Applications approved under bank merger act.

APPLICATIONS APPROVED UNDER BANK MERGER ACT

By the Secretary of the board

Recent applications have been approved by the Secretary of the
Board as listed below. Copies are available upon request to
the Freedom of Information Office, Office of the Secretary, Board
of Governors of the Federal Reserve System, Washington, D.C. 20551.

Applicant(s)             Bank(s)            Effective Date

Zions                    Minnequa           September 13, 2001
  Bancorporation,          Bancorp, Inc.,
  Salt Lake City,          Pueblo,
  Utah                     Colorado

By Federal Reserve Banks

Recent applications have been approved by the Federal Reserve
Banks as listed below. Copies are available upon request to
the Reserve Banks.

                                      Reserve
Applicant(s)       Bank(s)            Bank           Effective Date

Colonial Bank,     Union Planters     Atlanta        August 29, 2001
  Montgomery,        Bank, N.A.,
  Alabama            Memphis,
                     Tennessee
Commercial         Middlesboro        Atlanta        August 27, 2001
  Bank,              Federal
  Harrogate,         Bank, F.S.B.,
  Tennessee          Middlesboro,
                     Kentucky
First Farmers      Lake City Bank,    Chicago        August 29, 2001
  Bank and           Warsaw,
  Trust Company,     Indiana
  Converse,
  Indiana
First Virginia     First Colonial     Richmond       September 10, 2001
  Bank-Colonial,     Bank,
  Richmond,          Hopewell,
  Virginia           Virginia
M&I Marshall &     National City      Chicago        September 14, 2001
  Ilsley Bank,       Bank of
  Milwaukee,         Minneapolis,
  Wisconsin          Minneapolis,
                     Minnesota
Peoples Bank       Union Bank and     Cleveland      September 12, 2001
  and Trust          Trust
  Company,           Company,
  Sunman,            North Vernon,
  Indiana            Indiana
                   Farmers State
                     Bank,
                     Liberty,
                     Indiana
                   Vevay Deposit
                     Bank,
                     Vevay,
                     Indiana
Sky Bank-Mid       Standard Federal   Cleveland      September 20, 2001
  Am Region,         Bank FSB,
  Toledo,            Troy,
  Ohio               Michigan
The State          North Country      Minneapolis    September 19, 2001
  Savings            Bank &
  Bank of            Trust,
  Manistique,        Traverse
  Manistique,        City,
  Michigan           Michigan
Western            Glacier Bank,      Minneapolis    September 13, 2001
  Security           Kalispell,
  Bank,              Montana
  Billings,
  Montana