American Express(R) Cardmembers Find Convenience and Rewards for Income Tax Payments.

NEW YORK -- American Express:

--Delta SkyMiles(R) Credit Cardmembers and Starwood Preferred Guest(R) Credit Cardmembers Earn Double Rewards for Tax Payments

--Cardmembers Receive Exclusive Offers on TurboTax(R)

American Express today announced a series of special offers and bonus rewards programs exclusively for American Express(R) Cardmembers, making this year's tax season more rewarding than ever when using an American Express Card for personal tax payments.

This year also marks the first time the IRS has allowed businesses to pay their balance due on their federal business taxes (Form 940 annual employment and Form 941 quarterly employment business taxes) using an American Express Card. This is in addition to paying the balance due on state and local business taxes. So, when businesses use their American Express Card, they not only have the convenience and assurance of an on-time tax payment, but also the opportunity to earn rewards during tax time.

Now through April 17, 2006, Delta SkyMiles Credit Cardmembers can earn double SkyMiles when using their Card(1) for 2005 personal federal income tax payments. Cardmembers can also earn one mile for every eligible dollar spent when paying their state income taxes on the Card.

Through April 17, 2006, Starwood Preferred Guest Cardmembers can also earn double Starpoints on the first $5,000 of their 2005 personal federal income tax payments when paying with the Card(2). Cardmembers can earn one Starpoint for every eligible dollar spent when paying state income taxes.

Additionally, American Express Cardmembers who are enrolled in the Membership Rewards(R) program or have a rewards card such as the Hilton HHonors(R) Platinum Credit Card, Blue Cash(R), or the TrueEarnings(SM) Card from Costco and American Express can use their Card to earn rewards for federal and state taxes in participating states(3) this tax season.

"Every year more Cardmembers are using their American Express Cards when it comes time to file their taxes because of the convenience, security and especially the rewards they earn," said Kathleen Fiorello, Vice President, Establishment Services at American Express. "The points, miles and cash they can earn may just help ease the pain of tax time."

For more information on using the American Express Card for personal and business tax payments, visit www.americanexpress.com/payyourtaxes.

Membership Rewards Redemption Option

Cardmembers who are enrolled in the Membership Rewards program are now able to redeem points to offset the convenience fee(4) charged by the respective payment service providers when paying taxes on the American Express Card. Taxpayers can choose between Official Payments Corporation(R) (www.officialpayments.com) or Link2Gov Corporation(R) (www.pay1040.com) for federal, state and business taxes and can redeem 200 Membership Rewards points for each $1 of the convenience fee.

Special Offers

In addition to promotions for tax payments, American Express Cardmembers can also take advantage of several offers when they use their Card to purchase tax-related services:

--TurboTax(R) Online sponsored by Official Payments Corporation. Through October 15, 2006, Cardmembers can save 25% on federal tax preparation(5) when they use their American Express Card to purchase TurboTax for the Web products at www.officialpayments.com/turbotaxamex.

--TurboTax(R) Business sponsored by Official Payments Corporation. From January 12, 2006 through April 18, 2006 American Express Cardmembers can save 15% on the purchase of TurboTax Business when using an American Express Card(6). For additional information, go to www.shopturbotax.com/amexbizTY05.

--Businesses who apply for an American Express Business Gold Rewards Card can receive a $200 statement credit when making a tax payment with the new Card(7).

Making Payments with American Express Cards

Cardmembers can use the American Express Card to pay individual federal taxes. To make a payment using the American Express Card, contact the Internal Revenue Service's approved payment processors:

--Official Payments Corporation at 1-800-2PAY-TAX(SM) or online at www.officialpayments.com.

--PAY1040.com(R) at 1-888-PAY-1040(SM) or online www.PAY1040.com.

Depending on the state, Cardmembers can also use the Card to pay for a variety of state personal and business taxes(8), estimated taxes or file for extensions either by phone or via the Internet. Tax rules vary by state and Cardmembers should check with either Official Payments Corporation or Link2Gov Corporation(R) to determine which taxes can be paid with the Card. State participation may vary by service provider.

American Express Company is a diversified worldwide travel, financial and network services company founded in 1850. It is a leader in charge and credit cards, Travelers Cheques, travel, business services, insurance and international banking.

(1) This offer is available to Delta SkyMiles Credit Cardmembers and Delta SkyMiles Business Credit Cardmembers only. Only federal tax payments made from 2/15/06 through 04/17/06 will qualify for Double Miles. Cardmembers earn two miles per tax dollar charged (Options Cardmembers earn one mile per tax dollar charged). Double Miles will be awarded for the federal tax payment only and not for any associated convenience fee. Bonus SkyMiles earned through this promotion will be limited to 30,000 for classic and Options, 60,000 for Gold, and 100,000 for Platinum Delta SkyMiles Credit Cardmembers. Bonus SkyMiles will be posted to your Delta SkyMiles account 8-12 weeks after the end of the promotion. To be eligible to receive bonus miles, Cardmember's account must be active and not in default at the time of fulfillment. All SkyMiles program rules apply to airline mile offers. To review the rules, please visit delta.com/skymiles. Delta, SkyMiles, and the Delta logo are registered service marks of Delta Corporate Identity, Inc. Delta is not responsible for goods or services offered by any companies participating in miles promotions. Partner offers subject to the terms and conditions of each individual offer. Partners subject to change. Offers void where prohibited by law. Other restrictions may apply. (C) 2005 Delta Air Lines, Inc.

(2) Bonus Starpoints earned through this promotion will be limited to 5,000 per credit card account and will be posted to your Starwood Preferred Guest account 8-12 weeks after the end of the promotion. Only federal tax payments made from 3/1/06 through 4/17/06 will qualify for double Starpoints. This offer is available to Starwood Preferred Guest Credit Cardmembers only. Double Starpoints will be awarded for the federal tax payment only and not for any associated convenience fee.

(3) Cardmembers can make state income tax payments in Alabama, Arkansas, Arizona, California, Connecticut, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maryland, Minnesota, Mississippi, Nebraska, New Jersey, New Mexico, New York, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, Virginia, Washington, Wisconsin, West Virginia and D.C this tax season.

(4) Tax payments made with the Card are subject to a convenience fee charged by the service provider. For complete details about the fee, please contact the service providers directly.

(5) To receive the 25% savings, Cardmembers must access TurboTax Online through the link at www.officialpayments.com/turbotaxamex and purchase the TurboTax Online with your American Express Card. Offer expires 10/15/06 and cannot be combined with other offers.

(6) To receive the 15% savings, Cardmembers must access TurboTax Business through the link at www.shopturbotax.com/amexbizTY05 and purchase TurboTax Business with your American Express card. Offer expires 4/18/06 and cannot be combined with other promotions and offers.

(7) Call 866-374-6736 (RSVP 2TAX) to apply for the American Express Business Gold Rewards Card. Receive a $200 statement credit when you make a federal tax payment through Official Payments Corp. or Link2Gov Corp on your new Card. $200 statement credit applies to federal tax payments made with Official Payments Corp. or Link2Gov Corp between 03/01/2006 and 06/30/2006 on a new Business Gold Rewards Card, and will appear as a statement credit on your Card Account. Tax payment must be made on Card Account after new Card is activated. The maximum statement credit available is $200 per Card Account. Offer eligible for first time Cardmembers only. Not available in all states and municipalities. Official Payments Corp. and Link2Gov Corp. are the service providers and charge a convenience fee for this service. Federal business taxpayers can deduct the fee as a business expense (Check with your tax adviser). Federal tax deposit payments cannot be paid through this service. This service is also available for federal and state personal individual income taxes and other business taxes and fees.

(8) Cardmembers can make state business tax payments using the Card in Alabama, Arkansas, Arizona, California, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maryland, Minnesota, Mississippi, Missouri, Nebraska, New Jersey, New Mexico, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, Tennessee, Virginia, Washington, Wisconsin, West Virginia and D.C.