American Express to Host Launch Event of an Electronic Invoice Presentment & Payment Solution.

        WHAT:  AMERICAN EXPRESS (AXP: NYSE) S2S LAUNCH EVENT
                -- Learn how American Express is focusing on the B2B
                payment space and how it is transforming corporate
                billing and payment by taking the paper out of the
                process

                -- Preview the first product offering in the
                Source-to-Settle solution suite from American Express

                -- See how the invoice and payment process is being
                redefined

        WHEN:  March 8, 2007
                9:00 - 10:30 a.m. EST (8:30 Continental breakfast)

        WHERE:  W Hotel New York, New York
                 541 Lexington Avenue at 49th Street

        WHY:  Speak to American Express' executives about their
        strategy in this new area and how the Company intends to
        leverage its leadership in commercial cards to address the
        growing need for automated payment.

              American Express will combine its extensive network and
        purchasing experience with market-leading technology to help
        companies reduce expenses, improve cash management, and
        become a leader in spend management quickly.

              With the acquisition of Harbor Payments,
        American Express is beginning to build a portfolio of
        Source-to-Settle solutions that help companies automate their
        entire purchasing process -- from sourcing and ordering goods
        and services through invoice processing and payment.

              American Express invites you to preview our first
        product offering in the S2S solution suite -- S2S
        eInvoice&Pay, a unique Electronic Invoice Presentment and
        Payment (EIPP) solution.

              If you are interested in attending, please contact
              Harold Reid at [phone] or [e-mail] for
              registration and access to the S2S Launch Event.