Banker's Toolbox Promotes Doug Keipper.

Bank risk specialist applies expertise to commercial real estate stress testing and analysis

LOS ANGELES -- Banker's Toolbox, Inc., which provides comprehensive solutions to manage risk and streamline compliance examinations for banks, announced the promotion of Doug Keipper from regional sales manager to national risk manager, Commercial Real Estate (CRE).

Keipper, who has more than 20 years of lending, compliance and risk management experience at banks, will now identify prospect banks and oversee the sales process for Crest[TM], a CRE loan stress testing and portfolio management solution from Banker's Toolbox.

"We know the risk banks face and how to mitigate them, because valuable management team members, like Doug Keipper, were bankers," said Daniel Cho, founder and CIO of Banker's Toolbox, Inc. "With the economic downturn and increased scrutiny of lending practices by regulators, we look to Doug and his expertise to deliver commercial real estate stress testing to banks in need of a cost-effective risk management solution that fits the size and complexity of their commercial real estate loan portfolio."

Crest, which is core processor agnostic, gives financial institutions with CRE portfolios the ability to stress test the portfolios to determine risk exposure, reveal strategies for creating a healthier loan portfolio and manage possible risk. Crest tests portfolios on future changes - vacancy rate, expenses, interest rates and potential gross income - and returns reports on loan-to-value ratios (LTV), debt cover ratios and net operating income.

"For banks to profitably survive the current lending environment, they need automated tools to test, identify and manage possible risk exposure in their commercial real estate portfolios," said Keipper, a published author on the topic of real estate. "These tests provide the support needed to justify lending and servicing decisions that can save money or avoid loss."

Keipper is a Certified Anti-Money Laundering Specialist (CAMS) and active member and anti-money laundering trainer for the Community Banker's Association of Georgia.

About Banker's Toolbox, Inc.

North Hollywood, Calif.-based Banker's Toolbox, Inc., helps banks manage risk and streamline compliance examinations. The company's product suite consists of affordable solutions for money laundering detection and reporting, risk management through fraud and kite prevention, secure wire processing automation, and commercial real estate loan portfolio risk assessment. The Banker's Toolbox team is a unique combination of seasoned bankers and information technology consultants who specialize in designing, developing and implementing risk management solutions nationwide while providing unparalleled customer service to regional and community banks. For more information, visit the company's Web site at www.bankerstoolbox.com.