Amherst Funding Group Announces Alt-A Residential Conduit and Marketing Agreement with SN Capital Markets.

AUSTIN, Texas -- Amherst Funding Group, L.P. (AFG) is proud to announce the execution of an exclusive agreement with SN Capital Markets, L.L.C. (SNCM) (formerly known as Matrix Bancorp Trading, Inc.) of Denver, Colorado, to market AFG's Alt-A correspondent conduit. AFG's core business is buying and trading newly originated residential mortgage loans. SNCM brings an established track record of providing exceptional service to financial institutions and mortgage bankers for whole loan and servicing trading and analytics. Combined with AFG's established securities distribution platform, the partnership is a perfect fit.

Phillip Daskevich, AFG's President: "Our unique income and asset verification combinations, ease of delivery and flexible forward delivery program with two-way pair-offs are a combination that uniquely meets the needs of today's correspondents. The capital markets will appreciate our team's approach to production quality and our ability to price risk comprehensively. SN Capital Markets, with its new flexibility, is the perfect business partner to bring AFG's correspondent conduit and capital markets experience to mortgage bankers across the country. Pairing SNCM's sales force and knowledge with AFG's nationwide licensing, automated decisioning and efficient operations is exciting for our affiliates and us. Our team has done a great job building a strong process and technology foundation for our company. They are extremely focused on creating and delivering quality and consistency in all aspect of our business."

Jonas Roth, SNCM's National Sales Director: "The new marketing relationship with AFG complements our servicing brokerage and analytics business as well as our secondary market whole loan activity. Over the last several years, our loan activity included a variety of asset classes with a special focus on scratch and dent portfolios. Becoming involved with AFG to source 'newly' originated residential loans goes a long way towards offering a more complete menu of services to our client relationships nationwide. The synergy between our core business and AFG is very exciting."

Formed in 2004, AFG's headquarters is in Austin, Texas. It is licensed or otherwise eligible to purchase mortgage loans in 50 states and the District of Columbia. AFG is a Fannie Mae Seller/Servicer and a HUD/FHA Investing Mortgagee. Additionally, AFG is member of the MBAA, MERS and MARI organizations. For more information, please go to www.AmherstFunding.com.

SNCM is a newly formed subsidiary of Security National Holding Company (SNHC), Eureka, California. Formerly known as Matrix Bancorp Trading, Inc., SNCM will continue to headquarter in Denver, Colorado, with offices in Salt Lake City, Utah, San Francisco, California, Memphis, Tennessee, Malibu, California, and Austin, Texas. SNCM, a member of the Mortgage Banker's Association of America, will continue to operate many of the same businesses it had over the last 15 years while associated with Matrix. In addition, SNCM's sales and trading operations will become more active in taking principal positions in residential and commercial loan portfolios.

For more information, please go to SNCM's holding company's Web site: www.SNSC.com.

Certain statements contained in this press release that are not historical facts, including, but not limited to, statements that can be identified by the use of forward-looking terminology such as "may," "will," "expect," "anticipate," "predict," "believe," "plan," "estimate" or "continue" or the negative thereof or other variations thereon or comparable terminology, are forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, and involve a number of risks and uncertainties. The actual results of the future events described in such forward-looking statements in this press release could differ materially from those stated in such forward-looking statements.