Bank of the Ozarks, Inc. Announces Fourth Quarter 2005 Earnings Release Date and Conference Call.

LITTLE ROCK, Ark. -- Bank of the Ozarks, Inc. (NASDAQ: OZRK) today announced it expects to report fourth quarter earnings at the end of business Tuesday, January 17, 2006. Management will conduct a conference call to review this information at 10:00 a.m. CT (11:00 a.m. ET) on Wednesday, January 18, 2006. Interested parties may listen to this call by dialing 1-800-990-4845 (United States and Canada only) and ask for the Bank of the Ozarks conference call. A recorded playback of the call will be available starting that afternoon by calling 1-800-642-1687 (U.S. and Canada) or 706-645-9291 (internationally). The passcode for this playback is 4071594. In addition the call will be available live or in recorded version on the company's website www.bankozarks.com under "Investor Relations."

Bank of the Ozarks, Inc. is a bank holding company with $2.0 billion in total assets as of September 30, 2005 and trades on the NASDAQ National Market under the symbol "OZRK." The Company owns a state-chartered subsidiary bank that conducts operations through 54 banking offices in 29 communities throughout northern, western and central Arkansas, three Texas banking offices, and loan production offices in Little Rock and Bentonville, Arkansas and Charlotte, North Carolina. The Company may be contacted at [phone] or P.O. Box 8811, Little Rock, AR 72231. The Company's website is www.bankozarks.com.