Bank of the Ozarks, Inc. Announces Second Quarter 2005 Earnings Release Date and Conference Call.

LITTLE ROCK, Ark. -- Bank of the Ozarks, Inc. (NASDAQ:OZRK) today announced it expects to report second quarter earnings at the end of business Tuesday, July 12, 2005. Management will conduct a conference call to review this information at 10:00 a.m. CDT (11:00 a.m. EDT) on Wednesday, July 13, 2005. Interested parties may listen to this call by dialing 1-800-990-4845 (United States and Canada only) and ask for the Bank of the Ozarks conference call. A recorded playback of the call will be available starting that afternoon by calling 1-800-642-1687 (U.S. and Canada) or 706-645-9291 (internationally). The passcode for this playback is 7529438. In addition the call will be available live or in recorded version on the company's website www.bankozarks.com under "Investor Relations."

Bank of the Ozarks, Inc. is a bank holding company with $1.8 billion in total assets as of March 31, 2005 and trades on the NASDAQ National Market under the symbol "OZRK." The Company owns a state-chartered subsidiary bank that conducts operations through 53 banking offices in 29 communities throughout northern, western and central Arkansas, three Texas banking offices, and loan production offices in Little Rock, Arkansas and Charlotte, North Carolina. The Company may be contacted at [phone] or P.O. Box 8811, Little Rock, AR 72231. The Company's website is www.bankozarks.com.