Bank of Bartlett Chooses Cypress Software's BizMark to Automate Small Business Loan Decisioning Process.

NORTH RICHLAND HILLS, Texas -- Bank of Bartlett will automate its small business loan decisioning process with Cypress Software Systems, LP's BizMark software.

The Bartlett, Tenn.-based bank is expanding its presence in small business lending, and wanted a proven, automated software solution to help its commercial lending department efficiently manage loan requests. Bank of Bartlett will use BizMark to create a centralized loan underwriting and decisioning process for applications received via its eight branches across the greater Memphis area.

"As an existing Cypress client, we've experienced great success with their consumer lending software, Mark IV, which made our decision to choose BizMark very easy," said Kathy Martin, vice president and assistant chief credit officer at Bank of Bartlett. "We needed a software solution that would give us the needed IT infrastructure to automate our small business loan application process and decrease decision turnaround time. BizMark was the answer."

Bank of Bartlett was organized by local investors and opened in 1980. It grew rapidly to become the largest community bank in the Memphis market and the 17th largest bank in Tennessee. The bank used friendly and responsive customer service to make customers "feel at home," and thus drive the bank's growth.

"Bank of Bartlett has been a valuable partner to Cypress and we are grateful for the opportunity to enhance their small business lending processes," said Stephen G. Sargent, president and chief executive officer of Cypress Software Systems. "BizMark is designed to help institutions like Bank of Bartlett easily manage small business credit requests and return prompt decisions to customers. This increases customer service and makes the institution's lending operations more efficient overall."

Cypress' BizMark software automates the small business loan application and decisioning process. With BizMark, lenders can efficiently handle a variety of small business loan products, including commercial credit requests for lines of credit, term loans, corporate leases and corporate credit cards. The software gathers principal and financial statement data; retrieves and interprets consumer and business credit reports; performs ratio analysis; and scores the results.

About Cypress Software Systems

Headquartered in North Richland Hills, Texas, USA, Cypress Software Systems, LP is a leading developer of automated credit application decision support technology. Cypress provides community and regional banks, finance companies and credit unions with loan application decision and tracking tools equivalent to those used by the largest national lending institutions. Clients, nationwide and in 16 countries, use the company's flagship products, Mark IV and BizMark, to quickly and consistently process consumer and small commercial loan applications. Cypress Mark IV offers a flexible, risk-based processing approach that includes tracking consumer loan applications from point of entry to point of decision. Cypress' BizMark loan automation software processes commercial loan requests within a customer relationship management environment. Both products may be licensed in the bundled Cypress Suite and are offered in either an application service provider (ASP) or traditional business model. The company's product line also includes AppMark, an ASP-only consumer lending solution for community banks with assets of $250 million or less. Web Site: www.go-cypress.com.