Atone to Participate in MERS eRegistry Testing Phase.

RANCHO CORDOVA, Calif. -- Atone, the business process management and image collaboration company, announced today its participation with MERS in testing the MERS(R) eRegistry in Broker Delegatee, Controller, Investor Delegatee and eVault interfaces. Atone is automating the paperless mortgage process by providing a collaborative loan platform that allows real-time communication and paperless delivery of data and documents to all parties involved in a loan. As a part of its commitment to supporting current and leading technologies, Atone will allow users to register loans with the eRegistry in Atone's AMPMORTGAGES(R) (AMP) platform.

The eRegistry is expected to be an industry utility, serving as the central location to identify the current owner (Controller) and location (eVault) of the authoritative copy of an electronic promissory note (eNote). The controller of an eNote has the same rights as that of a "Holder in Due Course" in a paper negotiable promissory note. Adopters include Fannie Mae, Freddie Mac and technologically forward loan origination systems like Calyx's Point.

The national eRegistry was the industry's response to requirements imposed by the Uniform Electronic Transactions Act (UETA) and the federal Electronic Signatures in Global and National Commerce Act (E-SIGN). The eRegistry tracks and identifies eNotes for electronic mortgages.

"The industry's adoption of the MERS eRegistry is a major technological step," said John Fabish, president of Atone. "By testing and ultimately adding this technology to AMP, the mortgage industry will have a simple platform for all the technology needed to go paperless."

About MERS

As the mortgage industry's central electronic registry, MERS tracks ownership interests in servicing rights for residential and commercial loans alike. It eliminates the need to prepare and record assignments when trading mortgage loans by acting as mortgagee for all MERS members in the county land records. That way, the legal mortgagee interest in the land records never changes when the loan is traded.

Loans registered in the MERS(R) System are protected against future assignments because MERS remains the mortgagee no matter how often servicing is traded among MERS members. Fannie Mae, Freddie Mac, VA, FHA, Ginnie Mae, the Federal Home Loan Bank MPF(R), California and New York housing authorities, and all major Wall Street rating agencies have approved MERS. Please call toll free 800-646-6377 or visit the MERS web site, http://www.mersinc.com.

About Atone

Atone provides cross collaboration and e-vaulting solutions to the mortgage industry. By uniting aspects of loan origination, closing and funding, Atone's solutions cut days, if not months, out of the loan process. AMPMORTGAGES(R) (AMP), Atone's flagship product, securely removes the paper in the mortgage process while efficiently automating review, evaluation, approval, storage, and transshipment of mortgage documents. Atone also provides image-enhanced e-vaulting for secure storage and access through AMP. Using a fax machine or scanner and a Web browser, AMP customers may securely share and vault all documents -- pre and post closing.

Atone is located at 3235 Sunrise Blvd., Suite 6, Rancho Cordova, CA 95742, and is a member of the MBA, NAMB, MISMO, MERS e-registry, and CAM. Atone is integrated with Calyx, Pipeline Solutions and is currently integrating into Freddie Mac, Data Track, Kroll Factual Data and Safedocs, among others. For more information, please call 888-720-2867, or visit the company's web site, http://www.atone.com.