Bank of Napa Reports Solid First Quarter Growth.

NAPA, Calif. -- Bank of Napa, N.A. (OTCBB: BNNP) announced its first quarter 2008 financial results. The bank's total deposits at March 31, 2008 were $31.5 million, an increase from the first quarter of 2007 of $20.0 million. Loan totals at March 31, 2008 were $19.3 million, an increase of $14.5 million from the same quarter last year. The bank, which opened for business on August 14, 2006, reported a net loss of $424,000 in the first quarter of 2008.

Bank of Napa had total assets of $49.5 million at March 31, 2008, representing an $18.4 million or 59.2% increase over the same period last year.

President and Chief Executive Officer Tom LeMasters stated, "We are pleased with our performance in the first quarter of 2008. Our senior management team and employees deserve credit for our substantial first quarter growth. We continue to effectively execute our business plan, and remain focused on growing our bank. Clearly, the collective knowledge our local board of directors and our employees has of our Napa Valley market place continues to serve us well in these challenging economic times."

At March 31, 2008, the bank had equity capital of $17.8 million, and all capital ratios were in excess of the regulatory definition for "well capitalized" distinction.

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Bank of Napa, N.A. is located at the corner of Redwood Road and Solano Avenue at 2007 Redwood Road, Suite 101 in the Redwood Plaza near Vallerga's Market in Napa, CA.

Information contained herein may contain certain forward-looking statements that are based on management's current expectations regarding economic, legislative, and regulatory issues that may impact the Bank's earnings in future periods. Forward-looking statements can be identified by the fact that they do not relate strictly to historical or current facts. They often include the words "believe," "expect," "intend," "estimate" or words of similar meaning, or future or conditional verbs such as "will," "would," "should," "could" or "may." Factors that could cause future results to vary materially from current management expectations include, but are not limited to, general economic conditions, changes in interest rates, deposit flows, real estate values, and competition; changes in accounting principles, policies or guidelines; changes in legislation or regulation; and other economic, competitive, governmental, regulatory and technological factors affecting the Bank's operations, pricing, products and services. The Bank undertakes no obligation to release publicly the result of any revisions to these forward-looking statements that may be made to reflect events or circumstances after the date of this press release or to reflect the occurrence of unanticipated events.