Banker wisdom. (Golden Business Ideas).

Especially in this era of anonymous banking--automated tellers, bank-by-phone or personal computer--it's a good idea to get to know your banker personally. While a friendly banking relationship is unlikely to change a major loan decision, knowing your bank officer on a first-name or even a last-name) basis can be very helpful.

For example, if you give your bank as a credit reference, the last thing you need is for the officer to not recall your name. Also, having a personal relationship can help when you're seeking to resolve an error or improve some banking process.

What to do: Invite the banker to visit your company at least once a year, schedule an occasional lunch and periodically send promotional material to the bank.