Banks.

Banks

THIS    LAST
YEAR    YEAR    COMPANY                     LOCATION

  1       1     Carver Federal              New York, NY
                Savings Bank
  2       2     OneUnited                   Boston, MA
                Bank
  3       6     Liberty Bank                New Orleans, LA
                and Trust Company
  4       5     Industrial                  Washington, DC
                Bank NA
  5       3     Citizens Trust              Atlanta, GA
                Bank
  6       7     City National               Newark, NJ
                Bancshares Corp.
  7       4     Seaway National             Chicago, IL
                Bank
  8       8     Broadway Federal            Los Angeles, CA
                Bank FSB
  9      10     The Harbor Bank             Baltimore, MD
                of Maryland
 10       9     M&F                         Durham, NC
                Bank
 11      14     Capitol City Bank           Atlanta, GA
                & Trust Company
 12      11     Independence                Washington, DC
                Federal Savings Bank
 13      12     First Independence          Detroit, MI
                National Bank of Detroit
 14      15     Illinois Service            Chicago, IL
                Federal S&L Association
 15      13     Tri-State Bank              Memphis, TN
                of Memphis
 16      19     Dryades Savings             New Orleans, LA
                Bank FSB
 17      21     Legacy                      Milwaukee, WI
                Bank
 18      16     Highland Community          Chicago, IL
                Bank
 19      17     Douglass                    Kansas City, KS
                National Bank
 20      18     Mutual Community            Durham, NC
                Savings Bank Inc. SSB
 21      --     Advance                     Baltimore, MD
                Bank
 22      22     United Bank                 Philadelphia, PA
                of Philadelphia
 23      20     Consolidated Bank           Richmond, VA
                & Trust Company
 24      23     First Tuskegee              Tuskegee, AL
                Bank
 25      25     Commonwealth                Mobile, AL
                National Bank

THIS    LAST            CHIEF             YEAR
YEAR    YEAR          EXECUTIVE          STARTED    STAFF

  1       1       Deborah C. Wright       1948       137
  2       2          Kevin Cohee          1982       126
  3       6     Alden J. McDonald Jr.     1972       160
  4       5     B. Doyle Mitchell Jr.     1934       165
  5       3        James E. Young         1921       164
  6       7       Louis E. Prezeau        1973        96
  7       4        Walter E. Grady        1965       250
  8       8        Paul C. Hudson         1947        61
  9      10      Joseph Haskins Jr.       1982        82
 10       9        Lee Johnson Jr.        1907        97
 11      14       George G. Andrews       1994        75
 12      11       Thomas L. Batties       1968        47
 13      12         Donald Davis          1970        64
 14      15      Norman J. Williams       1934        50
 15      13      Jesse H. Turner Jr.      1946        67
 16      19      Virgil Robinson Jr.      1994        55
 17      21         Deloris Sims          1999        31
 18      16        Dennis J. Irvin        1970        47
 19      17       Lester W. Johnson       1947        45
 20      18       William G. Smith        1921        31
 21      --       John M. Hamilton        1957        30
 22      22       Evelyn F. Smalls        1992        38
 23      20        Kim D. Saunders        1903        35
 24      23        James W. Wright        1895        31
 25      25        J. Gary Cooper         1976        31

THIS    LAST
YEAR    YEAR    ASSETS *    CAPITAL *    DEPOSITS *    LOANS *

  1       1     616.415      56.893       443.316      411.462
  2       2     478.590      30.214       329.229      391.430
  3       6     348.175      24.589       293.835      219.999
  4       5     333.496      25.816       274.387      157.890
  5       3     330.833      31.025       266.564      261.406
  6       7     315.103      20.080       280.863      159.359
  7       4     322.144      30.230       276.476      163.602
  8       8     276.067      19.444       197.184      252.518
  9      10     234.979      23.029       210.224      172.205
 10       9     230.541      20.340       189.059      170.779
 11      14     189.036      15.702       172.418      140.787
 12      11     177.805      16.871       151.088      113.550
 13      12     149.487      13.809        96.514       78.880
 14      15     109.350      14.132       101.174       86.427
 15      13     113.000      14.900        97.000       82.000
 16      19     103.456       7.046        96.411       61.131
 17      21     101.860       7.759        93.325       87.672
 18      16     101.633      11.239        88.630       73.129
 19      17      93.029       7.376        81.314       68.912
 20      18      89.374       7.649        63.183       69.217
 21      --      74.036       8.502        64.381       46.538
 22      22      72.301       8.523        63.460       55.566
 23      20      70.535       3.356        66.478       42.104
 24      23      61.147       4.499        52.862       38.110
 25      25      53.566       3.998        49.331       45.105

* IN MILLIONS OF DOLLARS, TO THE NEAREST THOUSAND. AS OF DEC. 31, 2004.
PREPARED BY B.E. RESEARCH. REVIEWED BY THE CERTIFIED PUBLIC ACCOUNTING
FIRM EDWARDS & CO.