Applications approved under Bank Merger Act by Federal Reserve Banks. (Legal Developments).

APPLICATIONS APPROVED UNDER BANK MERGER ACT
By Federal Reserve Banks

Recent applications have been approved by the Federal Reserve
Banks as listed below. Copies are available upon request to
the Reserve Banks.

Applicant(s)                  Bank(s)

First Interstate Bank,        United States National Bank
  Billings, Montana             of Red Lodge,
                                Red Lodge, Montana
PNG Financial Bank,           Whisperwood National Bank,
  Lubbock, Texas                Lubbock, Texas
M&I Marshall & Ilsley Bank,   Southwest Bank of Arizona,
  Milwaukee, Wisconsin          Phoenix, Arizona

Applicant(s)                  Reserve Bank   Effective Date

First Interstate Bank,        Minneapolis    December 26, 2002
  Billings, Montana
PNG Financial Bank,           Dallas         December 11, 2002
  Lubbock, Texas
M&I Marshall & Ilsley Bank,   Chicago        December 12, 2002
  Milwaukee, Wisconsin