BankIPO.com Client Receives Permission to Organize.

Business Editors

DALLAS--(BUSINESS WIRE)--April 23, 2004

BankIPO.com announced today that its de novo client, T Bank N.A. (In Organization), received permission to organize from the Office of the Comptroller of the Currency (OCC) on April 16, 2004. The organizers are now approved to formally organize their federally-chartered bank, which will be headquartered in Tower 1 of the Tollway Plaza Building at 16000 Dallas Parkway, with a full-service banking center at 8100 Dallas Parkway in Granite Park.

"We think the bank will be enthusiastically received in the community because it gives people the opportunity not only to invest in their own locally-owned bank, but to influence the growth of that investment by becoming customers and referring their friends and business associates," said Steve M. Jones, Chief Credit Officer.

The organizing group, which numbers 25, includes: Jones; Patrick Adams, President of T Bank; Sue Higgs, CFO and Cashier; James D. Rose, a former banker who held executive positions with several respected institutions including Wells Fargo; Charles M. Maples, III, Chairman and partner of Insurance One Agency, LC; Dan Meyer, Director of Talent with Austin Ventures; Eric Langford, Senior Vice President of Opus West Corporation; Darrell W. Cain, President of Cain Watters and Associates, P.C.; Tom M. McDougal, Owner of Tom M. McDougal D.D.S., Inc.; Danny R. Basso, President and CEO of Systemware, Inc.; Ron Denheyer, CFO of Systemware, Inc., Steven M. Lugar, CFP, Managing Director and COO of BHCO Capital Management, Inc.; Gordon R.Youngblood, Partner with Helmsman Financial Partners, LLP, and Owner of Gordon Youngblood Insurance Associates; Anthony V. Pusateri, Senior Vice President of Property Operations for Equity Residential; Frankie Basso, Vice President of Marketing for Systemware, Inc.; Mark Foglietta, MBA, CPA, CVA, Shareholder/Partner with Sayille, Dodgen & Company; David W. Carstens, Partner at Carstens, Yee & Cahoon, L.L.P.; Stanley E. Allred, Senior Vice President for the Private Client Group of Southwest Securities; Frank T. Hundley, former Chairman, President, and CEO of Addison National Bank; Hunter L. Hunt, President of Hunt Power, L.P., and Vice President of Hunt Oil; Thad Hutcheson, Chief Technology Officer; Cyvia Noble, a certified gemologist.

T Bank N.A. (IO) will be a community bank owned by the community it serves. The organizers intend to deliver high-quality, personal service to individuals, professionals and business clients in the North Metroplex area by providing responsive service and appropriate products to discerning clients who appreciate and demand individual attention.

For more information about T Bank N.A. (IO), or to inquire about their upcoming offering, please visit www.bankipo.com. Investments into T Bank N.A. (IO) can be made only by obtaining a printed copy of the Offering Circular by contacting the bank or its representatives, or downloading it from this site and following the investment guidelines stated therein. T Bank N.A. (IO) reserves the right to refuse investments they feel would remove control of the bank from the hands of the community it is chartered in.

Forward-Looking Information

This press release contains forward-looking statements. It should be reviewed in conjunction with the T Bank N.A. (IO) Offering Circular, copies of which are available from T Bank N.A. (IO) upon request. Such publicly available information provides additional information regarding risks and uncertainties related to T Bank, N.A. (IO) business that should be considered in evaluating "forward-looking statements."