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Best's rating changes.


This edition of Best's Rating Best's rating

A rating A.M. Best Co. assigns to insurance companies based on the company's ability to meet its obligations to its policyholders.
 Changes reflects all rating changes--assignments, changes or placed under review--that occurred for life, health and property/casualty insurers domiciled dom·i·cile  
n.
1. A residence; a home.

2. One's legal residence.

v. dom·i·ciled, dom·i·cil·ing, dom·i·ciles

v.tr.
1.
 in North America North America, third largest continent (1990 est. pop. 365,000,000), c.9,400,000 sq mi (24,346,000 sq km), the northern of the two continents of the Western Hemisphere. , as well as international insurance companies, since this section last appeared in the July July: see month.  2005 edition of Best's Review.

See page 20 for the current Guide to Best's Financial Strength Ratings or visit the A.M. Best Co. Web site at www.ambest.com/ratings/guide.html for detailed rating definitions. The A.M. Best rating of any company and basic company information also are available free of charge at www.ambest.com/ratings/access.html.
Ratings Changed

Rating
Action   Company Name & Domicile                    AMB#

Life/Health

-        American Life Insurance Co of NY           06084
         US: New York
-        Booker T Washington Insurance Co Inc       06169
         US: Alabama
-        Central Benefits Mutual Insurance Co       00242
         US: District Of Columbia
-        Central Benefits National Life Ins Co      06419
         US: Ohio
-        Central United Life Insurance Company      06222
         US: Texas
+        Colorado Bankers Life Insurance Company    08502
         US: Colorado
+        Columbus Life Insurance Company            06244
         US: Ohio
+        Fort Dearborn Life Insurance Company       07322
         US: Illinois
-        Great American Life Assurance Company      06253
         US: Ohio
-        Great American Life Insurance Co of NY     06864
         US: New York
+        Health Care Svc Corp Mut Legal Reserve     09193
         US: Illinois
+        Independence American Insurance Company    03552
         US: Delaware
+        Integrity Life Insurance Company           07739
         US: Ohio
-        Jefferson National Life Insurance Co       06475
         US: Texas
+        Lafayette Life Insurance Company           06617
         US: Indiana
New      Life Insurance Company of Louisiana        07775
         US: Louisiana
         Life Insurance Company of Mississippi      08922
         US: Mississippi
-        Lifeguard Life Insurance Company           08629
         US: California
-        London Pacific Life & Annuity Company      07056
         US: North Carolina
+        MAMSI Life and Health Insurance Company    06046
         US: Maryland
-        Manhattan Life Insurance Company           06686
         US: New York
+        National Integrity Life Insurance Co       07798
         US: New York
         National Mutual Benefit                    06794
         US: Wisconsin
-        Ohio State Life Insurance Company          06853
         US: Texas
New      River Lake Insurance Company II            60561
         US: South Carolina
+        Standard Life Insurance Company of IN      07073
         US: Indiana
+        ULLICO Life Insurance Company              06316
         US: Texas
+        Union Labor Life Insurance Company         07152
         US: Maryland
         Universal Guaranty Life Insurance Co *     07199
         US: Ohio
-        Universal Life Insurance Company           07201
         US: Alabama

HMO

+        Aloha Care                                 64224
         US: Hawaii
         BCI HMO Inc                                68658
         US: Illinois
New      Bluegrass Family Health Inc                68747
         US: Kentucky
         CarePlus Health Plans Inc                  68925
         US: Florida
+        CommunityCare HMO Inc                      64165
         US: Oklahoma
-        DentiCare Inc                              64522
         US: Texas
         Denticare of Oklahoma Inc                  64376
         US: Oklahoma
-        Family Health Care Plus Inc                64132
         US: Mississippi
New      Great Lakes Health Plan Inc                64439
         US: Michigan
-        Group Health Cooperative of Eau Claire     68654
         US: Wisconsin
+        Health Care Service Corp HMO-Texas         68718
         US: Texas
-        Health Plan of the Upper Ohio Valley       64201
         US: West Virginia
         HealthPlus Partners Inc                    64762
         US: Michigan
+        HMOs of Blue Cross Blue Shield Illinois    68771
         US: Illinois
+        IHC Health Plans Inc                       64078
         US: Utah
         International Dental Plans Inc             65706
         US: Florida
+        MD-Individual Practice Association Inc     68606
         US: Maryland
         Metropolitan Health Plan                   68558
         US: Minnesota
-        Michigan Health Maintenance Org Plans      68917
         US: Michigan
-        MVP Health Plan                            68567
         US: New York
+        Optimum Choice Inc                         68764
         US: Maryland
-        PHP Insurance Plan Inc                     64123
         US: Wisconsin
-        PreferredOne Community Health Plan         64054
         US: Minnesota
         Scripps Clinic Health Plan Services Inc    64661
         US: California
+        Security Health Plan of Wisconsin Inc      64207
         US: Wisconsin
New      Selectcare of Texas LLC                    64744
         US: Texas
         UDC Ohio Inc                               65707
         US: Ohio
+        Wellmark Health Plan of Iowa Inc           64385
         US: Iowa
         Western Health Advantage                   64577
         US: California

Property/Casualty

         Academic Health Professionals Ins Assn     11372
         US: New York
+        Acceptance Casualty Insurance Company      11774
         US: Nebraska
+        Acceptance Indemnity Insurance Company     10611
         US: Nebraska
         Acceptance Insurance Company               02681
         US: Nebraska
+        Algoma Mutual Insurance Company            87771
         Canada: Ontario
         ALICOT Insurance Company                   02849
         US: Texas
+        Allianz Insurance Company of Canada        86187
         Canada: Ontario
+        Allstate Insurance Company of Canada       85704
         Canada: Ontario
         Alpha Assurance Company                    84241
         Canada: Quebec
         American Business & Personal Ins Mut Inc   01751
         US: Illinois
         American Growers Insurance Company         03754
         US: Nebraska
+        American Hallmark Insurance Co of TX       01728
         US: Texas
New      American Independent Companies             18663
         US: Delaware
New      American Interstate Ins Company of Texas   12990
         US: Texas
+        Architects and Engrs Ins Co, Inc, A RRG    10752
         US: Delaware
-        AXA Assurances Agricoles Inc               86334
         Canada: Quebec
-        AXA Assurances Inc                         85798
         Canada: Quebec
-        AXA Pacific Insurance Company              86185
         Canada: British Columbia
+        Bankers Independent Insurance Company      00200
         US: Maryland
         California Indemnity Insurance Company     10613
         US: California
         California Indemnity Insurance Group       18135
         US: New York
         Canassurance General Ins Co Inc            87732
         Canada: Quebec
-        Censtar Title Insurance Company            11837
         US: Texas
-        CII Insurance Company                      12208
         US: California
+        Clare Mutual Insurance Company             87027
         Canada: Nova Scotia
         Colorado Western Insurance Company         11073
         US: Colorado
         Commercial Casualty Insurance Co of NC     11059
         US: North Carolina
-        Commercial Casualty Insurance Company      10634
         US: California
New      Cooperativa Seguros Group                  18651
         US: Puerto Rico
-        Cortlandt Insurance Company                12129
         US: Texas
-        CPA Mutual Insurance Co of America RRG     11319
         US: Vermont
         Eastern Casualty Group                     18541
         US: Massachusetts
         Eastern Casualty Insurance Company         01961
         US: Massachusetts
+        ECM Insurance Group                        18547
         US: Pennsylvania
+        Everett Cash Mutual Insurance Company      04351
         US: Pennsylvania
+        Ever-Greene Mutual Insurance Company       04757
         US: Pennsylvania
+        Farmers Mutual Insurance Company (WV)      03523
         US: West Virginia
-        First American Title & Trust Company       11892
         US: Oklahoma
-        First American Title Insurance Cc of KS    12365
         US: Kansas
-        First American Title Insurance Co of NC    11838
         US: North Carolina
-        First American Title Insurance Cc of NY    11835
         US: New York
-        First American Title Insurance Company     11834
         US: California
-        First American Title Insurance Group       18363
         US: California
-        First American Transportation Title Ins    12342
         US: Louisiana
+        First Jersey Casualty Insurance Co, Inc    00329
         US: New Jersey
+        Foundation Reserve Insurance Co, Inc       02293
         US: New Mexico
         General Casualty Companies                 04927
         US: Wisconsin
         Highlands Insurance Company                02239
         US: Texas
+        Industrial Alliance General Insurance Co   87053
         Canada: Quebec
-        Insurance Corporation of Newfoundland      86579
         Canada: Newfoundland
         Interboro Mutual Indemnity Insurance Co    00519
         US: New York
         Kings Mutual Insurance Company             87056
         Canada: Nova Scotia
-        Land Title Insurance Co of St. Louis       11839
         US: Missouri
New      Liberty American Insurance Group           18666
         US: Florida
New      Lion Insurance Company                     12616
         US: Florida
+        Lumbermens Underwriting Alliance           02296
         US: Missouri
         McM Acceptance Grp                         18568
         US: North Carolina
         McM Group                                  00580
         US: North Carolina
         Monumental General Casualty Company        03694
         US: Maryland
-        Mortgage Guarantee & Title Company         11841
         US: Rhode Island
+        Motor Club Insurance Association           00651
         US: Nebraska
-        National American Insurance Company (OK)   00672
         US: Oklahoma
New      National Financial Group                   18660
         US: Puerto Rico
New      National Group Insurance Company           12992
         US: Florida
+        NOVA Casualty Company                      02708
         US: New York
+        Oak Brook County Mutual Insurance Co       02661
         US: Texas
+        Occidental F & C Co of NC                  02312
         US: North Carolina
New      Occidental/Acceptance Group                18675
         US: North Carolina
-        Ohio Bar Title Insurance Company           12366
         US: Ohio
         Orleans General Ins Co                     87773
         Canada: Quebec
         Pacific National Insurance Company         02376
         US: California
+        Pembridge Insurance Company                85774
         Canada: Ontario
-        Personal General Insurance Inc.            86006
         Canada: Quebec
-        Personal Service Insurance Company         03304
         US: Ohio
-        Pharmacists Mutual Insurance Company       00320
         US: Iowa
New      Philadelphia Insurance Companies           18667
         US: Pennsylvania
+        Phoenix Indemnity Insurance Company        10612
         US: Arizona
-        Port Lawrence Title & Trust Company        11843
         US: Ohio
-        Primmum Insurance Company                  87021
         Canada: Ontario
+        Promutuel Reassurance                      85986
         Canada: Quebec
-        Realm National Insurance Company           00567
         US: New York
New      Red Shield Insurance Group                 18625
         US: Washington
New      Safeway Direct Insurance Company           12224
         US: California
+        Safeway Insurance Company                  00819
         US: Illinois
+        Safeway Insurance Company of Alabama       10688
         US: Alabama
+        Safeway Insurance Company of Georgia       00217
         US: Georgia
+        Safeway Insurance Company of Louisiana     11986
         US: Louisiana
+        Safeway Insurance Group                    00459
         US: Illinois
+        Saskatchewan Motor Club Insurance Co Ltd   87084
         Canada: Saskatchewan
+        Saskatchewan Mutual Insurance Company      85787
         Canada: Saskatchewan
         Security Indemnity Insurance Company       10420
         US: New Jersey
-        Senior Citizens Mutual Insurance Co        10835
         US: Florida
+        Southeastern Mutual Insurance Company      87736
         Canada: New Brunswick
         Southern Guaranty Group                    02960
         US: Alabama
-        State Farm Florida Insurance Company       12235
         US: Florida
+        State Farm General Insurance Company       02478
         US: Illinois
+        State Farm Indemnity Company               11224
         US: Illinois
         Statewide Insurance Company                02589
         US: Illinois
-        TD General Insurance Company               87028
         Canada: Ontario
         Texas Builders Insurance Company           11371
         US: Texas
-        Title Insurance Company of Oregon          11836
         US: Oregon
-        Traders General Insurance Company          85795
         Canada: Ontario
+        Trafalgar Insurance Company of Canada      86189
         Canada: Ontario
         Ulico Insurance Group                      18535
         US: Delaware
         Unigard Insurance Group                    03924
         US: Washington
         Uniqur Compagnie D'Assurances Generale     87101
         Canada: Quebec
+        United Automobile Insurance Company        10781
         US: Florida
+        United Automobile Insurance Group          18415
         US: Florida
+        United States Surety Company               12009
         US: Maryland
-        Western National Title Insurance Company   12387
         US: Utah
+        Wilshire Insurance Company                 00975
         US: North Carolina
New      Winterthur U.S. Group                      05658
         US: Delaware

International

-        First American Title Insurance Co of Aus   86993
         Australia
-        First Title Insurance plc                  86695
         United Kingdom
         Fund American Reins Company, Ltd           83294
         Bermuda
New      Life Insurance Corp (Intl) B.S.C. (C)      77623
         Bahrain
         Life Insurance Corporation of India        85485
         India
New      Mapfre Empresas Cia de Seg y Reas          83013
         Spain
         National Warranty Ins RRG                  11609
         Cayman Islands
+        QBE Insurance Company (UK) Limited         86487
         United Kingdom
+        QBE International Insurance Limited        86126
         United Kingdom
+        Trust Intl Ins B.S.C. (c) Bahrain          86326
         Bahrain
New      XL Life Ltd                                73313
         Bermuda

Rating                                              Current   Previous
Action   Company Name & Domicile                    Rating    Rating

Life/Health

-        American Life Insurance Co of NY           B+        B++
         US: New York
-        Booker T Washington Insurance Co Inc       C-        C+
         US: Alabama
-        Central Benefits Mutual Insurance Co       B+        B++
         US: District Of Columbia
-        Central Benefits National Life Ins Co      B+        B++
         US: Ohio
-        Central United Life Insurance Company      B+        B++
         US: Texas
+        Colorado Bankers Life Insurance Company    A         A-
         US: Colorado
+        Columbus Life Insurance Company            A++       A+
         US: Ohio
+        Fort Dearborn Life Insurance Company       A+        A
         US: Illinois
-        Great American Life Assurance Company      A-        A
         US: Ohio
-        Great American Life Insurance Co of NY     A-        A
         US: New York
+        Health Care Svc Corp Mut Legal Reserve     A+        A
         US: Illinois
+        Independence American Insurance Company    B++       B+
         US: Delaware
+        Integrity Life Insurance Company           A++       A+
         US: Ohio
-        Jefferson National Life Insurance Co       B+        B++
         US: Texas
+        Lafayette Life Insurance Company           A+        A u
         US: Indiana
New      Life Insurance Company of Louisiana        B-        NR-5
         US: Louisiana
         Life Insurance Company of Mississippi      NR-3      A-
         US: Mississippi
-        Lifeguard Life Insurance Company           F         E
         US: California
-        London Pacific Life & Annuity Company      F         E
         US: North Carolina
+        MAMSI Life and Health Insurance Company    A         A-
         US: Maryland
-        Manhattan Life Insurance Company           B+        B++
         US: New York
+        National Integrity Life Insurance Co       A++       A+
         US: New York
         National Mutual Benefit                    NR-4      A-
         US: Wisconsin
-        Ohio State Life Insurance Company          B+        A-
         US: Texas
New      River Lake Insurance Company II            A+
         US: South Carolina
+        Standard Life Insurance Company of IN      B+        B u
         US: Indiana
+        ULLICO Life Insurance Company              B         B-
         US: Texas
+        Union Labor Life Insurance Company         B         B-
         US: Maryland
         Universal Guaranty Life Insurance Co *     NR-4      B-
         US: Ohio
-        Universal Life Insurance Company           C-        C+
         US: Alabama

HMO

+        Aloha Care                                 B pd      B- pd
         US: Hawaii
         BCI HMO Inc                                NR-3      A
         US: Illinois
New      Bluegrass Family Health Inc                B+        B- pd
         US: Kentucky
         CarePlus Health Plans Inc                  NR-3      C- pd
         US: Florida
+        CommunityCare HMO Inc                      B- pd     C++ pd
         US: Oklahoma
-        DentiCare Inc                              C++ pd    B+ pd
         US: Texas
         Denticare of Oklahoma Inc                  NR-3      A-
         US: Oklahoma
-        Family Health Care Plus Inc                F         E
         US: Mississippi
New      Great Lakes Health Plan Inc                A-        NR-2
         US: Michigan
-        Group Health Cooperative of Eau Claire     C+ pd     C++ pd
         US: Wisconsin
+        Health Care Service Corp HMO-Texas         A+        A
         US: Texas
-        Health Plan of the Upper Ohio Valley       C++ pd    B- pd
         US: West Virginia
         HealthPlus Partners Inc                    C pd      NR-5
         US: Michigan
+        HMOs of Blue Cross Blue Shield Illinois    A+        A
         US: Illinois
+        IHC Health Plans Inc                       B pd      B- pd
         US: Utah
         International Dental Plans Inc             NR-3      A-
         US: Florida
+        MD-Individual Practice Association Inc     A         A-
         US: Maryland
         Metropolitan Health Plan                   NR-5      B pd
         US: Minnesota
-        Michigan Health Maintenance Org Plans      F         E
         US: Michigan
-        MVP Health Plan                            B pd      B+ pd
         US: New York
+        Optimum Choice Inc                         A         A-
         US: Maryland
-        PHP Insurance Plan Inc                     C pd      C+ pd
         US: Wisconsin
-        PreferredOne Community Health Plan         B+ pd     B++ pd
         US: Minnesota
         Scripps Clinic Health Plan Services Inc    C pd      NR-5
         US: California
+        Security Health Plan of Wisconsin Inc      B- pd     C++ pd
         US: Wisconsin
New      Selectcare of Texas LLC                    B+        NR-2
         US: Texas
         UDC Ohio Inc                               NR-3      A-
         US: Ohio
+        Wellmark Health Plan of Iowa Inc           A         A-
         US: Iowa
         Western Health Advantage                   C pd      NR-5
         US: California

Property/Casualty

         Academic Health Professionals Ins Assn     NR-4      C++
         US: New York
+        Acceptance Casualty Insurance Company      A-        B++
         US: Nebraska
+        Acceptance Indemnity Insurance Company     A-        B++
         US: Nebraska
         Acceptance Insurance Company               NR-1      E
         US: Nebraska
+        Algoma Mutual Insurance Company            B+ pd     B pd
         Canada: Ontario
         ALICOT Insurance Company                   NR-3      B+
         US: Texas
+        Allianz Insurance Company of Canada        A+        A- u
         Canada: Ontario
+        Allstate Insurance Company of Canada       B++ pd    B+ pd
         Canada: Ontario
         Alpha Assurance Company                    B++ pd    NR-5
         Canada: Quebec
         American Business & Personal Ins Mut Inc   NR-3      B-
         US: Illinois
         American Growers Insurance Company         NR-5      E
         US: Nebraska
+        American Hallmark Insurance Co of TX       A-        B
         US: Texas
New      American Independent Companies             B+
         US: Delaware
New      American Interstate Ins Company of Texas   A- u
         US: Texas
+        Architects and Engrs Ins Co, Inc, A RRG    A-        B++
         US: Delaware
-        AXA Assurances Agricoles Inc               A         A+
         Canada: Quebec
-        AXA Assurances Inc                         A         A+
         Canada: Quebec
-        AXA Pacific Insurance Company              A-        A
         Canada: British Columbia
+        Bankers Independent Insurance Company      B+        B u
         US: Maryland
         California Indemnity Insurance Company     NR-5      B
         US: California
         California Indemnity Insurance Group       NR-5      B
         US: New York
         Canassurance General Ins Co Inc            NR-5      B+ pd
         Canada: Quebec
-        Censtar Title Insurance Company            A         A+
         US: Texas
-        CII Insurance Company                      B-        B
         US: California
+        Clare Mutual Insurance Company             B+ pd     B pd
         Canada: Nova Scotia
         Colorado Western Insurance Company         F         NR-4
         US: Colorado
         Commercial Casualty Insurance Co of NC     NR-5      F
         US: North Carolina
-        Commercial Casualty Insurance Company      B-        B
         US: California
New      Cooperativa Seguros Group                  A
         US: Puerto Rico
-        Cortlandt Insurance Company                B-        B
         US: Texas
-        CPA Mutual Insurance Co of America RRG     B         B+
         US: Vermont
         Eastern Casualty Group                     NR-5      B++
         US: Massachusetts
         Eastern Casualty Insurance Company         NR-3      B++
         US: Massachusetts
+        ECM Insurance Group                        B+        B
         US: Pennsylvania
+        Everett Cash Mutual Insurance Company      B+        B
         US: Pennsylvania
+        Ever-Greene Mutual Insurance Company       B+        B
         US: Pennsylvania
+        Farmers Mutual Insurance Company (WV)      B-        C++
         US: West Virginia
-        First American Title & Trust Company       A         A+
         US: Oklahoma
-        First American Title Insurance Cc of KS    A         A+
         US: Kansas
-        First American Title Insurance Co of NC    A         A+
         US: North Carolina
-        First American Title Insurance Cc of NY    A         A+
         US: New York
-        First American Title Insurance Company     A         A+
         US: California
-        First American Title Insurance Group       A         A+
         US: California
-        First American Transportation Title Ins    A         A+
         US: Louisiana
+        First Jersey Casualty Insurance Co, Inc    B+        B
         US: New Jersey
+        Foundation Reserve Insurance Co, Inc       A-        B-
         US: New Mexico
         General Casualty Companies                 NR-5      A-
         US: Wisconsin
         Highlands Insurance Company                NR-5      E
         US: Texas
+        Industrial Alliance General Insurance Co   B pd      B- pd
         Canada: Quebec
-        Insurance Corporation of Newfoundland      B++       A-
         Canada: Newfoundland
         Interboro Mutual Indemnity Insurance Co    NR-1      E
         US: New York
         Kings Mutual Insurance Company             B+ pd     NR-5
         Canada: Nova Scotia
-        Land Title Insurance Co of St. Louis       A         A+
         US: Missouri
New      Liberty American Insurance Group           A-
         US: Florida
New      Lion Insurance Company                     A-        NR-5
         US: Florida
+        Lumbermens Underwriting Alliance           B++       B+
         US: Missouri
         McM Acceptance Grp                         NR-5      B++
         US: North Carolina
         McM Group                                  NR-5      B++
         US: North Carolina
         Monumental General Casualty Company        NR-3      A-
         US: Maryland
-        Mortgage Guarantee & Title Company         A         A+
         US: Rhode Island
+        Motor Club Insurance Association           A         B++
         US: Nebraska
-        National American Insurance Company (OK)   B+        B++
         US: Oklahoma
New      National Financial Group                   A-
         US: Puerto Rico
New      National Group Insurance Company           A-
         US: Florida
+        NOVA Casualty Company                      A-        B+
         US: New York
+        Oak Brook County Mutual Insurance Co       A         A-
         US: Texas
+        Occidental F & C Co of NC                  A-        B++
         US: North Carolina
New      Occidental/Acceptance Group                A-
         US: North Carolina
-        Ohio Bar Title Insurance Company           A         A+
         US: Ohio
         Orleans General Ins Co                     NR-5      B+ pd
         Canada: Quebec
         Pacific National Insurance Company         NR-5      F
         US: California
+        Pembridge Insurance Company                B+ pd     B pd
         Canada: Ontario
-        Personal General Insurance Inc.            B+ pd     B++ pd
         Canada: Quebec
-        Personal Service Insurance Company         B+        B++ u
         US: Ohio
-        Pharmacists Mutual Insurance Company       A         A+
         US: Iowa
New      Philadelphia Insurance Companies           A+
         US: Pennsylvania
+        Phoenix Indemnity Insurance Company        B+        B-
         US: Arizona
-        Port Lawrence Title & Trust Company        A         A+
         US: Ohio
-        Primmum Insurance Company                  B pd      B+ pd
         Canada: Ontario
+        Promutuel Reassurance                      B++ pd    B+ pd
         Canada: Quebec
-        Realm National Insurance Company           F         D
         US: New York
New      Red Shield Insurance Group                 A
         US: Washington
New      Safeway Direct Insurance Company           A         NR-2
         US: California
+        Safeway Insurance Company                  A         A-
         US: Illinois
+        Safeway Insurance Company of Alabama       A         A-
         US: Alabama
+        Safeway Insurance Company of Georgia       A         A-
         US: Georgia
+        Safeway Insurance Company of Louisiana     A         A-
         US: Louisiana
+        Safeway Insurance Group                    A         A-
         US: Illinois
+        Saskatchewan Motor Club Insurance Co Ltd   B++ pd    B+ pd
         Canada: Saskatchewan
+        Saskatchewan Mutual Insurance Company      A- pd     B++ pd
         Canada: Saskatchewan
         Security Indemnity Insurance Company       NR-5      F
         US: New Jersey
-        Senior Citizens Mutual Insurance Co        F         B- u
         US: Florida
+        Southeastern Mutual Insurance Company      B++ pd    B+ pd
         Canada: New Brunswick
         Southern Guaranty Group                    NR-5      A-
         US: Alabama
-        State Farm Florida Insurance Company       B+        A- u
         US: Florida
+        State Farm General Insurance Company       B++       B+
         US: Illinois
+        State Farm Indemnity Company               B++       B+
         US: Illinois
         Statewide Insurance Company                NR-5      F
         US: Illinois
-        TD General Insurance Company               B pd      B+ pd
         Canada: Ontario
         Texas Builders Insurance Company           NR-4      C
         US: Texas
-        Title Insurance Company of Oregon          A         A+
         US: Oregon
-        Traders General Insurance Company          B pd      B+ pd
         Canada: Ontario
+        Trafalgar Insurance Company of Canada      A+        B+ u
         Canada:Ontario
         Ulico Insurance Group                      NR-5      B-
         US: Delaware
         Unigard Insurance Group                    NR-5      A-
         US: Washington
         Uniqur Compagnie D'Assurances Generale     B++ pd    NR-4
         Canada: Quebec
+        United Automobile Insurance Company        C++       C+
         US: Florida
+        United Automobile Insurance Group          C++       C+
         US: Florida
+        United States Surety Company               A         A-
         US: Maryland
-        Western National Title Insurance Company   A         A+
         US: Utah
+        Wilshire Insurance Company                 A-        B++
         US: North Carolina
New      Winterthur U.S. Group                      A-
         US: Delaware

International

-        First American Title Insurance Co of Aus   A         A+
         Australia
-        First Title Insurance plc                  A         A+
         United Kingdom
         Fund American Reins Company, Ltd           NR-3      A- u
         Bermuda
New      Life Insurance Corp (Intl) B.S.C. (C)      B+
         Bahrain
         Life Insurance Corporation of India        B pd      NR-5
         India
New      Mapfre Empresas Cia de Seg y Reas          A         NR-5
         Spain
         National Warranty Ins RRG                  NR-5      F
         Cayman Islands
+        QBE Insurance Company (UK) Limited         A         A-
         United Kingdom
+        QBE International Insurance Limited        A         A-
         United Kingdom
+        Trust Intl Ins B.S.C. (c) Bahrain          B++       B+
         Bahrain
New      XL Life Ltd                                A+
         Bermuda

* Rating was downgraded on June 15 to B- from B. Current rating
effective June 15.

Rating action: (+) or (-) Rating upgraded or downgraded;
(New) Assigned initial rating; (u) Rating placed under review.

Ratings under Review

Rating
Action   Company Name & Domicile                    AMB#

Property/Casualty

U        Alea Group--U.S.                           18590
         US: New York
U        Alea North America Insurance Company       12467
         US: New York
U        Alea North America Specialty Ins Co        11432
         US: Delaware
U        American Interstate Insurance Company      03585
         US: Louisiana
U        Amerisafe Insurance Group                  18211
         US: Louisiana
U        Silver Oak Casualty, Inc                   11324
         US: Louisiana
U        Alea (Bermuda) Ltd                         86991
         Bermuda
U        Alea Europe Limited                        85734
         Switzerland
U        Alea Global Risk Limited                   72216
         Jersey
U        Alea Group                                 51009
         Bermuda
U        Alea Jersey Limited                        72178
         Jersey
U        Alea London Limited                        85333
         United Kingdom

Rating                                              Current   Previous
Action   Company Name & Domicile                    Rating    Rating

Property/Casualty

U        Alea Group--U.S.                           A- u      A-
         US: New York
U        Alea North America Insurance Company       A- u      A-
         US: New York
U        Alea North America Specialty Ins Co        A- u      A-
         US: Delaware
U        American Interstate Insurance Company      A- u      A-
         US: Louisiana
U        Amerisafe Insurance Group                  A- u      A-
         US: Louisiana
U        Silver Oak Casualty, Inc                   A- u      A-
         US: Louisiana
U        Alea (Bermuda) Ltd                         A- u      A-
         Bermuda
U        Alea Europe Limited                        A- u      A-
         Switzerland
U        Alea Global Risk Limited                   A- u      A-
         Jersey
U        Alea Group                                 A- u      A-
         Bermuda
U        Alea Jersey Limited                        A- u      A-
         Jersey
U        Alea London Limited                        A- u      A-
         United Kingdom

Rating action: (+) or (-) Rating upgraded or downgraded;
(New) Assigned initial rating; (u) Rating placed under review.
COPYRIGHT 2005 A.M. Best Company, Inc.
No portion of this article can be reproduced without the express written permission from the copyright holder.
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Title Annotation:insurance industry
Publication:Best's Review
Article Type:Illustration
Geographic Code:1USA
Date:Aug 1, 2005
Words:3438
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