Aurum Expands eBanking Solutions Suite to Include Comprehensive Commercial and Retail Capabilities.

Business Editors/High-Tech Writers

PLANO, Texas--(BUSINESS WIRE)--Dec. 17, 2003

Leading Technology Provider Offers Financial Institutions Solutions

for Online Cash Management, eStatements and Promotion Management

Aurum Technology, a leading provider of information technology-based solutions for Community Banks, Credit Unions and Savings Institutions, today announced that it has expanded its eBanking capabilities. The company's comprehensive eBanking solutions suite now includes Online Cash Management, a full-featured Web-based commercial banking solution for small and large businesses; eStatements, a tool for distributing convenient electronic statements with e-mail notification; and Promotion Manager, a sophisticated target marketing tool that facilitates effective online campaigns. Each solution is designed to help financial institutions maximize operational efficiency, while meeting growing retail and commercial customer demand for electronic, self-service banking capabilities.

"In an increasingly digital economy, consumers demand convenient, electronic self-service solutions. At Aurum we seek out the industry's most advanced capabilities and integrate them with our solutions to give our customers a clear, competitive advantage," said Anthony M. Ficarra, senior vice president and chief information officer for Aurum. "By expanding our eBanking solutions suite to include robust, integrated best-of-breed capabilities like Online Cash Management, eStatements and Promotion Manager we give our customers the tools they need to respond to the ever-changing needs of both their retail and commercial markets."

Online Cash Management

Aurum Online Cash Management is a sophisticated, Web-based business banking solution designed to help financial institutions attract and retain a wide range of commercial customers - from SOHO (small office, home office) to large multi-national corporations. The highly scalable solution offers financial institutions the flexibility to define the level of sophistication and functionality that best meets their individual business strategies - helping them attract and retain business customers and increase fee income, while improving customer and member satisfaction. ACH and wire capabilities enable commercial customers to automate payroll direct deposits and vendor payments. And features such as account reconciliation, check images, book transfers and balance reporting provide commercial customers with the ability to view and manage their cash positions anytime, anywhere.

eStatements

Aurum eStatements features convenient, single-sign-on capabilities and embedded hyperlinks that enable financial institutions to provide fast, easy access to monthly account statements, check images and other related information. A complement to Aurum's retail home banking offering, the Web-based eStatements solution is designed to help financial institutions expand their electronic delivery channels to increase customer and member loyalty, while reducing costs associated with traditional paper statements. With the addition of eStatements to the Aurum eBanking suite, customers can now integrate the solutions to offer their customers and members a complete online banking package that encompasses home banking, bill pay, eStatements and check presentment.

"We have seen tremendous change in the world of payments over the last five years. Consumers now accept and seek out electronic tools to manage their finances," said John Heus, senior vice president of payment services for Aurum. "The new Aurum eStatements solution is a natural addition to our eBanking capabilities - delivering convenient Web-based statements that help position our customers as leaders in the digital payments revolution."

Promotion Manager

Aurum Promotion Manager is a real-time, one-to-one marketing solution designed to help financial institutions enhance online relationships with customers and members. The solution features easy set-up tools for rapid execution of promotional campaigns. Promotion Manager integrates with Aurum's Personal Internet Banking platform to help generate sales by profiling customers and members to create targeted campaigns and facilitate effective cross selling. Financial institutions can also use the solution to measure the effectiveness of their campaigns using built-in detailed reporting and analysis tools.

These new eBanking capabilities join Aurum's existing solutions for Personal Internet Banking, Telephone Banking, and EFT Processing - solutions that enable financial institutions to enhance their electronic delivery channels and offer superior service to customers and members, while reducing costs and improving efficiency.

About Aurum Technology Inc.

Aurum Technology Inc. provides open and integrated information technology-based solutions to the financial services industry, with capabilities ranging from Core Solutions to eBanking to Check Imaging to Business Intelligence. Using its more than 30 years of experience and proven suite of products and services, Aurum provides Community Banks, Credit Unions and Savings Institutions with the means to increase efficiencies, grow market share and fortify customer and member relationships. With a nationwide network of 24 image item processing centers and 1,400 professionals, Aurum serves more than 1,200 customers throughout North America, including many of the financial industry's highest performing institutions. More information is available at www.aurumtechnology.com.