Bank of the Ozarks, Inc. Announces Year End Earnings Release Date and Conference Call.

Business Editors

LITTLE ROCK, Ark.--(BUSINESS WIRE)--Jan. 8, 2001

Bank of the Ozarks, Inc. (NASDAQ: OZRK) today announced it expects to release year end earnings at the end of business Thursday, January 11, 2001. Following this release management will conduct a conference call to review this information at 10:00 a.m. CST (11:00 a.m. EST) on Friday, January 12, 2001. Interested parties can listen to this call by calling 1-800-990-4845 (United States and Canada only) and ask for Bank of the Ozarks conference call. A recorded playback of the call will be available starting that afternoon by calling 1-800-642-1687 (U.S. and Canada) or 706-645-9291 (internationally). The passcode for this playback is 960580 and the recording will be available from the afternoon of January 12 through end of business January 22, 2001. In addition, the call will also be available live or in recorded version on the company's website www.bankozarks.com under "Investor Relations."

Bank of the Ozarks, Inc. is a bank holding company with $829 million in total assets as of September 30, 2000, and trades on the NASDAQ National Market under the symbol "OZRK". The Company owns a state-chartered subsidiary bank that conducts banking operations through 24 offices in 17 communities throughout northern, western and central Arkansas. The Company's corporate offices may be contacted at [phone] or P.O. Box 8811, Little Rock, Arkansas, 72231-8811.