BANKDetect's Robert Cofod Offers Expertise Regarding Fraud Prevention.

BANKDetect:

A[micro]   Who: Robert Cofod, president of BANKDetect, can discuss fraud
        detection and its prevention. Using his background in the
        intelligence community, he has designed and developed advanced
        analytical systems that perform continual monitoring of
        accounts for a broad range of fraud and abuse risks. His
        concepts and technology have saved banks and credit unions
        millions of dollars each year in losses prevented. Cofod can
        address:

        --  Identity Fraud
        --  Trends of Fraud Detection
        --  How to best prevent Fraud and Money Laundering
        --  Early Fraud detection

A[micro]   What: The financial community has stepped up its focus on fraud
        and how to prevent loss related to fraud. While criminals
        continue to become more sophisticated, so does the technology
        and the systems used to track them. Cofod, a military veteran
        with more than 25 years of experience who has also worked for
        the Central Intelligence Agency (CIA), has worked on systems
        that identify fraud and abuse in financial industry since
        1995. He has expertise in identifying fraud methodologies as
        well as computational detection methods and analysis
        techniques. Cofod has also performed related research and
        development for systems at the Department of Defense and other
        government agencies.

A[micro]   Contact: Charlyne H. McWilliams at 301.933.5567 or via email at
        [e-mail].

About BANKDetect:

BANKDetect is a division of FRAUDetect, a knowledge-based technology company that offers systems to help financial institutions fight fraud. The company has conducted extensive research and developed RiskFinder to screen customers before they open an account and eliminate risk or fraud before it happens and RiskTracker, which helps banks in loss prevention on existing accounts. Both systems are based on research and development in automated analysis, computer/human interfaces, artificial intelligence and cognitive psychology. BANKDetect is working to be the single source solution for advanced loss prevention technology for the financial industry.