Best's Rating Changes.This summary of Best's Rating Best's rating A rating A.M. Best Co. assigns to insurance companies based on the company's ability to meet its obligations to its policyholders. Changes includes life, health-care and property/casualty insurers domiciled dom·i·cile n. 1. A residence; a home. 2. One's legal residence. v. dom·i·ciled, dom·i·cil·ing, dom·i·ciles v.tr. 1. in North America North America, third largest continent (1990 est. pop. 365,000,000), c.9,400,000 sq mi (24,346,000 sq km), the northern of the two continents of the Western Hemisphere. , as well as international insurers that had ratings assigned as·sign tr.v. as·signed, as·sign·ing, as·signs 1. To set apart for a particular purpose; designate: assigned a day for the inspection. 2. , changed of placed under review since this section last appeared in the February February: see month. 2004 edition of Best's Review. Best's Rating Changes is an abbreviated version of Best's Rating Monitor, which is published in BestWeek, our weekly insurance industry newsletter. See page 17 for the Current Guide to Best's Financial Strength Ratings of visit the A.M. Best Co. Web site at www.ambest.com/ratings/guide.html for detailed rating definitions. The A.M. Best rating of any company and basic company information are also available free of charge at the Web site.
Ratings Changed
Rating Current Previous
Action Company Name & Domicile AMB# Rating Rating
Life/Health
Acacia National Life
Insurance Company 08607 NR-5 A
US: Dist. Of Columbia
+ Aetna Health Insurance Co of
CT 09408 A A-
US: Connecticut
+ Aetna Health Insurance Co of
NY 09541 A A-
US: New York
New Aetna Insurance Company of
Connecticut 11023 A NR-3
US: Connecticut
+ Aetna Life Insurance Company 06006 A A-
US: Connecticut
+ Allmerica Financial Life Ins
& Ann Co 08491 B+ B-
US: Massachusetts
+ American Public Life
Insurance Company 06094 A- B++
US: Oklahoma
+ American Skandia Life
Assurance Corp 08715 A A-u
US: Connecticut
Equitable Life Insurance
Company of Iowa 06345 NR-5 A+
US: Iowa
+ First Allmerica Financial
Life Ins Co 07086 B+ B-
US: Massachusetts
First Variable Life Insurance 08083 NR-5 A
Company
US: Arkansas
- Guarantee Trust Life
Insurance Company 06503 B++ A-
US: Illinois
GuideOne Life Insurance
Company 06945 NR-5 A-
US: Iowa
Keyport Life Insurance
Company 06615 NR-5 A+
US: Rhode Island
- Nippon Life Insurance Company
of America 08419 B++ A-
US: Iowa
- Old Standard Life Insurance
Company 68103 C C++ u
US: Idaho
- Old West Annuity & Life
Insurance Co 07957 C C++ u
US: Arizona
Protected Home Mutual Life 06961 NR-5 B u
Insurance Co
US: Pennsvlvania
United Life & Annuity
Insurance Company 07166 NR-5 A
US: Iowa
USG Annuity & Life Company 06146 NR-5 A+
US: Oklahoma
- Western United Life Assurance 08077 C C++ u
Company
US: Washington
HMO
AET Health Care Plan Inc 68787 NR-3 A-
US: Texas
New Aetna Dental Inc (a TX corp) 64718 A- NR-5
US: Texas
New Aetna Dental of CA 64634 A- NR-2
US: California
+ Aetna Health Inc (a CT corp) 68698 A A-
US: Connecticut
+ Aetna Health Inc (a MD corp) 68550 A A-
US: Maryland
+ Aetna Health Inc (a New York
corp) 68696 A A-
US: New York
Aetna Health Inc (a NH corp) 68773 NR-3 A-
US: New Hampshire
+ Aetna Health Inc (a NJ corp) 68695 A A-
US: New Jersey
+ Aetna Health Inc (a PA corp) 68700 A A-
US: Pennsylvania
+ Aetna Health of CA 60119 A A-
US: California
Carilion Health Plans Inc 64438 NR-5 C+ pd
US: Virginia
Doctors Health Plan 64267 NR-5 E
US: North Carolina
Property/Casualty
+ Allmerica Financial Alliance 11746 A- B++
Ins Co
US: New Hampshire
+ Allmerica Financial Benefit
Insurance Co
US: Michigan 11212 A- B++
+ Allmerica Fin'l Property &
Casualty Cos 04861 A- B++
US: Massachusetts
- American Equity Insurance
Company 11134 A A+ u
US: Arizona
- American Equity Specialty
Insurance Cos 12061 A A+ u
US: California
- American Physicians Assurance
Corp 03670 B+ u B++ u
US: Michigan
+ Anchor General Insurance 00364 B++ B+
Company
US: California
APCapital Group 18321 NR-5 B++ u
US: Michigan
- APSpecialty Insurance
Corporation 11764 B+ u B++ u
US: Michigan
Chicago Motor Club Insurance
Company 00254 NR-5 A
US: Illinois
+ Citizens Insurance Company of
America 00264 A- B++
US: Michigan
+ Citizens Insurance Company of
Illinois 12023 A- B++
US: Illinois
+ Citizens Insurance Company of
MidW 11747 A- B++
US: Indiana
+ Citizens Insurance Company of
Ohio 11679 A- B++
US: Ohio
+ DTRIC Insurance Company
Limited 11287 A- B+
US: Hawaii
New Founders Insurance Group 18597 A-
US: Illinois
Guarantee Co of North America
USA 11014 NR-5 A-
US: New Jersey
+ Hanover American Insurance
Company 10784 A- B++
US: New Hampshire
+ Hanover Insurance Company 02225 A- B++
US: New Hampshire
+ Hanover Lloyds Insurance
Company 01734 A- B++
US: Texas
New Hartland Mutual Insurance Co 12501 B+ NR-2
US: North Dakota
- Insurance Corporation of
America 12081 B- u B++ u
US: Michigan
Kemper Commercial Insurance
Company 12291 NR-5 D
US: Illinois
+ Massachusetts Bay Insurance
Company 02226 A- B++
US: New Hampshire
- Mendakota Insurance Company 11656 A A+ u
US: Minnesota
- Mendota Insurance Company 10737 A A+ u
US: Minnesota
Millers Insurance Company 00635 NR-5 F
US: Texas
Mutual Fire Insurance Co in
Calvert Cty 04735 NR-5 B+
US: Maryland
- National Merit Insurance
Company 02701 B++ A u
US: Washington
Northern Indemnity Inc 87087 NR-5 A- pd
Canada: Ontario
- Northfield Insurance Company 04869 A A+ u
US: Iowa
- Northland Casualty Company 04025 A A+ u
US: Minnesota
- Northland Insurance Company 00712 A A+ u
US: Minnesota
New Quanta Indemnity Company 12644 A-
US: Colorado
New Quanta Specialty Lines
Insurance Co 12546 A- NR-3
US: Indiana
New Quanta U.S. Companies 18631 A-
US: New York
- Realm National Insurance
Company 00567 C- C++ u
US: New York
New Seneca Specialty Insurance
Company 12258 A- NR-3
US: Arizona
- TNC Insurance Group 04077 A A+ u
US: Minnesota
International
Avon Insurance plc 85814 NR-5 A pd
United Kingdom
+ BUPA Insurance Limited 84804 B+ pd B pd
United Kingdom
+ CGU Underwriting Limited 87290 A pd B pd
United Kingdom
CNA Insurance Company Limited 86301 NR-5 B pd
United Kingdom
- Consumer Electronics
Insurance Co Ltd 87296 B+ pd B++ pd
United Kingdom
+ DAS Legal Expenses Insurance
Company Ltd 87310 A- pd B++ pd
United Kingdom
DBI Insurance Company Limited 87311 NR-5 B pd
United Kingdom
Folgate Insurance Company
Limited 87350 NR-3 B pd
United Kingdom
- Fortis Insurance Limited 87233 B++ pd A- pd
United Kingdom
G I L Insurance Limited 87363 NR-5 B+ pd
United Kingdom
- Grand Central Re Limited 84186 A- u A
Bermuda
+ Hamilton Insurance Company
Limited 86142 B++ pd B+ pd
United Kingdom
New IAT Reinsurance Company Ltd. 57453 A-
Bermuda
- Liverpool Victoria Insurance
Company Ltd 87864 B- pd B pd
United Kingdom
Lloyd's Syndicate 1400 48328 NR-4 A- s
United Kingdom
- MMA Insurance plc 86488 B pd B+ pd
United Kingdom
+ National Ins & Guarantee Corp 87479 B+ pd B pd
PLC
United Kingdom
- Provident Insurance plc 87542 B+ pd B++ pd
United Kingdom
Prudential Assurance Company 85641 NR-5 A pd
Limited
United Kingdom
Prudential Assurance Company
Ltd 85642 NR-5 A pd
United Kingdom
+ Western Provident Association
Ltd 87671 A- pd B++ pd
United Kingdom
Ratings Under Review
Poperty/Casualty
U Atlantic Insurance Company 02220 A u A
US: Texas
U Fairmont Insurance Company 04293 B+ u B+
US: California
U Greenwich Insurance Company 11095 A+ u A+
US: Delaware
U Gulf Group Lloyds 03847 A u A
US: Texas
U Gulf Insurance Company 02451 A u A
US: Connecticut
U Gulf Insurance Group 00446 A u A
US: Connecticut
U Gulf Underwriters Insurance
Company 11208 A u A
US: Connecticut
U Indian Harbor Insurance
Company 11340 A+ u A+
US: North Dakota
U Ranger Insurance Company 03118 B++ u B++
US: Delaware
U Ranger Insurance Group 18309 B++ u B++
US: Delaware
U Ranger Lloyds 03364 B++ u B++
US: Texas
U Select Insurance Company 02222 A u A
US: Texas
U TIG Premier Insurance Company 02504 B+ u B+
US: California
U Travelers Cas and Sur Co
Europe Ltd 87376 A u A
United Kingdom
U XL Insurance America, Inc. 02423 A+ u A+
US: Delaware
U XL Insurance Company of New
York, Inc. 12182 A+ u A+
US: New York
U XL Reinsurance America Group 18130 A+ u A+
US: Delaware
U XL Reinsurance America Inc. 02104 A+ u A+
US: New York
U XL Select Insurance Company 02424 A+ u A+
US: Oklahoma
U XL Specialty Insurance
Company 00779 A+ u A+
US: Delaware
International
U XL Capital Group 86079 A+ u A+
Cayman Islands
U XL Europe Limited 86202 A+ u A+
Ireland
U XL Insurance (Bermuda) Ltd 85633 A+ u A+
Bermuda
U XL Insurance Company Limited 87674 A+ u A+
United Kingdom
U XL Re Latin America Ltd 86824 A+ u A+
Bermuda
U XL Re Ltd 86106 A+ u A+
Bermuda
U Zurich Specialties London
Limited 86263 A u A
United Kingdom
Rating Action: (+) or (-) Rating upgraded or downgraded; (New) Assigned
initial rating; (u) Rating placed under review
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