Auto physical damage, top writers by state--2005.
Auto Physical Damage, Top Writers by State--2005
Rank is based on direct premiums written in 2005.
($ Thousands)
Direct % of
No. of Premiums U.S. Premium
State Rank Cos. Written Total % Change
Ala. 24 442 $1,149,955 1.6 2.5
Alaska 49 248 176,484 0.2 1.3
Ariz. 14 498 1,678,681 2.3 4.2
Ark. 32 431 697,384 1.0 -2.0
Calif. 1 485 9,307,525 12.7 2.8
Colo. 21 432 1,345,781 1.8 -3.1
Conn. 26 352 967,558 1.3 -0.8
Del. 45 342 222,767 0.3 6.3
D.C. 51 285 126,499 0.2 2.7
Fla. 3 530 3,973,143 5.4 3.7
Ga. 8 541 2,617,524 3.6 1.9
Hawaii 44 186 254,460 0.3 9.6
Idaho 41 372 317,521 0.4 1.0
Ill. 7 577 2,884,185 3.9 -2.4
Ind. 16 554 1,417,222 1.9 -2.6
Iowa 31 448 737,435 1.0 -2.5
Kan. 29 417 760,609 1.0 -4.4
Ky. 27 448 869,930 1.2 -2.1
La. 23 405 1,194,516 1.6 -4.4
Maine 40 312 326,979 0.4 -1.6
Md. 15 436 1,627,176 2.2 0.9
Mass. 13 254 1,800,260 2.5 -5.5
Mich. 5 414 3,232,856 4.4 -6.4
Minn. 19 442 1,386,559 1.9 -5.3
Miss. 33 424 662,423 0.9 -0.8
Mo. 17 502 1,410,907 1.9 -3.0
Mont. 42 339 262,471 0.4 -0.5
Neb. 36 401 483,561 0.7 -6.1
Nev. 34 398 614,379 0.8 7.5
N.H. 39 300 371,583 0.5 -1.4
N.J. 10 373 2,435,210 3.3 -6.4
N.M. 38 377 437,926 0.6 1.4
N.Y. 4 458 3,612,184 4.9 -2.8
N.C. 11 422 2,077,372 2.8 8.9
N.D. 47 339 203,498 0.3 -2.0
Ohio 9 554 2,481,937 3.4 -1.2
Okla. 28 439 825,740 1.1 -3.0
Ore. 30 436 751,741 1.0 -0.2
Pa. 6 532 3,205,904 4.4 0.2
R.I. 43 307 258,373 0.4 0.9
S.C. 25 438 998,151 1.4 0.3
S.D. 46 356 207,943 0.3 -1.1
Tenn. 20 522 1,385,008 1.9 0.1
Texas 2 530 5,595,327 7.6 -0.6
Utah 35 398 518,262 0.7 2.2
Vt. 48 293 177,173 0.2 0.4
Va. 12 483 1,923,931 2.6 3.4
Wash. 18 435 1,397,352 1.9 -1.0
W.Va. 37 338 460,410 0.6 -1.5
Wis. 22 509 1,213,050 1.7 -3.5
Wyo. 50 302 168,773 0.2 3.1
U.S. Total 1,408 $73,213,598 100.0 -0.4
Market Share
Agency Direct
State ALR (1) DDCCE (2) Writer (3) Writer (4)
Ala. 63.4 0.4 29.4 70.6
Alaska 48.3 1.6 26.4 73.6
Ariz. 54.8 0.3 27.6 72.4
Ark. 53.9 0.3 28.2 71.8
Calif. 55.9 0.5 38.7 61.3
Colo. 46.9 0.2 25.2 74.8
Conn. 51.4 0.4 47.7 52.3
Del. 51.8 0.2 32.3 67.7
D.C. 49.0 0.2 21.9 78.1
Fla. 79.7 0.5 37.5 62.5
Ga. 51.4 0.3 32.8 67.2
Hawaii 57.7 0.3 46.0 54.0
Idaho 47.6 0.4 32.4 67.6
Ill. 52.5 0.5 28.6 71.4
Ind. 52.2 0.3 39.6 60.4
Iowa 46.0 0.2 44.0 56.0
Kan. 47.2 0.3 27.3 72.7
Ky. 52.6 0.3 36.9 63.1
La. 150.1 1.1 27.9 72.1
Maine 46.7 0.4 51.1 48.9
Md. 54.1 0.2 29.1 70.9
Mass. 57.7 0.8 76.9 23.1
Mich. 58.4 0.4 44.0 56.0
Minn. 50.8 0.3 34.5 65.5
Miss. 134.2 1.0 32.6 67.4
Mo. 51.3 0.3 31.2 68.8
Mont. 46.4 0.3 46.3 53.7
Neb. 51.2 0.3 35.1 64.9
Nev. 61.0 0.4 24.7 75.3
N.H. 50.4 0.4 41.0 59.0
N.J. 40.0 0.6 39.6 60.4
N.M. 56.6 0.5 29.9 70.1
N.Y. 49.2 0.3 37.1 62.9
N.C. 49.0 0.2 33.8 66.2
N.D. 61.2 0.3 45.9 54.1
Ohio 53.3 0.2 48.8 51.2
Okla. 53.0 0.5 32.9 67.1
Ore. 50.6 0.3 30.6 69.4
Pa. 52.9 0.3 45.3 54.7
R.I. 46.8 0.5 42.2 57.8
S.C. 53.3 0.3 30.0 70.0
S.D. 43.9 0.3 49.1 50.9
Tenn. 53.9 0.4 29.3 70.7
Texas 55.7 0.5 31.5 68.5
Utah 51.0 0.2 26.5 73.5
Vt. 46.0 0.2 51.3 48.7
Va. 51.8 0.2 28.0 72.0
Wash. 51.1 0.5 41.2 58.8
W.Va. 48.4 0.4 32.8 67.2
Wis. 51.7 0.3 46.0 54.0
Wyo. 43.1 -1.1 35.6 64.4
U.S. Total 56.5 0.4 36.9 63.1
% Market
State Leading Writer Share
Ala. State Farm Group 22.1
Alaska State Farm Group 20.6
Ariz. State Farm Group 15.5
Ark. State Farm Group 20.7
Calif. State Farm Group 12.3
Colo. State Farm Group 21.0
Conn. Allstate Ins Group 14.0
Del. State Farm Group 18.5
D.C. Berkshire Hathaway Ins 32.7
Fla. State Farm Group 19.6
Ga. State Farm Group 23.1
Hawaii Berkshire Hathaway Ins 18.7
Idaho State Farm Group 14.1
Ill. State Farm Group 26.7
Ind. State Farm Group 19.8
Iowa State Farm Group 17.7
Kan. State Farm Group 18.9
Ky. KY Farm Bureau Group 19.0
La. State Farm Group 31.8
Maine Allstate Ins Group 10.7
Md. State Farm Group 19.5
Mass. Commerce Group, Inc 28.1
Mich. Auto Club Group 17.4
Minn. State Farm Group 20.5
Miss. State Farm Group 22.8
Mo. State Farm Group 21.0
Mont. State Farm Group 17.1
Neb. State Farm Group 21.5
Nev. Farmers Ins Group 13.7
N.H. Liberty Mutual Ins Cos 12.7
N.J. Allstate Ins Group 16.3
N.M. State Farm Group 16.3
N.Y. Allstate Ins Group 17.7
N.C. Nationwide Group 19.7
N.D. State Farm Group 14.6
Ohio State Farm Group 17.8
Okla. State Farm Group 18.1
Ore. State Farm Group 20.0
Pa. State Farm Group 17.8
R.I. Progressive Ins Group 13.8
S.C. State Farm Group 23.1
S.D. State Farm Group 17.0
Tenn. State Farm Group 21.4
Texas State Farm Group 19.9
Utah Allstate Ins Group 20.0
Vt. Progressive Ins Group 12.4
Va. State Farm Group 17.3
Wash. State Farm Group 13.3
W.Va. State Farm Group 28.0
Wis. Amer Family Ins Group 23.2
Wyo. State Farm Group 21.0
U.S. Total State Farm Group 16.8
% Market
State Second Leader Share
Ala. Alfa Ins Group 17.1
Alaska Berkshire Hathaway Ins 18.1
Ariz. Farmers Ins Group 12.0
Ark. Southern Farm Bureau Group 16.8
Calif. Auto Club Southern CA Group 9.0
Colo. Farmers Ins Group 12.5
Conn. Berkshire Hathaway Ins 8.6
Del. Nationwide Group 18.0
D.C. State Farm Group 19.1
Fla. Allstate Ins Group 14.4
Ga. Allstate Ins Group 11.5
Hawaii State Farm Group 14.4
Idaho Farmers Ins Group 11.5
Ill. Allstate Ins Group 14.2
Ind. United Farm Bureau IN 9.7
Iowa Nationwide Group 11.4
Kan. Amer Family Ins Group 14.7
Ky. State Farm Group 18.1
La. Allstate Ins Group 16.3
Maine State Farm Group 9.7
Md. Berkshire Hathaway Ins 17.5
Mass. Safety Group 11.3
Mich. State Farm Group 17.4
Minn. Amer Family Ins Group 13.2
Miss. Southern Farm Bureau Group 14.8
Mo. Amer Family Ins Group 17.9
Mont. Farmers Ins Group 11.4
Neb. Amer Family Ins Group 9.5
Nev. State Farm Group 13.5
N.H. State Farm Group 12.1
N.J. NJM Ins Group 12.0
N.M. Farmers Ins Group 15.2
N.Y. Berkshire Hathaway Ins 17.7
N.C. State Farm Group 12.2
N.D. Amer Family Ins Group 12.3
Ohio Progressive Ins Group 11.0
Okla. Farmers Ins Group 15.6
Ore. Farmers Ins Group 15.5
Pa. Erie Ins Group 14.0
R.I. Allstate Ins Group 13.0
S.C. Allstate Ins Group 14.8
S.D. Amer Family Ins Group 13.3
Tenn. TN Farmers Ins Cos 18.4
Texas Allstate Ins Group 14.5
Utah State Farm Group 15.2
Vt. Allstate Ins Group 9.8
Va. Berkshire Hathaway Ins 12.7
Wash. Allstate Ins Group 12.0
W.Va. Nationwide Group 19.5
Wis. State Farm Group 12.3
Wyo. Farmers Ins Group 10.5
U.S. Total Allstate Ins Group 10.8
(1) ALR: Adjusted loss ratio is direct losses incurred divided by the
difference between direct premiums earned and dividends paid to
policyholders.
(2) DDCCE: Direct defense and cost-containment expense ratio is the
former allocated loss adjustment expense (ALAE) ratio.
(3) Insurers that distribute primarily through independent agents.
(4) Insurers that distribute primarily through a direct-selling system
or an exclusive agency system.
Source: A.M. Best Statement Products: State/Line. For more information
about custom data, call (908) 439-2200, Ext. 5383.
COPYRIGHT 2006 A.M. Best Company, Inc.
No portion of this article can be reproduced without the express written permission from the copyright holder.
Copyright 2006, Gale Group. All rights reserved. Gale Group is a Thomson Corporation Company.
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