American Century Investments' On Plan Investing Provides Simple Way to Create Customized and Diversified Portfolios; New Approach to Aid Underserved Investors.

KANSAS CITY, Mo. -- American Century Investments is unveiling On Plan Investing(SM), a simple, yet comprehensive and personalized solution to helping investors build and maintain diversified investment portfolios in order to meet financial goals.

"Our recent research suggests that investors continue to grapple with some of the most basic investment concepts, suggesting a greater need for financial advice and guidance," said Doug Lockwood, vice president of Investor Guidance at American Century. "At the same time, we know many Americans who, either by choice or portfolio size, don't have access to guidance in the financial advisor community. For those underserved investors, we've developed On Plan Investing, a unique partnership between investors and American Century that provides a no-hassle way to help investors meet their financial goals."

Available to investors at no additional cost, On Plan Investing combines education tools, advice and guidance, market insight and investment products to assist investors in developing and sustaining an appropriate portfolio for their personal situation, whether its for an investor who actively manages their own portfolio, an investor who wants a one-stop allocation fund or somebody in-between. Delivered by phone, face-to-face or over the Internet, On Plan Investing leverages American Century's nearly five decades of investment experience, unique market point of view and time-tested investment principles.

There are four components of On Plan Investing: Advice and Guidance, Investment Management Expertise, Core Investment Principles and Market Insight and Perspective.

Advice and Guidance

"For those who are new to investing, our Investment Consultants will use our Investment Planner Tool to help develop a customized investment plan -- a snapshot of an individual's goals, investment timeframe and risk tolerance -- based on a set of investment-related questions addressing topics ranging from financial goals and objectives to risk tolerance," Lockwood said.

The Investment Consultant will then help construct a strategic asset allocation plan that has an appropriate mix of American Century stock, bond and money market funds. The Investment Consultant then may recommend a fund-of-funds solution such as One Choice(SM) and My Retirement Portfolios, which provide a diversified portfolio in a single investment for as little as $2,500.

For those who want guidance, but also want to maintain a measure of "hands-on" control over their mix of investments, the Investment Consultant may recommend one of five Portfolio Plans -- blueprints for a diversified, risk-based portfolio of recommended American Century stock, bond and money market funds. The Portfolio Plans range from very conservative to very aggressive.

For investors with a larger portfolio ($50,000 or more) or assets invested with several financial services companies, On Plan Investing will use the Portfolio Advisor analysis tool. Powered by Financial Engines(R), a leading independent investment advice provider, Portfolio Advisor provides personalized investment advice based on financial goals and risk tolerance. Combined with the tailored help from American Century's Advice Specialists, it can help build a customized investment plan that includes all investments, including those at other financial firms.

The tool also can help in monitoring progress toward investment goals, and update goals and holdings to keep investors' plans on track. The result is a portfolio designed to target specific goals, address risk and be positioned to benefit from market cycles.

Core Investment Principles

To help investors build and position their portfolios with a long-term perspective, On Plan Investing incorporates proven investment practices that American Century believes helps investors build and preserve wealth over time. These Core Investment Principles -- including long-term investing, investing regularly, being fully invested and building and maintaining a diversified portfolio -- also help to reduce risk and the need to attempt to time the market. More information about the Core Investment Principles is available through educational materials in print, online and with American Century's Investment Consultants.

Market Insight and Perspective

"Our Market Insight and Perspective, which enables investors to make informed investment decisions, fosters understanding of how the markets work and where they're headed, and offers guidance about how investors should maintain or adjust their asset mix to take advantage of all market environments," Lockwood said. "We believe this unique American Century point of view provides a dynamic blueprint for managing portfolios and differentiates On Plan Investing from more static offerings."

In addition to timely fund commentary, On Plan Investing participants receive periodic Market Insight and Perspective publications including:

--Weekly Market Update, which offers perspective from American Century's asset allocation team and focus on one aspect of the market.

--Quarterly Asset Allocation Perspective provides insight from Senior Portfolio Manager Jeff Tyler and the asset allocation team on managing diversified portfolios.

--Quarterly Market Performance Reports provide a review of the previous quarter's stock and bond markets' performance.

--Washington Watch offers commentary about public policy issues important to mutual fund investors.

--Quarterly Investor Newsletter, which covers general investment topics.

For more information on On Plan Investing, visit www.americancentury.com or call 800-345-2021.

Investment Management Expertise

For nearly five decades, American Century has been recognized as a premier investment manager by maintaining its singular focus on consistently delivering superior investment performance through all types of market cycles.

About American Century Investments

American Century is a leading investment manager with nearly fifty years of experience helping investors achieve their financial goals. Based in Kansas City, Mo., the company manages approximately $95 billion in assets through separate accounts, commingled trusts, subadvisory accounts and mutual funds. James E. Stowers Jr. founded the company in 1958. His son, James E. Stowers III, is chairman and William M. Lyons is president and chief executive officer. For the past six years, American Century, which employs approximately 1,800 people, has been selected as one of FORTUNE Magazine's 100 Best Companies to Work for. For more information about the company, visit www.americancentury.com.

You should consider the fund's investment objectives, risks, and charges and expenses carefully before you invest. The fund's prospectus, which can be obtained by calling 800-345-2021, contains this and other information about the fund, and should be read carefully before investing.

Investment return and fund share value will fluctuate, and redemption value may be more or less than original cost.

Advisory services are provided by American Century Advisory Services, Inc., a registered investment advisor. Financial Engines Advisors, LLC, acts as sub-advisor to American Century Advisory Services, Inc. Financial Engines(R) is a registered trademark of Financial Engines, Inc.