Applications approved under Bank Holding Company Act.

By the Secretary of the Board

Recent applications have been approved by the Secretary of the Board as listed below. Copies are available upon request to the Freedom of Information Office, Office of the Secretary, Board of Governors of the Federal Reserve System, Washington, D.C. 20551.

Section 4

Applicant(s)                  Bank(s)                 Effective Date

Capital Corp. of the West,    Regency Investment      June 27, 2002
 Merced, California           Advisors, Inc.,
                              Fresno, California