American Residential Funding's Union First Named Preferred Mortgage Provider for Over 200,000 Southern California and Nevada Teamsters.

COSTA MESA, Calif. -- American Residential Funding, Inc., "AMRES" (OTCPK: ARFG) (www.amres.net), the rapidly growing mortgage banking and brokerage firm with 70 branch offices nationwide and annual loan originations of $1.4 billion, through its Union First branch affiliate (formerly known as American Union Home Loans), based at its corporate headquarters, has secured the endorsement of the Teamsters Union Joint Council 42 to provide mortgages to its over 200,000 members in Southern California and Nevada.

American Residential Funding, Inc., is one of the nation's largest mortgage brokerage companies dedicated to helping Union Members find the right mortgage product for their needs. Among unions it serves are the Teamsters, Laborers' International, Service Employees International Union, United Food and Commercial Workers, and others. All of the loan officers and staff at Union First are members of and represented by the Teamsters. This sets Union First apart from other mortgage providers in securing the endorsement of labor unions and enables it to be recognized, with pride, as a union employer.

Approximately 23 locals serving over 200,000 members and retirees will be introduced to Union First on the Teamsters Joint Council website (http://www.teamstersjc42.com/) as the preferred mortgage services provider to its membership. In addition to the website, the locals and their elected officials will use direct mail and other forms of personal contact to endorse Union First to their members. Information and endorsements provided directly to union member's homes typically results in a high rate of return for loan production for American Residential Funding and Union First.

David Villarreal, Chairman of Union First, will give presentations at the National Teamsters Conference in April 2005 and the National Building Trades Council meetings in August 2005. He will introduce additional locals in neighboring states to the high level of personalized services for Union Members and their families from AMRES and Union First in all phases of residential lending.

About American Residential Funding, Inc. and Union First, Inc.

Union First Home Loans is dedicated to helping Union Members find the right mortgage product for their needs. It is a dba of American Residential Funding, Inc. "AMRES" (OTCPK: ARFG), a dynamic and rapidly growing mortgage banking and brokerage firm, with 70 offices in 25 states and annual loan originations in excess of $1.4 billion. In addition to its retail brokerage operations, AMRES also consists of higher margin mortgage banking business, which is projected to contribute larger market share and higher profit margins in the future. With organic growth and potential expansion through acquisition, AMRES expects to emerge as an increasingly significant player in the $2.5 trillion mortgage finance market.

Forward-Looking Statements:

This press release contains certain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 regarding future results of operations and market opportunities that are based on American Residential Funding's (ARFG) current expectations, assumptions, estimates and projections about the Company and its industry. Investors are cautioned that actual results could differ materially from those anticipated by the forward-looking statements as a result of risks, competition and other factors. These factors, along with other potential risks and uncertainties are discussed in ARFG's reports, as well as the reports of Anza Capital, Inc., and other documents filed with the Securities and Exchange Commission. ARFG assumes no obligation to update the forward-looking information contained in this news release and encourages all potential investors to do their own due diligence and suitability analysis before any investment is made.