Aon Association Services: One-stop shopping for insurance.The decisions you make today will have far-reaching effects on your association, its assets, property, and employees. With so much at risk, every association executive should consider the insurance options available through the ASAE-sponsored Association Business Insurance Solutions. For more than 30 years, Aon Association Services, the program administrator, has specialized in customizing products and services to the nature of the association community. More than 14,000 nonprofit organizations Nonprofit Organization An association that is given tax-free status. Donations to a non-profit organization are often tax deductible as well. Notes: Examples of non-profit organizations are charities, hospitals and schools. and their members throughout the United States United States, officially United States of America, republic (2005 est. pop. 295,734,000), 3,539,227 sq mi (9,166,598 sq km), North America. The United States is the world's third largest country in population and the fourth largest country in area. depend on this expertise. The ASAE-sponsored Association Business Insurance Solutions provides property and casualty insurance through a single source. The Association Office Package, Association Directors' and Officers' Liability, and Showstoppers Association Event Cancellation programs are administered by Aon Association Services and underwritten by The Hartford and Travelers. Both The Hartford and Travelers have earned superior financial ratings of A+ and A++, respectively, from A.M. Best Company. These ratings are your assurance of financial stability and sound operating procedures. The ASAE-sponsored Association Business Insurance Solutions program focuses on the unique needs of associations. The portfolio of products provides broad protection for your association at competitive premiums. Association Office Package Program Customized property and casualty coverage at competitive rates and includes coverage for property, general liability, business interruption, computer systems, automobile liability, employee dishonesty dis·hon·es·ty n. pl. dis·hon·es·ties 1. Lack of honesty or integrity; improbity. 2. A dishonest act or statement. Noun 1. , workers' compensation workers' compensation, payment by employers for some part of the cost of injuries, or in some cases of occupational diseases, received by employees in the course of their work. , and umbrella liability. New stretch endorsements include coverage for laptops, credit card theft, and Web site business interruption. In addition, effective March 1, 2001, associations insured within this program are eligible for a dividend. This exclusive enhancement provides a 7 percent dividend on the following policies with The Hartford: workers' compensation, spectrum (package policy), general liability, automobile, property, crime, and inland marine *. The first valuation of the dividend will occur 24 months after its inception, or March 1, 2003. Association Directors' and Officers' Liability Program A broad form directors' and officers' liability policy designed to protect the assets of your association and those of your board members from claims alleging mismanagement mis·man·age tr.v. mis·man·aged, mis·man·ag·ing, mis·man·ag·es To manage badly or carelessly. mis·man  age·ment n. , antitrust allegations,
and personal injury (i.e., libel libel 1) n. to publish in print (including pictures), writing or broadcast through radio, television or film, an untruth about another which will do harm to that person or his/her reputation, by tending to bring the target into ridicule, hatred, scorn or contempt of , slander slander: see libel and slander. Slander See also Gossip. Slaughter (See MASSACRE.) Basile calumniating, niggardly bigot. [Fr. Lit. , and invasion of privacy invasion of privacy n. the intrusion into the personal life of another, without just cause, which can give the person whose privacy has been invaded a right to bring a lawsuit for damages against the person or entity that intruded. ). This program also provides broad employment practices liability coverage in response to claims alleging sexual harassment sexual harassment, in law, verbal or physical behavior of a sexual nature, aimed at a particular person or group of people, especially in the workplace or in academic or other institutional settings, that is actionable, as in tort or under equal-opportunity statutes. , discrimination, and wrongful termination wrongful termination n. a right of an employee to sue his/her employer for damages (loss of wage and "fringe" benefits, and, if against "public policy," for punitive damages). . Showstoppers Association Event Cancellation Insurance Program All-risk coverage for the loss of revenue or expenses due to event cancellation, interruption, or postponement. Showstoppers also provides coverage for reduced attendance to a continued event. Cancellation, interruption, or postponement by terrorism is also covered, subject to sub-limits, location, and time period for any terrorist attack. Association Management Company Insurance Provides office package and directors' and officers' coverage to association management companies. Clients and management companies are covered under the same policy, avoiding potential gaps of separately held coverage. Specific antitrust protection, publisher's liability, spousal spou·sal adj. 1. Of or relating to marriage; nuptial. 2. Of or relating to a spouse. n. Marriage; nuptials. Often used in the plural. extension, and other features are customized for the special needs of AMCs. Association Survival Kit Visit www.asae-aon.com to learn more about the types of coverage every association executive should consider. * Umbrella Liability is not eligible for this dividend whether part of the package policy or written separately. In accordance with state law, dividends may not be guaranteed in advance and can be paid only from distributable surplus following resolution adopted by the Board of Directors of The Hartford Company(ies) declaring the dividend. Nothing contained herein or communicated either in writing or verbally shall in any way change or modify this understanding. This illustration does not represent or imply in any way a guarantee of the payment of dividends. The coverage descriptions above are general in nature and for informational purposes. To see the actual terms of coverage, please refer to the policy. If there is any conflict between the description contained above, and the terms of the policy, the terms of the policy shall control. Aon Association Services, a division of Affinity Insurance Services, Inc.; in California, Minnesota, and Oklahoma, a division of AIS Affinity Insurance Agency, Inc.; and in New York New York, state, United States New York, Middle Atlantic state of the United States. It is bordered by Vermont, Massachusetts, Connecticut, and the Atlantic Ocean (E), New Jersey and Pennsylvania (S), Lakes Erie and Ontario and the Canadian province of & New Hampshire New Hampshire, one of the New England states of the NE United States. It is bordered by Massachusetts (S), Vermont, with the Connecticut R. forming the boundary (W), the Canadian province of Quebec (NW), and Maine and a short strip of the Atlantic Ocean (E). , a division of AIS Affinity Insurance Agency, Inc. California License #0795465. CONTACT Aon Association Services Phone: 800-453-5191, ext. 571 Web site: www.asae-aon.com |
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