Bank of Santa Clarita Announces Approval of Five-for-Four Stock Split.

SANTA CLARITA, Calif. -- Bank of Santa Clarita (OTCBB:BSCA) today announced that the California Department of Financial Institutions has approved the five-for-four stock split of the Bank's Common Stock. The record date for the split is expected to be March 31, 2005; accordingly, one additional share of the Bank's Common Stock will be issued to each shareholder for each four shares of such Common Stock held of record at the close of business on March 31, 2005. It is anticipated that delivery of the stock certificates will be made to shareholders on or about April 15, 2005.

Bank of Santa Clarita was financed in 2004 by local Santa Claritans. It is managed by local bankers and has a Board of Directors drawn from the Santa Clarita business community.

President and CEO, James D. Hicken, reiterated the reason for the stock split was to reaffirm the Board's commitment to the shareholders and the community of Santa Clarita. "As I indicated in a previously issued press release, our Board is firmly committed to the shareholders and this five-for-four stock split is in an effort to return value to those shareholders. We appreciate the support that the shareholders have given us to date and look forward to their continued support of the Bank of Santa Clarita," said Hicken.

"We offer highly responsive service to our customers and continue to hire Santa Clarita banking veterans to strengthen our team. We are pleased to announce the hiring of Ida Juliana, who has over 17 years in banking as a Commercial Loan and Relationship Officer with a major banking institution. Ida is also a longtime resident of the Santa Clarita Valley," said Hicken.

Founded by a group of respected banking professionals and business leaders, Bank of Santa Clarita is filling the void in services to businesses created when large, out-of-area banks dominate the local landscape. Bank of Santa Clarita provides local decision-making with the experienced, personalized service that growing businesses need on a daily basis. Direct access to professional staff coupled with high-tech banking services enables Bank of Santa Clarita's clients to efficiently manage their cash and credit needs. For more information, please visit our website at www.bankofsantaclarita.com.

Bank of Santa Clarita Corporate Headquarters
27441 Tourney Road, Suite 100
Santa Clarita, California 91355
661-362-6000

Certain statements in this letter, including statements regarding the anticipated development and expansion of the Bank's business, and the intent, belief or current expectations of the Bank, its directors or its officers, are "forward-looking" statements (as such term is defined in the Private Securities Litigation Reform Act of 1995). Because such statements are subject to risks and uncertainties, actual results may differ materially from those expressed or implied by such forward-looking statements.