Beach Business Bank Joins Forces With Baycap For Business Leasing Program.

MANHATTAN BEACH, Calif. -- Beach Business Bank (OTCBB:BBBC) (the "Bank") today announced that it has finalized details of a new joint marketing effort for equipment leases for businesses and professionals nationwide.

Baycap, Inc. ("Baycap") is a nationwide leasing company and has been one of the Bank's most successful clients. The Bank and Baycap have been working together to develop a program for the Bank's clients who would prefer the flexibility of a lease to other forms of financing. "This was a natural fit for us," said Phillip Bond, executive vice president and chief credit officer of Beach Business Bank. "As a business bank, we are frequently asked about leasing. Now we can give our clients exactly what they want. We have been financing Baycap's business for quite some time, so we know the principals and know that their level of high-touch client service is exactly what we want for our clients."

"We are in a high growth mode, so expanding our relationship with Beach Business Bank makes perfect sense," said Todd Coordt, the chief executive officer of Baycap, Inc. "The Bank is very pro business and they provide us an extraordinary level of service. Our shared vision of helping businesses succeed will play a critical role in the success of this new equipment leasing program."

Beach Business Bank is headquartered at 1230 Rosecrans Avenue, Lobby Level, in Manhattan Beach, and has a second full-service branch at 180 East Ocean Boulevard, Lobby Level, in Long Beach, CA.

For more information on the Bank, please visit www.beachbusinessbank.com or call 866-862-3878 or 310-536-2260; and in Long Beach, call 562-435-8600.

Baycap is headquartered at 423 S. Pacific Coast Hwy Suite 201 in Redondo Beach, CA. For more information on Baycap, visit www.baycapinc.net or call 877-992-2922 or 310-944-9900.

"Safe Harbor" statement under the Private Securities Litigation Reform Act of 1995:

The financial information in this press release is based on our unaudited financial results. Certain statements in this press release, including statements regarding the anticipated development and expansion of the Bank's business, and the intent, belief, and current expectations of the Bank, its directors, or its officers, are "forward-looking" statements (as such term is defined in the Private Securities Litigation Reform Act of 1995). Such forward-looking statements are subject to risks and uncertainties and therefore the Bank's actual results may differ materially from those expressed or implied by such forward-looking statements. The risks and uncertainties that the Bank is subject to include, but are not limited to, risks related to the local and national economy, including fluctuations in interest rates and costs and changes in economic policy; the ability of the Bank to perform in accordance with its plans; competition; regulatory matters; and other risks detailed in its filings with the State of California Department of Financial Institutions and the Federal Deposit Insurance Corporation. The Bank cautions readers not to place undue reliance on any forward-looking statements. The Bank does not undertake, and specifically disclaims any obligation, to revise any forward-looking statements to reflect the occurrence of anticipated or unanticipated events or circumstances after the date of such statements.