BCB Bancorp, Inc., Announces Appointment of New Chairman.

Business Editors

BAYONNE, N.J.--(BUSINESS WIRE)--Jan. 14, 2004

BCB Bancorp, Inc., Bayonne, NJ (OTCBB: BCBP) announced the appointment of Mr. Mark D. Hogan as Chairman of the Board of Directors of BCB Bancorp, Inc. and Bayonne Community Bank. Former Chairman H. Mickey McCabe, who had been Chairman since inception, lauded the move as progressive and will remain as an active member of the Board. He stated "I am in full support of Mr. Hogan's appointment and look forward to assisting him in his efforts in continuing to guide BCB Bancorp, Inc. and Bayonne Community Bank.

Mr. Hogan has been a Director of BCB Bancorp, Inc., and it's wholly owned subsidiary, Bayonne Community Bank since inception. Mr. Hogan is a financial professional and the sole practitioner of Mark D. Hogan, CPA. In addition, Mr. Hogan is a registered representative providing financial planning for his clientele. Mr. Hogan possesses the following licenses and designations: NASD Series 7, 24 and 63, New Jersey Life and Health Insurance Broker and New Jersey Property and Casualty Insurance Broker. Commenting on his appointment, Chairman Hogan noted, "Chairman McCabe has worked tirelessly and presided over an enviable period of growth and profitability for the company. I am hopeful that I can continue that work in the same professional manner that he did." Bayonne Community Bank, a wholly owned subsidiary of BCB Bancorp, Inc., presently operates three offices located in Bayonne, New Jersey.

Any questions related to this press release, please contact Donald Mindiak, President or Thomas Coughlin, Chief Operating Officer, at 201-823-0700.

This release, and other written material, and statements management may make, may contain certain forward-looking statements regarding the Company's prospective performance and strategies within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. The Company intends such forward-looking statements to be covered by the safe harbor provisions for forward-looking statements contained in the Private Securities Litigation Reform Act of 1995, and is including this statement for purposes of said safe harbor provisions.

Forward-looking information is inherently subject to risks and uncertainties, and actual results could differ materially from those currently anticipated due to a number of factors, which include, but are not limited to, factors discussed in the Bank's Annual Report on Form 10-KSB and in other documents filed by the Bank with the FDIC or the Securities and Exchange Commission from time to time. Forward-looking statements, which are based on certain assumptions and describe future plans, strategies and expectations of the Company, are generally identified by the use of the words "plan," "believe," "expect," "intend," "anticipate," "estimate," "project," "may," "will," "should," "could," "predicts," "forecasts," "potential," or "continue" or similar terms or the negative of these terms. The Company's ability to predict results or the actual effects of its plans or strategies is inherently uncertain. Accordingly, actual results may differ materially from anticipated results.

Factors that could have a material adverse effect on the operations of the Company and its subsidiaries include, but are not limited to, changes in market interest rates, general economic conditions, legislation, and regulation; changes in monetary and fiscal policies of the United States Government, including policies of the United States Treasury and Federal Reserve Board; changes in the quality or composition of the loan or investment portfolios; changes in deposit flows, competition, and demand for financial services, loan, deposit, and investment products in the Company's local markets; changes in accounting principles and guidelines; war or terrorist activities; and other economic, competitive, governmental, regulatory, geopolitical and technological factors affecting the Company's operations, pricing and services.

Readers are cautioned not to place undue reliance on these forward-looking statements, which speak only as of the date of this release. Although the Company believes that the expectations reflected in the forward-looking statements are reasonable, the Company cannot guarantee future results, levels of activity, performance or achievements. Except as required by applicable law or regulation, the Company undertakes no obligation to update these forward-looking statements to reflect events or circumstances that occur after the date on which such statements were made.