Applications approved under Bank Merger Act. (Legal Developments).

By Federal Reserve Banks

Recent applications have been approved by the Federal Reserve Banks as
listed below. Copies are available upon request to the Reserve Banks.

Applicant(s)         Bank(s)              Reserve Bank   Effective Date

Dakota Bank,         The Midway           Minneapolis    July 24, 2002
  Mendota Heights,     National Bank of
  Minnesota            St. Paul, St.
                       Paul, Minnesota
Farmers State Bank   Merchants State      Minneapolis    July 3, 2002
  of Madelia,          Bank of
  Inc., Madelia,       Lewisville,
  Minnesota            Lewisville,
                       Minnesota
First State Bank     First Community      Kansas City    July 25, 2002
  of Taos, Taos,       Industrial Bank,
  New Mexico           Denver, Colorado
First State Bank     State National       Kansas City    June 27, 2002
  of Taos, Taos,       Bank, El Paso,
  New Mexico           Texas
Pinnacle Bank,       The Beatrice         Kansas City    July 3, 2002
  Papillion,           National Bank
  Nebraska             and Trust
                       Company,
                       Beatrice,
                       Nebraska
S.B.C.P. Bancorp,    Waunakee Bank        Chicago        July 10, 2002
  Inc., Cross          Shares, Inc.,
  Plains,              Waunakee,
  Wisconsin            Wisconsin
SBCP Mergersub,      Bank of Waunakee,
  Inc., Cross          Waunakee,
  Plains,              Wisconsin
  Wisconsin
State Bank of
  Cross Plains,
  Cross Plains,
  Wisconsin
Southern Financial   Metro-County Bank    Richmond       July 30, 2002
  Bank, Warrenton,     of Virginia,
  Virginia             Inc., Mechanics-
                       ville, Virginia
Vista Bank, N.A.,    UnitedTrust Bank,    New York       July 22, 2002
  Phillipsburg,        Bridgewater,
  New Jersey           New Jersey