BARCLAYCARD.

BARCLAYCARD is offering students two payment breaks a year to help them manage their money.

The card, which has an initial limit of pounds 600, allows them to miss two monthly payments a year without being stung for late payment fees.

And to help them remember to pay on time the rest of the year, students will be sent text message reminders a week before their payments are due.

Students taking a card out in a branch will get pounds 30 in vouchers. And they'll qualify for cashback if they use it to buy coach tickets online.