Bank Market Share in Select Counties in Arkansas: Ranked by share of countywide bank deposits as of June 30, 2001.
Bank Market Share in Select Counties in Arkansas
Ranked by share of countywide bank deposits as of June 30, 2001.
Number of
State Where Branches
Institution Headquartered in County
PULASKI COUNTY
Regions Bank AL 22
Bank of America NC 22
Firstar Bank OH 19
Metropolitan National Bank AR 22
Pulaski Bank & Trust Co. AR 7
Bank of the Ozarks AR 7
Superior Federal Bank AR 13
One Bank & Trust AR 9
First Arkansas Bank & Trust AR 7
Central Bank & Trust AR 6
Pinnacle Bank AR 2
National Bank of Arkansas
in North Little Rock AR 6
Bank of Little Rock AR 4
Twin City Bank AR 4
Arkansas Bankers Bank AR 1
Simmons First National Bank AR 3
Eagle Bank & Trust Co. AR 6
Capital Bank AR 2
Community Bank AR 3
Delta Trust & Bank AR 2
Bank of Mulberry AR 2
Madison Bank & Trust AR 1
Bank of England AR 1
Union Bank of Benton (*) AR 1
COUNTY TOTALS 172
2001 2000
Deposits Deposits
Institution (millions) (millions)
PULASKI COUNTY
Regions Bank $1,175,730 $1,254,572
Bank of America $1,077,072 $1,120,766
Firstar Bank $595,556 $654,118
Metropolitan National Bank $493,594 $465,572
Pulaski Bank & Trust Co. $271,630 $234,742
Bank of the Ozarks $264,092 $233,842
Superior Federal Bank $227,412 $191,798
One Bank & Trust $145,925 $126,775
First Arkansas Bank & Trust $139,794 $145,321
Central Bank & Trust $112,844 $91,181
Pinnacle Bank $90,774 $80,658
National Bank of Arkansas
in North Little Rock $89,921 $87,220
Bank of Little Rock $87,816 $73,382
Twin City Bank $75,951 $9,535
Arkansas Bankers Bank $69,752 $52,676
Simmons First National Bank $64,124 $54,410
Eagle Bank & Trust Co. $61,279 $53,664
Capital Bank $61,064 $43,574
Community Bank $49,849 $39,047
Delta Trust & Bank $23,807 $5,731
Bank of Mulberry $11,673 $6,606
Madison Bank & Trust $7,766 $3,031
Bank of England $2,028 $2,475
Union Bank of Benton (*) $1,415 $1,718
COUNTY TOTALS $5,200,868 $5,032,414
% Change 2001 2000
in Deposits Market Market
Institution (2000-2001) Share Share
PULASKI COUNTY
Regions Bank -6.28% 22.61% 24.93%
Bank of America -3.90% 20.71% 22.27%
Firstar Bank -8.95% 11.45% 13.00%
Metropolitan National Bank 6.02% 9.49% 9.25%
Pulaski Bank & Trust Co. 15.71% 5.22% 4.66%
Bank of the Ozarks 12.94% 5.08% 4.65%
Superior Federal Bank 18.57% 4.37% 3.81%
One Bank & Trust 15.11% 2.81% 2.52%
First Arkansas Bank & Trust -3.80% 2.69% 2.89%
Central Bank & Trust 23.76% 2.17% 1.81%
Pinnacle Bank 12.54% 1.75% 1.60%
National Bank of Arkansas
in North Little Rock 3.10% 1.73% 1.73%
Bank of Little Rock 19.67% 1.69% 1.46%
Twin City Bank 696.55% 1.46% 0.19%
Arkansas Bankers Bank 32.42% 1.34% 1.07%
Simmons First National Bank 17.85% 1.23% 1.08%
Eagle Bank & Trust Co. 14.19% 1.18% 1.07%
Capital Bank 40.14% 1.17% 0.87%
Community Bank 27.66% 0.96% 0.78%
Delta Trust & Bank 315.41% 0.46% 0.11%
Bank of Mulberry 76.70% 0.22% 0.13%
Madison Bank & Trust 156.22% 0.15% 0.06%
Bank of England -18.06% 0.04% 0.05%
Union Bank of Benton (*) -17.64% 0.03% 0.03%
COUNTY TOTALS 3.35%
% Change in
Market Share
Institution (2000-2001)
PULASKI COUNTY
Regions Bank -9.31%
Bank of America -7.00%
Firstar Bank -11.92%
Metropolitan National Bank 2.59%
Pulaski Bank & Trust Co. 12.02%
Bank of the Ozarks 9.25%
Superior Federal Bank 14.70%
One Bank & Trust 11.51%
First Arkansas Bank & Trust -6.92%
Central Bank & Trust 19.89%
Pinnacle Bank 9.38%
National Bank of Arkansas
in North Little Rock 0.00%
Bank of Little Rock 15.75%
Twin City Bank 668.42%
Arkansas Bankers Bank 25.23%
Simmons First National Bank 13.89%
Eagle Bank & Trust Co. 10.28%
Capital Bank 34.48%
Community Bank 23.08%
Delta Trust & Bank 318.18%
Bank of Mulberry 69.23%
Madison Bank & Trust 150.00%
Bank of England -20.00%
Union Bank of Benton (*) 0.00%
COUNTY TOTALS
BENTON COUNTY
Number of
State Where Branches
Institution Headquartered in County
Bank of Bentonville AR 11
Arvest Bank AR 6
Arkansas National Bank AR 5
First Arvest Bank AR 3
Bank of Gravett AR 3
Regions Bank AL 4
Decatur State Bank AR 3
Arkansas State Bank AR 4
Bank of Rogers AR 4
First Security Bank AR 2
Simmons First Bank of
Northwest Arkansas (**) AR 4
Citizens Bank AR 3
First Federal Bank of Arkansas AR 3
Sinclair National Bank (+) AR 2
Bank of America AR 2
Community Bank of North Arkansas AR 1
Bank of Arkansas AR 1
Superior Federal Bank AR 1
Springdale Bank & Trust AR 1
COUNTY TOTALS 63
2001 2000
Deposits Deposits
Institution (millions) (millions)
Bank of Bentonville $520,421 $517,33
Arvest Bank $426,679 $391,946
Arkansas National Bank $238,334 $264,606
First Arvest Bank $174,518 $172,789
Bank of Gravett $149,374 $133,433
Regions Bank $142,025 $155,076
Decatur State Bank $106,842 $101,040
Arkansas State Bank $85,131 $85,331
Bank of Rogers $80,095 $68,646
First Security Bank $60,416 $15,895
Simmons First Bank of
Northwest Arkansas (**) $58,451 $57,584
Citizens Bank $40,501 $41,070
First Federal Bank of Arkansas $38,360 $37,184
Sinclair National Bank (+) $26,054 $22,764
Bank of America $23,307 $20,806
Community Bank of North Arkansas $7,271 N/A
Bank of Arkansas $5,932 $5,110
Superior Federal Bank $5,285 $3,990
Springdale Bank & Trust $1,797 $1,139
COUNTY TOTALS $2,190,793 $2,095,742
% Change 2001 2000
in Deposits Market Market
Institution (2000-2001) Share Share
Bank of Bentonville 0.60% 23.75% 24.68%
Arvest Bank 8.86% 19.48% 18.70%
Arkansas National Bank -9.93% 10.88% 12.63%
First Arvest Bank 1.00% 7.97% 8.24%
Bank of Gravett 11.95% 6.82% 6.37%
Regions Bank -8.42% 6.48% 7.40%
Decatur State Bank 5.74% 4.88% 4.82%
Arkansas State Bank -0.23% 3.89% 4.07%
Bank of Rogers 16.68% 3.66% 3.28%
First Security Bank 280.09% 2.76% 0.76%
Simmons First Bank of
Northwest Arkansas (**) 1.51% 2.67% 2.75%
Citizens Bank -1.39% 1.85% 1.96%
First Federal Bank of Arkansas 3.16% 1.75% 1.77%
Sinclair National Bank (+) 14.45% 1.19% 1.09%
Bank of America 12.02% 1.06% 0.99%
Community Bank of North Arkansas N/A 0.33% N/A
Bank of Arkansas 16.09% 0.27% 0.24%
Superior Federal Bank 32.46% 0.24% 0.19%
Springdale Bank & Trust 57.77% 0.08% 0.05%
COUNTY TOTALS 4.54%
% Change in
Market Share
Institution (2000-2001)
Bank of Bentonville -3.77%
Arvest Bank 4.17%
Arkansas National Bank -13.86%
First Arvest Bank -3.28%
Bank of Gravett 7.06%
Regions Bank -12.43%
Decatur State Bank 1.24%
Arkansas State Bank -4.42%
Bank of Rogers 11.59%
First Security Bank 263.16%
Simmons First Bank of
Northwest Arkansas (**) -2.91%
Citizens Bank -5.61%
First Federal Bank of Arkansas -1.13%
Sinclair National Bank (+) 9.17%
Bank of America 7.07%
Community Bank of North Arkansas N/A
Bank of Arkansas 12.50%
Superior Federal Bank 26.32%
Springdale Bank & Trust 60.00%
COUNTY TOTALS
WASHINGTON COUNTY
Number of
State Where Branches
Institution Headquartered in County
McIIroy Bank & Trust AR 8
First National Bank of Springdale AR 4
Bank of America NC 7
Springdale Bank & Trust AR 4
Bank of Fayetteville AR 6
Community Bank of North Arkansas AR 7
Simmons First Bank of
Northwest Arkansas (**) AR 7
Farmers & Merchants Bank AR 4
Bank of Arkansas AR 2
First Security Bank AR 3
United Bank AR 2
Arkansas National Bank AR 5
First Federal Bank of Arkansas AR 4
Superior Federal Bank AR 3
First State Bank AR 1
COUNTY TOTALS 67
2001 2000
Deposits Deposits
Institution (millions) (millions)
McIIroy Bank & Trust $362,354 $339,739
First National Bank of Springdale $301,690 $260,032
Bank of America $212,136 $219,460
Springdale Bank & Trust $181,472 $164,614
Bank of Fayetteville $178,423 $164,291
Community Bank of North Arkansas $156,536 $141,708
Simmons First Bank of
Northwest Arkansas (**) $129,216 $104,308
Farmers & Merchants Bank $106,871 $99,278
Bank of Arkansas $99,139 $100,246
First Security Bank $95,492 $52,989
United Bank $64,141 $57,814
Arkansas National Bank $61,171 $63,883
First Federal Bank of Arkansas $61,043 $56,338
Superior Federal Bank $25,061 $20,450
First State Bank $2,415 N/A
COUNTY TOTALS $2,037,160 $1,845,150
% Change 2001 2000
in Deposits Market Market
Institution (2000-2001) Share Share
McIIroy Bank & Trust 6.66% 17.79% 18.12%
First National Bank of Springdale 16.02% 14.81% 13.87%
Bank of America -3.34% 10.41% 11.71%
Springdale Bank & Trust 10.24% 8.91% 8.78%
Bank of Fayetteville 8.60% 8.76% 8.76%
Community Bank of North Arkansas 10.46% 7.68% 7.56%
Simmons First Bank of
Northwest Arkansas (**) 23.88% 6.34% 5.56%
Farmers & Merchants Bank 7.65% 5.25% 5.30%
Bank of Arkansas -1.10% 4.87% 5.35%
First Security Bank 80.21% 4.69% 2.83%
United Bank 10.94% 3.15% 3.08%
Arkansas National Bank -4.25% 3.00% 3.41%
First Federal Bank of Arkansas 8.35% 3.00% 3.01%
Superior Federal Bank 22.55% 1.23% 1.09%
First State Bank N/A 0.12% N/A
COUNTY TOTALS 10.41%
% Change in
Market Share
Institution (2000-2001)
McIIroy Bank & Trust -1.82%
First National Bank of Springdale 6.78%
Bank of America -11.10%
Springdale Bank & Trust 1.48%
Bank of Fayetteville 0.00%
Community Bank of North Arkansas 1.59%
Simmons First Bank of
Northwest Arkansas (**) 14.03%
Farmers & Merchants Bank -0.94%
Bank of Arkansas -8.97%
First Security Bank 65.72%
United Bank 2.27%
Arkansas National Bank -12.02%
First Federal Bank of Arkansas -0.33%
Superior Federal Bank 12.84%
First State Bank N/A
COUNTY TOTALS
SEBASTIAN COUNTY
Number of
State Where Branches
Institution Headquartered in County
First National Bank of
Fort Smith AR 11
BancorpSouth Bank MS 7
Regions Bank AL 9
Superior Federal Bank AR 6
Simmons First National Bank AR 5
Farmers Bank AR 8
Benefit Bank AR 1
Arvest Bank AR 3
Bank of the Ozarks AR 2
Bank of Mansfield AR 1
Chambers Bank AR 1
COUNTY TOTALS 54
2001 2000
Deposits Deposits
Institution (millions) (millions)
First National Bank of
Fort Smith $517,218 $489,577
BancorpSouth Bank $407,883 $384,836
Regions Bank $301,141 $332,974
Superior Federal Bank $222,504 $219,163
Simmons First National Bank $135,223 $120,197
Farmers Bank $113,667 $109,632
Benefit Bank $53,649 $24,934
Arvest Bank $44,368 $11,375
Bank of the Ozarks $39,103 $60,991
Bank of Mansfield $35,040 $33,095
Chambers Bank $828 N/A
COUNTY TOTALS $1,870,624 $1,786,774
% Change 2001 2000
in Deposits Market Market
Institution (2000-2001) Share Share
First National Bank of
Fort Smith 5.65% 27.65% 27.40%
BancorpSouth Bank 5.99% 21.80% 21.54%
Regions Bank -9.56% 16.10% 18.64%
Superior Federal Bank 1.52% 11.89% 12.27%
Simmons First National Bank 12.50% 7.23% 6.73%
Farmers Bank 3.68% 6.08% 6.14%
Benefit Bank 115.16% 2.87% 1.40%
Arvest Bank 290.05% 2.37% 0.64%
Bank of the Ozarks -35.89% 2.09% 3.41%
Bank of Mansfield 5.88% 1.87% 1.85%
Chambers Bank N/A 0.04% N/A
COUNTY TOTALS 4.69%
% Change in
Market Share
Institution (2000-2001)
First National Bank of
Fort Smith 0.91%
BancorpSouth Bank 1.21%
Regions Bank -13.63%
Superior Federal Bank -3.10%
Simmons First National Bank 7.43%
Farmers Bank -0.98%
Benefit Bank 105.00%
Arvest Bank 270.31%
Bank of the Ozarks -38.71%
Bank of Mansfield 1.08%
Chambers Bank N/A
COUNTY TOTALS
CRAIGHEAD COUNTY
Number of
State Where Branches
Institution Headquartered in County
MidSouth Bank AR 9
Union Planters Bank TN 8
Regions Bank AL 5
Heritage Bank AR 5
Simmons First Bank of Jonesboro AR 4
American State Bank AR 3
Bank of America NC 4
First Community Bank (++) AR 7
Bank of Jonesboro AR 2
First National Bank AR 1
Southern Bank of Commerce AR 1
COUNTY TOTALS 49
2001 2000
Deposits Deposits
Institution (millions) (millions)
MidSouth Bank $335,517 $341,968
Union Planters Bank $217,112 $195,013
Regions Bank $185,881 $193,249
Heritage Bank $160,389 $122,550
Simmons First Bank of Jonesboro $153,489 $138,519
American State Bank $102,047 $72,336
Bank of America $81,556 $93,043
First Community Bank (++) $78,084 $69,910
Bank of Jonesboro $60,180 N/A
First National Bank $13,004 $9,951
Southern Bank of Commerce $1,642 N/A
COUNTY TOTALS $1,388,901 $1,236,539
% Change 2001 2000
in Deposits Market Market
Institution (2000-2001) Share Share
MidSouth Bank -1.89% 24.16% 27.66%
Union Planters Bank 11.33% 15.63% 15.77%
Regions Bank -3.81% 13.38% 15.63%
Heritage Bank 30.88% 11.55% 9.91%
Simmons First Bank of Jonesboro 10.81% 11.05% 11.20%
American State Bank 41.07% 7.35% 5.85%
Bank of America -12.35% 5.87% 7.52%
First Community Bank (++) 11.69% 5.62% 5.65%
Bank of Jonesboro N/A 4.33% N/A
First National Bank 30.68% 0.94% 0.80%
Southern Bank of Commerce N/A 0.12% N/A
COUNTY TOTALS 12.32%
% Change in
Market Share
Institution (2000-2001)
MidSouth Bank -12.65%
Union Planters Bank -0.89%
Regions Bank -14.40%
Heritage Bank 16.55%
Simmons First Bank of Jonesboro -1.34%
American State Bank 25.64%
Bank of America -21.94%
First Community Bank (++) -0.53%
Bank of Jonesboro N/A
First National Bank 17.50%
Southern Bank of Commerce N/A
COUNTY TOTALS
GARLAND COUNTY
Number of
State Where Branches
Institution Headquartered in County
Regions Bank AL 11
Bank of America NC 6
Firstar Bank OH 7
Alliance Bank of Hot Springs AR 4
Summit Bank Inc. AR 2
Malvern National Bank AR 2
Superior Federal Bank AR 2
First National Bank AR 6
Chambers Bank (#) AR 2
Arkansas Diamond Bank AR 1
Union Bank of Benton AR 1
COUNTY TOTALS 44
2001 2000
Deposits Deposits
Institution (millions) (millions)
Regions Bank $458,485 $434,091
Bank of America $197,286 $193,553
Firstar Bank $142,795 $159,059
Alliance Bank of Hot Springs $74,142 $63,218
Summit Bank Inc. $61,529 $22,997
Malvern National Bank $38,104 $35,918
Superior Federal Bank $35,945 $42,694
First National Bank $35,096 $16,902
Chambers Bank (#) $28,271 $25,505
Arkansas Diamond Bank $3,931 $1,185
Union Bank of Benton $3,034 $905
COUNTY TOTALS $1,078,618 $996,027
% Change 2001 2000
in Deposits Market Market
Institution (2000-2001) Share Share
Regions Bank 5.62% 42.51% 43.58%
Bank of America 1.93% 18.29% 19.43%
Firstar Bank -10.23% 13.24% 15.97%
Alliance Bank of Hot Springs 17.28% 6.87% 6.35%
Summit Bank Inc. 167.55% 5.70% 2.31%
Malvern National Bank 6.09% 3.53% 3.61%
Superior Federal Bank -15.81% 3.33% 4.29%
First National Bank 107.64% 3.25% 1.70%
Chambers Bank (#) 10.84% 2.62% 2.56%
Arkansas Diamond Bank 231.73% 0.36% 0.12%
Union Bank of Benton 235.25% 0.28% 0.09%
COUNTY TOTALS 8.29%
% Change in
Market Share
Institution (2000-2001)
Regions Bank -2.46%
Bank of America -5.87%
Firstar Bank -17.09%
Alliance Bank of Hot Springs 8.19%
Summit Bank Inc. 146.75%
Malvern National Bank -2.22%
Superior Federal Bank -22.38%
First National Bank 91.18%
Chambers Bank (#) 2.34%
Arkansas Diamond Bank 200.00%
Union Bank of Benton 211.11%
COUNTY TOTALS
FAULKNER COUNTY
Number of
State Where Branches
Institution Headquartered in County
Regions Bank AL 5
First Community Bank AR 6
First State Bank AR 6
Bank of America NC 3
Firstar Bank OH 2
Simmons First National Bank (**) AR 2
Superior Federal Bank AR 3
Cleburne County Bank (##) AR 3
First Service Bank AR 1
National Bank of Arkansas in North AR 1
Little Rock
Heber Springs State Bank AR 1
Metropolitan National Bank AR 2
COUNTY TOTALS 35
2001 2000
Deposits Deposits
Institution (millions) (millions)
Regions Bank $274,061 $218,151
First Community Bank $193,280 $164,810
First State Bank $183,667 $141,832
Bank of America $102,052 $94,647
Firstar Bank $52,757 $60,698
Simmons First National Bank (**) $41,845 $38,395
Superior Federal Bank $38,874 $35,341
Cleburne County Bank (##) $19,410 $20,913
First Service Bank $12,066 $7,349
National Bank of Arkansas in North $8,623 $7,851
Little Rock
Heber Springs State Bank $2,731 $1,759
Metropolitan National Bank $1,555 $2,605
COUNTY TOTALS $930,921 $857,351
% Change 2001 2000
in Deposits Market Market
Institution (2000-2001) Share Share
Regions Bank -2.52% 29.44% 32.79%
First Community Bank 17.27% 20.76% 19.22%
First State Bank 29.50% 19.73% 16.54%
Bank of America 7.82% 10.96% 11.04%
Firstar Bank -13.08% 5.67% 7.08%
Simmons First National Bank (**) 8.99% 4.50% 4.48%
Superior Federal Bank 10.00% 4.18% 4.12%
Cleburne County Bank (##) -7.19% 2.09% 2.43%
First Service Bank 64.19% 1.30% 0.86%
National Bank of Arkansas in North 9.83% 0.93% 0.92%
Little Rock
Heber Springs State Bank 55.26% 0.29% 0.21%
Metropolitan National Bank -40.31% 0.17% 0.30%
COUNTY TOTALS 8.58%
% Change in
Market Share
Institution (2000-2001)
Regions Bank -10.22%
First Community Bank 8.01%
First State Bank 19.29%
Bank of America -0.72%
Firstar Bank -19.92%
Simmons First National Bank (**) 0.45%
Superior Federal Bank 1.46%
Cleburne County Bank (##) -13.99%
First Service Bank 51.16%
National Bank of Arkansas in North 1.09%
Little Rock
Heber Springs State Bank 38.10%
Metropolitan National Bank -43.33%
COUNTY TOTALS
UNION COUNTY
Number of
State Where Branches
Institution Headquartered in County
First Financial Bank AR 6
BancorpSouth Bank (ss) MS 5
Simmons First Bank of El Dorado AR 5
Smackover State Bank AR 3
Regions Bank AL 4
Timberland Bank AR 1
First Bank of South Arkansas AR 1
COUNTY TOTALS 25
2001 2000
Deposits Deposits
Institution (millions) (millions)
First Financial Bank $233,737 $160,979
BancorpSouth Bank (ss) $224,143 $245,745
Simmons First Bank of El Dorado $136,369 $136,680
Smackover State Bank $94,737 $83,880
Regions Bank $91,731 $95,816
Timberland Bank $36,366 N/A
First Bank of South Arkansas $30,581 $27,188
COUNTY TOTALS $847,664 $750,288
% Change 2001 2000
in Deposits Market Market
Institution (2000-2001) Share Share
First Financial Bank 45.20% 27.57% 21.46%
BancorpSouth Bank (ss) -8.79% 26.44% 32.75%
Simmons First Bank of El Dorado -0.23% 16.09% 18.22%
Smackover State Bank 12.94% 11.18% 11.18%
Regions Bank -4.26% 10.82% 12.77%
Timberland Bank N/A 4.29% N/A
First Bank of South Arkansas 12.48% 3.61% 3.62%
COUNTY TOTALS 12.98%
% Change in
Market Share
Institution (2000-2001)
First Financial Bank 28.47%
BancorpSouth Bank (ss) -19.27%
Simmons First Bank of El Dorado -11.69%
Smackover State Bank 0.00%
Regions Bank -15.27%
Timberland Bank N/A%
First Bank of South Arkansas -0.28%
COUNTY TOTALS
JEFFERSON COUNTY
Number of
State Where Branches
Institution Headquartered in County
Simmons First National Bank AR 10
Pine Bluff National Bank AR 6
Bank of America NC 4
Bank of Star City AR 1
First National Bank of Altheimer AR 1
COUNTY TOTALS 22
2001 2000
Deposits Deposits
Institution (millions) (millions)
Simmons First National Bank $501,559 $467,698
Pine Bluff National Bank $173,297 $148,891
Bank of America $111,085 $127,080
Bank of Star City $28,413 $24,212
First National Bank of Altheimer $9,667 $9,268
COUNTY TOTALS $824,021 $777,149
% Change 2001 2000
in Deposits Market Market
Institution (2000-2001) Share Share
Simmons First National Bank 7.24% 60.87% 60.18%
Pine Bluff National Bank 16.39% 21.03% 19.16%
Bank of America -12.59% 13.48% 16.35%
Bank of Star City 17.35% 3.45% 3.12%
First National Bank of Altheimer 4.31% 1.17% 1.19%
COUNTY TOTALS 6.03%
% Change in
Market Share
Institution (2000-2001)
Simmons First National Bank 1.15%
Pine Bluff National Bank 9.76%
Bank of America -17.55%
Bank of Star City 10.58%
First National Bank of Altheimer -1.68%
COUNTY TOTALS
POPE COUNTY
Number of
State Where Branches
Institution Headquartered in County
Regions Bank AL 5
First Arkansas Valley Bank AR 5
Simmons First Bank of Russellville AR 6
First State Bank AR 2
Bank of America NC 3
River Valley Bank AR 1
Bank of Dardanelle AR 5
Superior Federal Bank AR 2
COUNTY TOTALS 29
2001 2000
Deposits Deposits
Institution (millions) (millions)
Regions Bank $178,694 $182,448
First Arkansas Valley Bank $178,075 $169,877
Simmons First Bank of Russellville $134,650 $144,954
First State Bank $100,469 $70,583
Bank of America $59,634 $61,637
River Valley Bank $40,494 $36,837
Bank of Dardanelle $30,666 $27,267
Superior Federal Bank $26,443 $25,428
COUNTY TOTALS $749,125 $719,031
% Change 2001 2000
in Deposits Market Market
Institution (2000-2001) Share Share
Regions Bank -2.06% 23.85% 25.37%
First Arkansas Valley Bank 4.83% 23.77% 23.63%
Simmons First Bank of Russellville -7.11% 17.97% 20.16%
First State Bank 42.34% 13.41% 9.82%
Bank of America -3.25% 7.96% 8.57%
River Valley Bank 9.93% 5.41% 5.12%
Bank of Dardanelle 12.47% 4.09% 3.79%
Superior Federal Bank 3.99% 3.53% 3.54%
COUNTY TOTALS 4.19%
% Change in
Market Share
Institution (2000-2001)
Regions Bank -5.99%
First Arkansas Valley Bank 0.59%
Simmons First Bank of Russellville -10.86%
First State Bank 36.56%
Bank of America -7.12%
River Valley Bank 5.66%
Bank of Dardanelle 7.92%
Superior Federal Bank -0.28%
COUNTY TOTALS
BAXTER COUNTY
Number of
State Where Branches
Institution Headquartered in County
Peoples Bank & Trust Co. AR 4
First National Bank & Trust Co. AR 4
of Mountain Home
First Federal Bank of Arkansas AR 2
TrustBanc AR 1
Bank of America NC 2
Bank of Yellville AR 1
Firstar Bank OH 1
COUNTY TOTALS 15
2001 2000
Deposits Deposits
Institution (millions) (millions)
Peoples Bank & Trust Co. $213,283 $206,560
First National Bank & Trust Co. $193,303 $187,638
of Mountain Home
First Federal Bank of Arkansas $165,531 $172,318
TrustBanc $47,226 $34,055
Bank of America $45,877 $52,789
Bank of Yellville $32,770 $14,013
Firstar Bank $12,693 $14,644
COUNTY TOTALS $710,683 $682,017
% Change 2001 2000
in Deposits Market Market
Institution (2000-2001) Share Share
Peoples Bank & Trust Co. 3.25% 30.01% 30.29%
First National Bank & Trust Co. 3.02% 27.20% 27.51%
of Mountain Home
First Federal Bank of Arkansas -3.94% 23.29% 25.27%
TrustBanc 38.68% 6.65% 4.99%
Bank of America -13.09% 6.46% 7.74%
Bank of Yellville 133.85% 4.61% 2.05%
Firstar Bank -13.32% 1.79% 2.15%
COUNTY TOTALS 4.20%
% Change in
Market Share
Institution (2000-2001)
Peoples Bank & Trust Co. -0.92%
First National Bank & Trust Co. -1.13%
of Mountain Home -7.84%
First Federal Bank of Arkansas 33.27%
TrustBanc -16.54%
Bank of America 124.88%
Bank of Yellville -16.74%
Firstar Bank
COUNTY TOTALS
BOONE COUNTY
Number of
State Where Branches
Institution Headquartered in County
First Federal Bank of Arkansas AR 3
Community First Bank AR 2
Regions Bank AL 2
First National Bank in Green Forest AR 2
Bank of the Ozarks AR 3
Bank of America NC 2
Superior Federal Bank AR 1
Bank of Yellville AR 1
Arvest Bank AR 1
COUNTY TOTALS 17
2001 2000
Deposits Deposits
Institution (millions) (millions)
First Federal Bank of Arkansas $231,065 $215,939
Community First Bank $127,013 $94,438
Regions Bank $81,686 $109,387
First National Bank in Green Forest $64,553 $53,747
Bank of the Ozarks $36,373 $41,069
Bank of America $32,709 $34,674
Superior Federal Bank $20,148 $20,382
Bank of Yellville $10,263 $9,503
Arvest Bank $4,174 $3,810
COUNTY TOTALS $607,984 $582,949
% Change 2001 2000
in Deposits Market Market
Institution (2000-2001) Share Share
First Federal Bank of Arkansas 7.00% 38.01% 37.04%
Community First Bank 34.49% 20.89% 16.20%
Regions Bank -25.32% 13.44% 18.76%
First National Bank in Green Forest 20.11% 10.62% 9.22%
Bank of the Ozarks -11.43% 5.98% 7.05%
Bank of America -5.67% 5.38% 5.95%
Superior Federal Bank -1.15% 3.31% 3.50%
Bank of Yellville 8.00% 1.69% 1.63%
Arvest Bank 9.55% 0.69% 0.65%
COUNTY TOTALS 4.29%
% Change in
Market Share
Institution (2000-2001)
First Federal Bank of Arkansas 2.62%
Community First Bank 28.95%
Regions Bank -28.36%
First National Bank in Green Forest 15.18%
Bank of the Ozarks -15.18%
Bank of America -9.58%
Superior Federal Bank -5.43%
Bank of Yellville 3.68%
Arvest Bank 6.15%
COUNTY TOTALS
GREENE COUNTY
Number of
State Where Branches
Institution Headquartered in County
First National Bank AR 3
Peoples Bank AR 2
American State Bank AR 3
Union Planters Bank (ss) TN 3
Bank of Paragould (ss) AR 2
UNICO Bank MO 1
Regions Bank AL 1
Southern Bank of Commerce AR 1
First Community Bank (++) AR 1
COUNTY TOTALS 17
2001 2000
Deposits Deposits
Institution (millions) (millions)
First National Bank $223,530 $201,551
Peoples Bank $68,723 $72,095
American State Bank $62,189 $30,769
Union Planters Bank (ss) $55,642 $65,471
Bank of Paragould (ss) $42,676 $28,418
UNICO Bank $42,050 $31,798
Regions Bank $25,389 $26,078
Southern Bank of Commerce $18,941 $8,565
First Community Bank (++) $1,928 $1,787
COUNTY TOTALS $541,068 $466,532
% Change 2001 2000
in Deposits Market Market
Institution (2000-2001) Share Share
First National Bank 10.90% 41.31% 43.20%
Peoples Bank -4.68% 12.70% 15.45%
American State Bank 102.12% 11.49% 6.60%
Union Planters Bank (ss) -15.01% 10.28% 14.03%
Bank of Paragould (ss) 50.17% 7.89% 6.09%
UNICO Bank 32.24% 7.77% 6.82%
Regions Bank -2.64% 4.69% 5.59%
Southern Bank of Commerce 121.14% 3.50% 1.84%
First Community Bank (++) 7.89% 0.36% 0.38%
COUNTY TOTALS 15.98%
% Change in
Market Share
Institution (2000-2001)
First National Bank -4.38%
Peoples Bank -17.80%
American State Bank 74.09%
Union Planters Bank (ss) -26.73%
Bank of Paragould (ss) 29.56%
UNICO Bank 13.93%
Regions Bank -16.10%
Southern Bank of Commerce 90.22%
First Community Bank (++) -5.26%
COUNTY TOTALS
COLUMBIA COUNTY
Number of
State Where Branches
Institution Headquartered in County
Farmers Bank & Trust Co. AR 5
BancorpSouth Bank (@) MS 3
Peoples Bank AR 5
Summit Bank Inc. AR 1
COUNTY TOTALS 14
2001 2000
Deposits Deposits
Institution (millions) (millions)
Farmers Bank & Trust Co. $258,436 $257,242
BancorpSouth Bank (@) $175,824 $192,146
Peoples Bank $50,470 $42,055
Summit Bank Inc. $39,484 $32,409
COUNTY TOTALS $524,214 $523,852
% Change 2001 2000
in Deposits Market Market
Institution (2000-2001) Share Share
Farmers Bank & Trust Co. 0.46% 49.30% 49.11%
BancorpSouth Bank (@) -8.49% 33.54% 36.68%
Peoples Bank 20.01% 9.63% 8.03%
Summit Bank Inc. 21.83% 7.53% 6.19%
COUNTY TOTALS 0.07%
% Change in
Market Share
Institution (2000-2001)
Farmers Bank & Trust Co. 0.39%
BancorpSouth Bank (@) -8.56%
Peoples Bank 19.93%
Summit Bank Inc. 21.65%
COUNTY TOTALS
SALINE COUNTY
Number of
State Where Branches
Institution Headquartered in County
Regions Bank AL 5
Union Bank of Benton (@@) AR 7
Superior Federal Bank AR 3
Malvern National Bank AR 3
Metropolitan National Bank AR 1
Firstar Bank OH 1
Heartland Community Bank AR 1
Bank of the Ozarks AR 1
Summit Bank Inc. AR 1
One Bank & Trust AR 1
COUNTY TOTALS 24
2001 2000
Deposits Deposits
Institution (millions) (millions)
Regions Bank $201,499 $196,934
Union Bank of Benton (@@) $167,381 $174,955
Superior Federal Bank $70,018 $62,903
Malvern National Bank $37,245 $33,292
Metropolitan National Bank $23,679 $24,396
Firstar Bank $10,291 $8,188
Heartland Community Bank $6,865 N/A
Bank of the Ozarks $2,908 N/A
Summit Bank Inc. $2,908 N/A
One Bank & Trust $353 $407
COUNTY TOTALS $523,147 $501,075
% Change 2001 2000
in Deposits Market Market
Institution (2000-2001) Share Share
Regions Bank 2.32% 38.52% 39.30%
Union Bank of Benton (@@) -4.33% 32.00% 34.91%
Superior Federal Bank 11.31% 13.38% 12.55%
Malvern National Bank 11.87% 7.12% 6.64%
Metropolitan National Bank -2.94% 4.53% 4.87%
Firstar Bank 25.68% 1.97% 1.63%
Heartland Community Bank N/A 1.31% N/A
Bank of the Ozarks N/A 0.56% N/A
Summit Bank Inc. N/A 0.56% N/A
One Bank & Trust -13.27% 0.07% 0.08%
COUNTY TOTALS 4.40%
% Change in
Market Share
Institution (2000-2001)
Regions Bank -1.98%
Union Bank of Benton (@@) -8.34%
Superior Federal Bank 6.61%
Malvern National Bank 7.23%
Metropolitan National Bank -6.98%
Firstar Bank 20.86%
Heartland Community Bank N/A
Bank of the Ozarks N/A
Summit Bank Inc. N/A
One Bank & Trust -12.50%
COUNTY TOTALS
MILLER COUNTY
Number of
State Where Branches
Institution Headquartered in County
Regions Bank AL 4
Commercial National Bank of Texarkana TX 5
BancorpSouth Bank MS 2
Century Bank - Arkansas AR 1
First National Bank AR 1
COUNTY TOTALS 13
2001 2000
Deposits Deposits
Institution (millions) (millions)
Regions Bank $257,553 $252,683
Commercial National Bank of Texarkana $112,652 $100,940
BancorpSouth Bank $103,333 $97,954
Century Bank - Arkansas $16,036 $23,950
First National Bank $5,421 $5,199
COUNTY TOTALS $494,995 $480,726
% Change 2001 2000
in Deposits Market Market
Institution (2000-2001) Share Share
Regions Bank 1.93% 52.03% 52.56%
Commercial National Bank of Texarkana 11.60% 22.76% 21.00%
BancorpSouth Bank 5.49% 20.88% 20.38%
Century Bank - Arkansas -33.04% 3.24% 4.98%
First National Bank 4.27% 1.10% 1.08%
COUNTY TOTALS 2.97%
% Change in
Market Share
Institution (2000-2001)
Regions Bank -1.01%
Commercial National Bank of Texarkana 8.38%
BancorpSouth Bank 2.45%
Century Bank - Arkansas -34.94%
First National Bank 1.85%
COUNTY TOTALS
CLARK COUNTY
Number of
State Where Branches
Institution Headquartered in County
Elk Horn Bank & Trust Co. AR 4
Summit Bank AR 1
Firstar Bank OH 3
Regions Bank AL 3
Chambers Bank (n) AR 1
First State Bank AR 1
Superior Federal Bank AR 1
COUNTY TOTALS 14
2001 2000
Deposits Deposits
Institution (millions) (millions)
Elk Horn Bank & Trust Co. $108,432 $102,383
Summit Bank $73,671 $71,500
Firstar Bank $58,430 $54,043
Regions Bank $52,048 $51,714
Chambers Bank (n) $50,362 $50,149
First State Bank $33,493 $33,385
Superior Federal Bank $23,728 $25,343
COUNTY TOTALS $400,164 $388,517
% Change 2001 2000
in Deposits Market Market
Institution (2000-2001) Share Share
Elk Horn Bank & Trust Co. 5.91% 27.10% 26.35%
Summit Bank 3.04% 18.41% 18.40%
Firstar Bank 8.12% 14.60% 13.91%
Regions Bank 0.65% 13.01% 13.31%
Chambers Bank (n) 0.42% 12.59% 12.91%
First State Bank 0.32% 8.37% 8.59%
Superior Federal Bank -6.37% 5.93% 6.52%
COUNTY TOTALS 3.00%
% Change in
Market Share
Institution (2000-2001)
Elk Horn Bank & Trust Co. 2.85%
Summit Bank 0.05%
Firstar Bank 4.96%
Regions Bank -2.25%
Chambers Bank (n) -2.48%
First State Bank -2.56%
Superior Federal Bank -9.05%
COUNTY TOTALS
HOT SPRING COUNTY
Number of
State Where Branches
Institution Headquartered in County
Malvern National Bank AR 5
Firstar Bank OH 3
Southern State Bank AR 2
Summit Bank Inc. AR 1
Superior Federal Bank AR 1
Elk Horn Bank & Trust Co. AR 1
COUNTY TOTALS 13
2001 2000
Deposits Deposits
Institution (millions) (millions)
Malvern National Bank $164,866 $160,516
Firstar Bank $89,858 $97,927
Southern State Bank $51,528 $47,762
Summit Bank Inc. $30,560 $14,943
Superior Federal Bank $13,717 $12,308
Elk Horn Bank & Trust Co. $4,247 $4,230
COUNTY TOTALS $354,776 $337,686
% Change 2001 2000
in Deposits Market Market
Institution (2000-2001) Share Share
Malvern National Bank 2.71% 46.47% 47.53%
Firstar Bank -8.24% 25.33% 29.00%
Southern State Bank 7.88% 14.52% 14.14%
Summit Bank Inc. 104.51% 8.61% 4.43%
Superior Federal Bank 11.45% 3.87% 3.64%
Elk Horn Bank & Trust Co. 0.40% 1.20% 1.25%
COUNTY TOTALS 5.06%
% Change in
Market Share
Institution (2000-2001)
Malvern National Bank -2.23%
Firstar Bank -12.66%
Southern State Bank 2.69%
Summit Bank Inc. 94.36%
Superior Federal Bank 6.32%
Elk Horn Bank & Trust Co. -4.00%
COUNTY TOTALS
HEMPSTEAD COUNTY
Number of
State Where Branches
Institution Headquartered in County
BancorpSouth Bank (nn) MS 3
First National Bank of Hope AR 4
Bank of Blevins AR 1
Summit Bank Inc. AR 1
Diamond State Bank (^) AR 1
COUNTY TOTALS 10
2001 2000
Deposits Deposits
Institution (millions) (millions)
BancorpSouth Bank (nn) $179,598 $178,202
First National Bank of Hope $101,624 $95,170
Bank of Blevins $13,334 $13,817
Summit Bank Inc. $2,323 N/A
Diamond State Bank (^) $1,551 N/A
COUNTY TOTALS $298,430 $287,189
% Change 2001 2000
in Deposits Market Market
Institution (2000-2001) Share Share
BancorpSouth Bank (nn) 0.78% 60.18% 58.71%
First National Bank of Hope 6.78% 34.05% 31.35%
Bank of Blevins -3.50% 4.47% 4.55%
Summit Bank Inc. N/A 0.78% N/A
Diamond State Bank (^) N/A 0.52% N/A
COUNTY TOTALS 3.91%
% Change in
Market Share
Institution (2000-2001)
BancorpSouth Bank (nn) 2.50%
First National Bank of Hope 8.61%
Bank of Blevins -1.76%
Summit Bank Inc. N/A
Diamond State Bank (^) N/A
COUNTY TOTALS
CONWAY COUNTY
Number of
State Where Branches
Institution Headquartered in County
Petit Jean State Bank AR 1
Regions Bank AL 3
Firstar Bank OH 3
Superior Federal Bank AR 1
Perry County Bank AR 1
Cleburne County Bank AR 1
COUNTY TOTALS 10
2001 2000
Deposits Deposits
Institution (millions) (millions)
Petit Jean State Bank $75,402 $60,461
Regions Bank $69,362 $65,511
Firstar Bank $48,515 $55,152
Superior Federal Bank $36,623 $36,055
Perry County Bank $16,983 $15,541
Cleburne County Bank $401 N/A
COUNTY TOTALS $247,286 $232,720
% Change 2001 2000
in Deposits Market Market
Institution (2000-2001) Share Share
Petit Jean State Bank 24.71% 30.49% 25.98%
Regions Bank 5.88% 28.05% 28.15%
Firstar Bank -12.03% 19.62% 23.70%
Superior Federal Bank 1.58% 14.81% 15.49%
Perry County Bank 9.28% 6.87% 6.68%
Cleburne County Bank N/A 0.16% N/A
COUNTY TOTALS 6.26%
% Change in
Market Share
Institution (2000-2001)
Petit Jean State Bank 17.36%
Regions Bank -0.36%
Firstar Bank -17.22%
Superior Federal Bank -4.39%
Perry County Bank 2.84%
Cleburne County Bank N/A
COUNTY TOTALS
Source: Federal Deposit Insurance Corp. based on June 30, 2001, and June
30, 2000, call reports.
(*)Single Pulaski County location was listed in 2000 as a branch of
Union Bank of Bryant.
(**)For comparison purposes, 2000 deposits and market share for Simmons
includes branches of First Financial Bank of El Dorado that were
purchased in July 2000.
(+)Subsequently shut down by the FDIC and the Office of the Comptroller
of the Currency in September 2001. Branches were sold to Delta Trust &
Bank of Little Rock.
(++)For comparison purposes 2000 deposits and market share for First
Community Bank includes Pocahontas Federal Savings & Loan which was
merged with First Community Bank in May 2001.
(#)2000 deposits and market share figures are for Danville State Bank
whose charter was subsequently collapsed into Chambers Bank.
(##)For comparison purposes 2000 deposits include two One Bank & Trust
branches that were subsequently acquired by Cleburne County Bank.
(ss)2000 deposits and market share figures are for First National Bank
of El Dorado which was subsequently sold to BancorpSouth.
(ss)(ss)Bank of Paragould opened a branch in Marmaduke while Union
Planters Bank closed a branch there.
(@)2000 deposits and market share figures are for First National Bank of
Magnolia which was subsequently sold to BancorpSouth.
(@@)2000 deposits and market share figures include Union Bank of Bryant,
which was subsequently collapsed into Union Bank of Benton.
(n)2000 deposits & market share figures are for Bank of Amity, whose
charter was subsequently collapsed into Chambers Bank.
(nn)2000 deposits and market share figures include Citizens National
Bank of Hope and First Federal Savings & Loan Association, which were
subsequently sold to BancorpSouth.
(^)Regions Bank abandoned Hempstead County, where it had $16.4 million
in deposits as of June 2000, and sold its branch office in Hope to
Diamond State Bank in May 2001. Diamond State did not buy the deposits
Research by Gwen Moritz
COPYRIGHT 2001 Journal Publishing, Inc.
No portion of this article can be reproduced without the express written permission from the copyright holder.
Copyright 2001 Gale, Cengage Learning. All rights reserved.
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