Avoid Being a Victim of ID Theft This Holiday Season.Tips From the California Bankers Association SACRAMENTO, Calif. -- The California Bankers Association (CBA See Capital Builder Account. ) today released a brief list of tips for consumers interested in keeping their information safe from identity thieves. "Consumers should be aware, especially during this busy holiday season, how to keep their personal information safe from fraudsters," said CBA president Janet W. Lamkin. "For the most part, identity theft is still a low-tech crime, with most thieves stealing information from consumers' mailboxes or trash cans In the Macintosh, a simulated garbage can used for deleting files and folders. The trash can keeps the files intact in case the user wants to restore them, but can be "emptied" from time to time to save disk space. . With vigilance VIGILANCE. Proper attention in proper time. 2. The law requires a man who has a claim to enforce it in proper time, while the adverse party has it in his power to defend himself; and if by his neglect to do so, he cannot afterwards establish such claim, the and a few simple precautions precautions Infectious disease The constellation of activities intended to minimize exposure to an infectious agent; precautions imply that the isolation of an infected Pt is optional, but not mandatory. , consumers can increase their peace of mind and enjoy this holiday season." Treat your credit card information -- including receipts -- like cash. The information on your receipts, including your signature, is worth a lot of money to fraudsters. Treating these slips of paper like cash should remind you of their value and encourage you to keep track of them. Don't carry your Social Security card or print your Social Security number or driver's license Noun 1. driver's license - a license authorizing the bearer to drive a motor vehicle driver's licence, driving licence, driving license license, permit, licence - a legal document giving official permission to do something number on your checks. Pre-printing this valuable information on checks only makes it easier for thieves to use your checks without your knowledge. Get a mailbox A simulated mailbox in the computer that holds e-mail messages. Mailboxes are stored on disk as a file of messages, a database of messages or as an individual file for each message. The standard mailboxes are usually In, Out, Trash and Junk (Spam). that locks. This will prevent thieves from stealing incoming or outgoing mail with important identifying information. Carry only the credit card you intend to use and leave the others at home in a secure place. It is easier to cancel a single credit card than all of your cards if your purse or wallet is stolen. Watch anyone who "swipes" your credit card. Devices known as "skimmers" are sometimes used by counterpersons to copy the identifying information off the magnetic strip of your credit card onto a fake credit card later. Check your credit report at least twice a year. Doing so will keep you aware of how your credit is being accessed and by whom, making it easier for you to identify possible instances of identity theft. Information about CBA Established more than 110 years ago, the California Bankers Association (CBA) is one of the largest state banking trade associations in the country. CBA leads the way in developing relevant educational and legislative solutions to some of California's more pressing financial and banking issues, including adult financial empowerment em·pow·er tr.v. em·pow·ered, em·pow·er·ing, em·pow·ers 1. To invest with power, especially legal power or official authority. See Synonyms at authorize. 2. , identity theft, financial privacy, and financial elder abuse Elder Abuse Definition Elder abuse is a general term used to describe harmful acts toward an elderly adult, such as physical abuse, sexual abuse, emotional or psychological abuse, financial exploitation, and neglect, including self-neglect. . CBA's membership includes more than 300 of California's commercial, industrial and community banks and savings associations. For further information, visit www.calbankers.com. |
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