Beanstalk Networks Integrates Interthinx(TM) DISSCO Fraud Prevention with OpenClose(R) Platform; Web-Based Mortgage Software Provider Enhances Fraud Prevention in the Secondary Market.

CHICAGO -- Interthinx(TM), a unit of ISO, and the nation's leading provider of automated fraud protection and decision support tools for the mortgage industry, announced at the MBA National Secondary Market Conference that Beanstalk Networks(TM) has integrated OpenClose MTG(R), its web-based end-to-end mortgage platform, with Data Integrity Search and Score (DISSCO)(TM) the Interthinx fraud detection and prevention system.

"Interthinx offers methodology for intercepting mortgage fraud before it permeates the secondary marketplace. And that's vital," said Jason Regalbuto, president and CTO, Beanstalk Networks. "We integrated DISSCO with OpenClose as part of our corporate strategy to pursue seamless integrations with leading third-party products and services that add value to our users' overall experience."

Beanstalk Networks was established as a technology solutions supplier for lenders and brokers, and has pioneered the advancement of application service provider (APS) software. Its signature platform solution, OpenClose MTG, offers tailored configurations for both lenders and brokers that can be used for origination, processing, and managing digital loan folders while providing tools for pre-qualification, product/price locking, automated underwriting and back office mortgage banking.

The integration between OpenClose MTG and Interthinx will enable loans to be instantly and seamlessly submitted to DISSCO for automatic screening for potential mortgage fraud. DISSCO is an electronic fraud-prevention tool that is designed to reduce the risk associated with mortgage lending due to fraud. It can instantly search hundreds of mortgage-related data fields in a loan record to identify and score the kinds of misinformation, inaccuracies and inconsistencies that could indicate fraud. DISSCO then produces a detailed report with step-by-step recommendations for lenders on how to respond.

"Our secondary markets are critical to the viability of the U.S. mortgage economy, and we cannot afford to leave them exposed to insidious fraud schemes," said Kevin Coop, president of Interthinx. "Specific to Beanstalk Network's OpenClose MTG platform, DISSCO will form a protective barrier around its users' portfolios, allowing them to identify and deal with loans that indicate fraudulent characteristics before they further impact the market."

There are currently more than 13,000 users accessing the OpenClose MTG software platform

About Beanstalk Networks

Founded in 1999, Beanstalk Networks was established as a technology solutions provider for mortgage lenders and brokers. An application service provider (ASP) pioneer, the company now develops, hosts, and maintains OpenClose(R) Web-based mortgage software from its state-of-the-art data center in West Palm Beach, Fla. and established a secondary data center in a SAS 70-certified environment at the IBM Atlanta e-Business Hosting Center. With configurations for lenders and brokers, OpenClose can be used for originating, processing, and managing the digital loan folder with tools for prequalification, product and price locking, automated underwriting, and back office mortgage banking.

About Interthinx

Interthinx is the nation's leading provider of automated fraud protection and decision support tools for the mortgage industry. Used by 15 of the top 20 lenders, Interthinx combines its National Fraud Protection Database (NFPD) along with advanced technology and data collection to offer the most comprehensive fraud detection system available. Interthinx helps to bridge the gaps left by traditional manual fraud detection by enabling the increase of front-end efficiencies while improving quality control and profitability. Its multi-faceted approach to risk management includes innovative training programs designed for greater retention and immediate results. More than 1100 customers rely on Interthinx for automated scientifically-based solutions, historical analysis and consistent data collection. For more information, visit www.interthinx.com or call 800-333-4510.

About ISO

ISO is a leading provider of products and services that help measure, manage and reduce risk. ISO provides data, analytics and decision-support solutions to professionals in many fields, including insurance, finance, real estate, health services, government and human resources. Clients use ISO's databases and services to classify and evaluate a variety of risks and detect potential fraud. In the U.S. and around the world, ISO services help customers protect people, property and financial assets. For more information, please visit www.iso.com.