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Ameritas Unveils An Industry First: Dental Rewards.


Business Editors

LINCOLN, Neb.--(BUSINESS WIRE)--Feb. 2, 2004

Ameritas Group, the dental and eye care division of Ameritas Life Insurance Corp., introduced a revolutionary dental plan concept that recognizes and rewards employees and dependents who take care of their teeth. This groundbreaking development delivers a built-in reward mechanism that attracts and retains good dental risks while offering a valuable incentive for future oral wellness.

Ken VanCleave, LLIF LLIF LIMRA Leadership Institute Fellow , senior vice president - Group Division, said, "We believe it's a first in the dental insurance industry. rewarding those who care for their teeth. With Dental Rewards(SM), these insureds earn the opportunity to accumulate additional funds toward more costly dental procedures."

Until now there were no insurance rewards for employees who practiced good dental hygiene dental hygiene
n.
The practice of keeping the mouth, teeth, and gums clean and healthy to prevent disease. Also called oral hygiene.
 by brushing, flossing flossing,
n the mechanical cleansing of interproximal tooth surfaces with stringlike, waxed or unwaxed dental floss or tape.

flossing aids,
n.
 and visiting their dentist. A successful group dental plan needs good dental risks to balance claims experience and stabilize premiums for the entire group. Poor risks generally use a lot of dental benefit, while the good risks do not. Yet both pay the same premiums and have the same use-it-or-lose-it annual maximum benefit. For those customers who practice good oral hygiene Oral Hygiene Definition

Oral hygiene is the practice of keeping the mouth clean and healthy by brushing and flossing to prevent tooth decay and gum disease.
 and occasionally need to plan for a major dental procedure, Dental Rewards is the answer.

Earning annual rewards is easy, and Ameritas Group's state-of-the-art claims system automatically will track and calculate individual reward amounts. The longer an employee participates in the dental plan and continues to practice healthy dental habits, the more rewards the individual can earn. That's why employers also will like this program because it delivers increased benefits for their long-term associates. This offering is available in most states with virtually all Ameritas and First Ameritas Life Insurance Corp. of New York New York, state, United States
New York, Middle Atlantic state of the United States. It is bordered by Vermont, Massachusetts, Connecticut, and the Atlantic Ocean (E), New Jersey and Pennsylvania (S), Lakes Erie and Ontario and the Canadian province of
 traditional indemnity, managed care, voluntary and high/low dental plans for both new and existing cases.

About Ameritas Group and The Ameritas Acacia Companies

Ameritas Group, a division of Ameritas Life Insurance Corp. (an Ameritas Acacia Company), offers group dental and eye care products nationwide, and dental/eye care business expertise to other insurers. In New York, insurance products are offered through First Ameritas Life Insurance Corp. of New York.

The Ameritas Acacia Companies - Ameritas Life Insurance Corp., Acacia Life Insurance Company The ‘’’Acacia Life Insurance Company’’’ was established in 1867 as a mutual company owned by its policyowners. Its headquarters are in Washington, D.C.  and affiliated companies Affiliated Companies

A situation that occurs when one company owns a minority interest (less than 50%) in another company.

Also refers to companies that are related to each other in some way.

Notes:
An affiliated company is sometimes referred to as a subsidiary.
 - are a diversified family of insurance and financial services businesses. Together, the companies offer life insurance, annuities, financial planning Financial planning

Evaluating the investing and financing options available to a firm. Planning includes attempting to make optimal decisions, projecting the consequences of these decisions for the firm in the form of a financial plan, and then comparing future performance against
, group dental and eye care insurance, mutual funds and other investments, retirement plans, 401(k) plans, banking, worksite benefits and public financing. Web sites: www.ameritasgroup.com and www.ameritasacacia.com.
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Publication:Business Wire
Date:Feb 2, 2004
Words:416
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