Bank of the Ozarks, Inc. to Present at Southeast Super-Community Bank Conference.

Business Editors

Southeast Super-Community Bank Conference

LITTLE ROCK, Ark--(BUSINESS WIRE)--Jan. 21, 2004

George Gleason, Chairman and CEO of Bank of the Ozarks, Inc. (NASDAQ: OZRK), will be presenting at the Southeast Super-Community Bank Conference on Monday, February 2, at the Ritz Carlton in Atlanta, Georgia. The presentation is scheduled for 3:20 p.m. Eastern Time.

Interested investors may access the presentation through a webcast at http://www.super-communitybanking.com/se/webcast.htm or through the Bank's website under Investor Relations. A replay of the presentation will be available approximately two hours after the presentation for up to 30 days after the event.

Bank of the Ozarks, Inc. is a bank holding company with $1.39 billion in total assets as of December 31, 2003 and trades on the NASDAQ National Market under the symbol "OZRK." The Company owns a state-chartered subsidiary bank that conducts operations through 41 banking offices in 26 communities throughout northern, western and central Arkansas and loan production offices in Charlotte, North Carolina and Frisco and Dallas, Texas. The Company may be contacted at [phone] or P.O. Box 8811, Little Rock, AR 72231. The Company's website is www.bankozarks.com.