Atlantic Bank of New York Develops Charitable program in response to World Trade Center.

Business Editors

NEW YORK--(BUSINESS WIRE)--Sept. 27, 2001

Atlantic Bank of New York today announced a number of initiatives to express its heartfelt concern and support for the many people who were so terribly affected by the September 11th attack on the World Trade Center.

Atlantic Bank is making a corporate donation amounting to a total of $75,000 to the following four funds:

- Twin Towers Fund

- American Red Cross Disaster Relief Fund

- Keefe, Bruyette & Woods Family Fund

- Sandler O'Neill Assistance Foundation

In addition to its corporate donation, the bank established a special September 11th Employee Contribution Matching Program, under which the bank will provide a 100% match for all employee, board member and retiree contributions to the above funds and other funds that benefit those affected by the attack on the World Trade Center.

"We are all profoundly saddened by the tragic human toll brought about by the horrific attack on the World Trade Center and so very appreciative to all who are lending a helping hand to assist those personally affected by this terrible situation," commented Thomas M. O'Brien, President and Chief Executive Officer of Atlantic Bank. "We have had a long standing and close relationship with both Sandler O'Neill and Keefe, Bruyette & Woods and we hope that our support of their relief funds will help the many families whose loved ones were lost in these two firms."

Established in 1926, Atlantic Bank of New York is one of the top 25 commercial banks serving the New York area. With over $2.0 billion in assets, Atlantic Bank is a full-service commercial bank providing a comprehensive range of financial services to small- and mid-sized businesses, commercial real estate investors and consumers. The bank has branch offices in the metropolitan New York City area and Boston. Atlantic Bank is a member of the global financial network of the National Bank of Greece, which has more than $45 billion in assets and operates in 16 countries. Additional information is available on the web site at www.abny.com.