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Apex Merchant Solutions Introduces eChecks.

Saves Up to 50 Percent per Transaction for E-Commerce Merchants

PEEKSKILL, N.Y., Jan. 9 /PRNewswire/ -- Apex Merchant Solutions (http://www.apexamsne.com/), a leading independent sales office for credit-card processing banks, today announced the availability of eChecks for its merchant clientele. eChecks lets visitors at e-commerce sites pay for their purchases through business or personal checking accounts.

eChecks costs merchants 1.5-to-2.0 percent per transaction compared to 2.5-to-4.0 percent for credit-card processing. In addition to saving as much as 50 percent per transaction, eChecks also provides access to an estimated 10 million online households without a credit card, thus providing an additional revenue flow for the merchant.

Linda Thompson, President of Apex Merchant Solutions, said, "eChecks is an ideal solution to increase your customer base, provide a convenient alternative for your e-commerce visitors, and reduce your cost of accepting payments. It may be used for almost anything sold over the Internet and is rapidly growing in size and popularity."

She went on to note some of the target industries for eChecks including most e-commerce and business-to-business companies.

Other features of eChecks include user authentication, age verification and a reduced liability window for charge backs, 60 days for checks compared to 180 days for credit cards.

eChecks also offers additional service options such as payments management, returns management, OFAC compliance and Canadian ACH processing.

Ms. Thompson added, "Offering eChecks is a matter of simple arithmetic. Many more potential buyers use a checking account than a credit card. And those with both may experience temporary financial constraints regarding one or the other."

For more information, please email lthompson@apexamsne.com; visit http://www.apexamsne.com/; call 914-930-6244; or write Apex Merchant Solutions, 1245 Park Street, Suite 2-A, Peekskill, NY 10566.

About Apex Merchant Solutions

Apex Merchant Solutions provides a comprehensive suite of payment processing products and services customized for your industry. In addition to credit card processing, Apex offers electronic check conversion, e-check solutions, on-site ATMs, Bill Pay kiosk terminals, and gift and loyalty cards.

Apex creates payment processing solutions for retail, e-commerce, restaurant, professional and mobile businesses. Its President, Linda Thompson, has worked in the financial field for over 15 years. Before founding Apex in 2004, Linda managed the financial, legal and bonding affairs for a well-known construction company. She also served as a budget estimating engineer for an energy provider and an accounting manager for a leading mortgage company. Her education includes several courses in business management.
 Contact:
 Linda Thompson Willy Gissen
 Apex Merchant Solutions Cut-It-Out Communications
 914-930-6244 914-723-7212
 lthompson@apexamsne.com wgissen@cutitoutcommunications.com
 http://www.apexamsne.com/ http://www.cutitoutcommunications.com/



CONTACT: Linda Thompson of Apex Merchant Solutions, +1-914-930-6244, lthompson@apexamsne.com; or Willy Gissen of Cut-It-Out Communications, +1-914-723-7212, wgissen@cutitoutcommunications.com, for Apex Merchant Solutions

Web site: http://www.apexamsne.com/
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Publication:PR Newswire
Date:Jan 9, 2008
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