Mutual Insurance                 B++
        Company
        US: Georgia

+       Countryway Insurance Company                    B+
        US: New York

--      Eagle Pacific Insurance Company                 A-
        US: Washington

+       EastGUARD Insurance Company                    B++
        US: Pennsylvania

        Elite Insurance Company                          A
        Canada: Ontario

New     Endurance Reinsurance Corp of America
        US: New York

New     Farmers Mut Fire Ins Co McCandless Twsp       NR-2
        US: Pennsylvania

        First State Insurance Company                   B+
        US: Connecticut

        First State Pool                                B+
        US: Connecticut

        GAINSCO County Mutual Insurance Company         B-
        US: Texas

-       Gerling Global Reins Corp of America          B+ u
        US: New York

-       GreatLand Insurance Company                     A-
        US: New Jersey

+       Guarantee Co of North America USA               B+
        US: Pennsylvania

+       GUARD Insurance Group                          B++
        US: Pennsylvania

New     HCC Specialty Insurance Company
        US: Oklahoma

        International Insurance Company                B++
        US: Illinois

        Kansas Medical Mutual Insurance Company         B-
        US: Kansas

-       Kemper Casualty Insurance Company               A-
        US: Illinois

        Kemper Employers Insurance Company              A-
        US: Illinois

-       Kemper Indemnity Insurance Company              A-
        US: Illinois

-       Kemper Insurance Companies                      A-
        US: Illinois

-       Kemper Lloyds Insurance Company                 A-
        US: Texas

-       Kemper Surplus Lines Insurance Company          A-
        US: Illinois

New     LEMIC Insurance Company                       NR-1
        US: Louisiana

-       Lumbermens Mutual Casualty Company              A-
        US: Illinois

-       Marysville Mutual Insurance Company            B++
        US: Kansas

+       Nevada General Insurance Company                A-
        US: Nevada

        New England Insurance Company                   B+
        US: Connecticut

        New England Reinsurance Corporation             B+
        US: Connecticut

+       NorGUARD Insurance Company                     B++
        US: Pennsylvania

-       Northwest G F Mutual Insurance Company          B-
        US: South Dakota

-       Pacific Eagle Insurance Company                 A-
        US: California

        Pilot Insurance Company                          A
        Canada: Ontario

-       Princeton Excess & Surplus Lines Ins Co        A++
        US: Delaware

-       RidgeLand Insurance Company                     A-
        US: Ohio

        Scottish & York Insurance Company Ltd           A-
        Canada: Ontario

-       Specialty National Insurance Company            A-
        US: Illinois

-       Specialty Surplus Insurance Company             A-
        US: Illinois

New     Traders & General Insurance Company           NR-3
        US: Texas

New     Traders & Pacific Insurance Company           NR-3
        US: Delaware

        Traders General Insurance Company               A-
        Canada: Ontario

International

Rating                                                   Current
Action  Company Name & Domicile                   AMB#   Rating

        Allianz Aktiengesellschaft                85449  NR-5
        Germany

        Allianz Elementar Group                   88162  NR-5
        Austria

        Allianz Germany Prop / Cas Group          88163  NR-5
        Germany

        Allianz Subalpina S.p.A                   85624  NR-5
        Italy

New     Aspen Insurance Limited                   83210  A-
        Bermuda

        AXA Sun Life plc                          87249  B++ pd
        United Kingdom

        CX Reinsurance Company Limited            85249  NR-3
        United Kingdom

New     Endurance Worldwide Insurance Limited     83234  A-
        United Kingdom

        Forsikringsaktieseskabet Kab Internat     87125  NR-4
        Denmark

New     Fund American Reins Company, Ltd          83294  A-
        Bermuda

        Gerling-Konzern Allgemeine Group          88148  NR-5
        Germany

New     INRECO International Reinsurance Company  75491  A-
        Cayman Islands

New     Jupiter Insurance Ltd                     57796  A+
        Guernsey

New     Lloyd's Syndicate 2623                    48946  A s
        United Kingdom

New     Lloyd's Syndicate 570                     48000  A- s
        United Kingdom

New     Lloyd's Syndicate 609                     48019  As
        United Kingdom

New     Skandia Insurance Company Ltd (publ.)     85180  A-
        Sweden

-       St. James's Place UK plc                  87410  B++ p
        United Kingdom

-       Steamship Mutual U/W Assoc (Bermuda)      87133  A-
        Bermuda

-       Swiss Life (UK) Plc                       87619  B+ pd
        United Kingdom

        Tate & Lyle Reinsurance Limited           86556  NR-4
        Bermuda

        Trenwick International Limited            86512  NR-3
        United Kingdom

        Victoria Reinsurance Company Ltd          57141  NR-4
        Barbados

-       Windsor Life Assurance Company Limited    85400  B pd
        United Kingdom

Rating                                            Previous
Action  Company Name & Domicile                     Rating

        Allianz Aktiengesellschaft                     A++
        Germany

        Allianz Elementar Group                        A++
        Austria

        Allianz Germany Prop / Cas Group               A++
        Germany

        Allianz Subalpina S.p.A                         A-
        Italy

New     Aspen Insurance Limited
        Bermuda

        AXA Sun Life plc                              NR-5
        United Kingdom

        CX Reinsurance Company Limited                B+ u
        United Kingdom

New     Endurance Worldwide Insurance Limited
        United Kingdom

        Forsikringsaktieseskabet Kab Internat           A-
        Denmark

New     Fund American Reins Company, Ltd
        Bermuda

        Gerling-Konzern Allgemeine Group                A-
        Germany

New     INRECO International Reinsurance Company
        Cayman Islands

New     Jupiter Insurance Ltd
        Guernsey

New     Lloyd's Syndicate 2623
        United Kingdom

New     Lloyd's Syndicate 570
        United Kingdom

New     Lloyd's Syndicate 609
        United Kingdom

New     Skandia Insurance Company Ltd (publ.)         NR-5
        Sweden

-       St. James's Place UK plc                     A- pd
        United Kingdom

-       Steamship Mutual U/W Assoc (Bermuda)             A
        Bermuda

-       Swiss Life (UK) Plc                         B++ pd
        United Kingdom

        Tate & Lyle Reinsurance Limited                 A-
        Bermuda

        Trenwick International Limited                B- u
        United Kingdom

        Victoria Reinsurance Company Ltd                 A
        Barbados

-       Windsor Life Assurance Company Limited       B+ pd
        United Kingdom

Life

Rating                                                   Current
Action  Company Name & Domicile                   AMB#   Rating

U       American Skandia Life                     08715  A- u
        Assurance Corp
        US: Connecticut

U       Manufacturers Life Ins                    06681  A++ u
        Co (U.S.A.)
        US: Michigan

U       Manufacturers Life Ins                    60056  A++ u
        Co of NY
        US: New York

U       Manufacturers Life Insurance              06688  A++ u
        Company
        Canada: Ontario

U       Transamerica Life Canada                  66805  A+ u
        Canada: Ontario

Rating                                            Previous
Action  Company Name & Domicile                     Rating

U       American Skandia Life                         A- u
        Assurance Corp
        US: Connecticut

U       Manufacturers Life Ins                         A++
        Co (U.S.A.)
        US: Michigan

U       Manufacturers Life Ins                         A++
        Co of NY
        US: New York

U       Manufacturers Life Insurance                   A++
        Company
        Canada: Ontario

U       Transamerica Life Canada                        A+
        Canada: Ontario

Property/Casualty

Rating                                                   Current
Action  Company Name & Domicile                   AMB#   Rating

U       Commonwealth Insurance Co                 11766  A- u
        of America
        US: Washington

U       Commonwealth Insurance                    85730  A- u
        Company
        Canada: British Columbia

U       Fairmont Insurance Company                04293  B++ u
        US: California

U       Ranger Insurance Company                  03118  B++ u
        US: Delaware

U       Ranger Insurance Group                    18309  B++ u
        US: Delaware

U       Ranger Lloyds                             03364  B++ u
        US: Texas

U       TIG American Specialty                    01904  B++ u
        Insurance Company
        US: Texas

U       TIG Indemnity Company                     02512  B++ u
        US: California

U       TIG Insurance Company                     02507  B++ u
        US: California

U       TIG Insurance Company of                  03760  B++ u
        Colorado
        US: Colorado

U       TIG Insurance Company of                  02508  B++ u
        Michigan
        US: Michigan

U       TIG Insurance Company of                  02511  B++ u
        New York
        US: New York

U       TIG Insurance Company of                  02510  B++ u
        Texas
        US: Texas

U       TIG Insurance Corporation                 02505  B++ u
        of America
        US: Michigan

U       TIG Insurance Group                       00090  B++ u
        US: Texas

U       TIG Lloyds Insurance                      02863  B++ u
        Company
        US: Texas

U       TIG Premier Insurance                     02504  B++ u
        Company
        US: California

U       TIG Specialty Insurance                   02502  B++ u
        Company
        US: California

Rating                                            Previous
Action  Company Name & Domicile                     Rating

U       Commonwealth Insurance Co                       A-
        of America
        US: Washington

U       Commonwealth Insurance                          A-
        Company
        Canada: British Columbia

U       Fairmont Insurance Company                     B++
        US: California

U       Ranger Insurance Company                       B++
        US: Delaware

U       Ranger Insurance Group                         B++
        US: Delaware

U       Ranger Lloyds                                  B++
        US: Texas

U       TIG American Specialty                         B++
        Insurance Company
        US: Texas

U       TIG Indemnity Company                          B++
        US: California

U       TIG Insurance Company                          B++
        US: California

U       TIG Insurance Company of                       B++
        Colorado
        US: Colorado

U       TIG Insurance Company of                       B++
        Michigan
        US: Michigan

U       TIG Insurance Company of                       B++
        New York
        US: New York

U       TIG Insurance Company of                       B++
        Texas
        US: Texas

U       TIG Insurance Corporation                      B++
        of America
        US: Michigan

U       TIG Insurance Group                            B++
        US: Texas

U       TIG Lloyds Insurance                           B++
        Company
        US: Texas

U       TIG Premier Insurance                          B++
        Company
        US: California

U       TIG Specialty Insurance                        B++
        Company
        US: California

International

Rating                                                   Current
Action  Company Name & Domicile                   AMB#   Rating

U       AGF Group                                 85129  A++ u

U       BRIT Insurance Limited                    86954  A- u
        United Kingdom

Rating                                            Previous
Action  Company Name & Domicile                     Rating

U       AGF Group                                      A++

U       BRIT Insurance Limited                          A-
        United Kingdom

Rating Action: (+) or (-) Rating upgraded or downgraded

(New) Assigned initial rating

(u) Rating placed under review


RELATED ARTICLE: CURRENT GUIDE TO BEST'S RATINGS

For a complete explanation of Bests Ratings, please refer to the Preface pref·ace  
n.
1.
a. A preliminary statement or essay introducing a book that explains its scope, intention, or background and is usually written by the author.

b. An introductory section, as of a speech.

2.
 of Best's Insurance Reports[R] or Best's Key Rating Guide[R]. Best's Ratings reflect our independent opinion, but are not a warranty An assurance, promise, or guaranty by one party that a particular statement of fact is true and may be relied upon by the other party.

Warranties are used in a variety of commercial situations. In many instances a business may voluntarily make a warranty.
 of a company's financial strength and ability to meet its obligations to policyholders.

* For the latest Best's Ratings and Best's Company Reports (which include Best's Ratings) visit the A.M. Best Web site at www.ambest.com. You may also obtain Best's Company Reports by calling our Customer Service Department at (908) 439-2200, Ext. 5742. To expedite ex·pe·dite  
tr.v. ex·pe·dit·ed, ex·pe·dit·ing, ex·pe·dites
1. To speed up the progress of; accelerate.

2.
 your request, please provide the company's identification number (AMB AMB Ambient
AMB Ambassador
AMB Amber
AMB Ambulance
AMB Associação Médica Brasileira (Brazil)
AMB Ambulatory
AMB Advanced Memory Buffer (FBDIMM control unit on DRAM) 
 #).

* All rating actions are published in the Rating Monitor section of BestWeek[R], Selected rating changes and new ratings are published in Best's Review[R] (our monthly magazine).

BEST'S RATINGS

A.M. Best ratings (A++ to F) are assigned to insurance companies that subscribe to Verb 1. subscribe to - receive or obtain regularly; "We take the Times every day"
subscribe, take

buy, purchase - obtain by purchase; acquire by means of a financial transaction; "The family purchased a new car"; "The conglomerate acquired a new company";
 our interactive rating service. The Best's Rating represents an opinion based on a comprehensive quantitative quantitative /quan·ti·ta·tive/ (kwahn´ti-ta?tiv)
1. denoting or expressing a quantity.

2. relating to the proportionate quantities or to the amount of the constituents of a compound.
 and qualitative qualitative /qual·i·ta·tive/ (kwahl´i-ta?tiv) pertaining to quality. Cf. quantitative.

qualitative

pertaining to observations of a categorical nature, e.g. breed, sex.
 evaluation of a company's balance sheet strength, operating performance and business profile.
Secure Best's Ratings


A++ and A+   Superior
A and A-    Excellent
B++ and B+  Very Good

Vulnerable Best's Ratings


B and B-                            Fair
C++ and C+                      Marginal
C and C-                            Weak
D                                   Poor
E           Under Regulatory Supervision
F                         In Liquidation
S                       Rating Suspended


RATING MODIFIERS

Under Review (u) Rating Modifiers are assigned to Best's Ratings to identity companies whose rating opinions are Under Review and may be subject to near-term near-term
adj.
Of, for, or involving a short period of time in the near future.
 change. Best's Public Data (pd) Rating Modifiers may be assigned to Health Maintenance Organizations (HMOs), Canadian Canadian (kənā`dēən), river, 906 mi (1,458 km) long, rising in NE New Mexico. and flowing E across N Texas and central Oklahoma into the Arkansas River in E Oklahoma. , UK and other European European

emanating from or pertaining to Europe.


European bat lyssavirus
see lyssavirus.

European beech tree
fagussylvaticus.

European blastomycosis
see cryptococcosis.
 insurers that do not subscribe to our interactive rating process. Best's Public Data Ratings reflect both qualitative and quantitative analysis Quantitative Analysis

A security analysis that uses financial information derived from company annual reports and income statements to evaluate an investment decision.

Notes:
 using publicly available data and other public information, Syndicate Syndicate

organized crime unit throughout major cities of the United States. [Am. Hist.: NCE, 2018]

See : Gangsterism
 (s) Rating Modifiers are assigned to syndicates operating at Lloyd's Lloyd's, London insurance underwriting corporation of many separate syndicates; often called Lloyd's of London. Founded in the late 17th cent. by a group of merchants, shipowners, and insurance brokers at the coffeehouse of Edward Lloyd, the association is now .
Rating Modifiers


u   Under Review
s      Syndicate
pd   Public Data

NOT RATED CATEGORIES (NR)

Companies not assigned a Best's Rating are assigned to one of five NR
categories which identifies the primary reason a rating opinion was not
assigned to the company. For additional information, refer to the
Preface.


NR-1              Insufficient Data
NR-2       Insufficient Size and/or
               Operating Experience
NR-3  Rating Procedure Inapplicable
NR-4                Company Request
NR-5          Not Formally Followed


FINANCIAL SIZE CATEGORIES (FSC FSC

See: Foreign Sales Corporation
)

Assigned to all insurance companies and reflects their size based on their capital, surplus and conditional Subject to change; dependent upon or granted based on the occurrence of a future, uncertain event.

A conditional payment is the payment of a debt or obligation contingent upon the performance of a certain specified act.
 reserve funds. For information, refer to the Preface.

Best's Ratings are proprietary and may not be reproduced without permission.
COPYRIGHT 2003 A.M. Best Company, Inc.
No portion of this article can be reproduced without the express written permission from the copyright holder.
Copyright 2003, Gale Group. All rights reserved. Gale Group is a Thomson Corporation Company.

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Title Annotation:life, health-care and property/casualty insurers; credit ratings
Comment:Best's Rating Changes. (Ratings).(life, health-care and property/casualty insurers; credit ratings)
Publication:Best's Review
Geographic Code:1USA
Date:Feb 1, 2003
Words:2808
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