Americans Tell TransUnion's TrueCredit.com What's in Store for 2007.

~Dieting Trumps Debt as #1 Resolution by Nearly 2-to-1~

SAN LUIS OBISPO, Calif. -- For the second year, TransUnion's TrueCredit.com has commissioned GfK Roper Public Affairs & Media to gauge Americans' thoughts about New Year's resolutions. Nearly four in ten Americans (37 percent) pick eating healthy or losing weight as their number one resolution for 2007, compared with 33 percent last year. Twenty-two percent choose paying down debt as the top resolution, compared with 20 percent last year.

Also similar to last year, nearly half of Americans (48 percent) say losing ten pounds would be very or somewhat difficult for them in 2007, while 31 percent say paying off all their credit card debt would be difficult.

"While it's great to see Americans focused on their physical well-being, they should also remember the importance of continuing to manage their debt in the New Year," said Lucy Duni, Director of Consumer Education for TransUnion's TrueCredit.com. "As mortgage delinquencies continue to rise alongside deteriorating housing markets and rising credit card interest rates, consumers need to monitor and manage their credit as well as their calories." The Mortgage Banking Association's National Delinquency Survey recently cited increases in mortgage delinquencies and foreclosures during the third quarter.

The survey also found correlations between age and attitudes about resolutions:

* Americans 50 years of age or older are more than twice as likely to view losing ten pounds as difficult than paying off all their credit debt

* Thirty-three percent of those age 25-34 say paying down debt is their number one resolution

* Respondents age 35-49 are equally concerned with eating healthy and paying down debt, with 31 percent naming each as their top resolution

To help consumers continue to manage their credit effectively in 2007, TransUnion's TrueCredit.com is now offering its exclusive Three-Bureau Credit Monitoring subscriptions for a flat $14.95 per month fee. "Most experts advise consumers to check all three of their distinct credit reports frequently," adds Duni. "TrueCredit.com is the only place consumers can get unlimited access to all three of those reports and scores." The monitoring subscription provides:

* Unlimited access to all three credit reports and credit scores

* Email notification within 24 hours of critical changes to all three reports

* Personalized tips on how to improve credit scores

Methodology

GfK Roper Public Affairs & Media conducted this study using Random Digit Dialing (RDD) methodology from December 15, 2006 to December 17, 2006. A total of 1,004 interviews were conducted among adults across America. Age, gender, income and geographic information were collected. The margin of error for the complete sample is +/- 3 percentage points. The margin of error for subgroups may be higher.

TrueCredit.com's mission is to help consumers understand and manage their credit. Through online educational materials, free monthly newsletters and easy-to-use credit products, the company educates consumers about credit management and empowers them to achieve greater financial well-being. To learn more, please visit www.truecredit.com.

TransUnion's TrueCredit.com has been a leading provider of consumer credit management products since 1995. Dedicated to its "Manage your credit. Manage your life." brand promise, TrueCredit.com helps millions of consumers protect and improve their credit through a suite of secure and easy-to-use products. Named "Best of the Web" by Online Banking Report for its identity protection program, TrueCredit.com's online products include credit reports and credit scores, as well as debt management and identity theft insurance services. A wholly owned subsidiary of TransUnion, TrueCredit is located in San Luis Obispo, CA.

For more information or to schedule an interview with Lucy Duni, contact Steven Katz, TransUnion, at 312.985.2373 ([e-mail]) or Zachary Hastings Hooper, The Rosen Group, at 202.862.4355 ([e-mail]).