AmeriHealth New Jersey Launches New Program to Improve Employee Health, Promote Wellness.Healthy employee behaviors accrue Health Reimbursement Account  This article or section is in need of attention from an expert on the subject.Please help recruit one or [ improve this article] yourself. See the talk page for details. credits ISELIN, N.J. & MT. LAUREL, N.J. -- AmeriHealth New Jersey, a New Jersey-based health care insurance carrier with offices in Iselin and Mt. Laurel, has launched "AmeriHealth Healthy Lifestyles(SM) Rewards," a new wellness incentive program that links healthy employee behaviors directly to the accruement of Health Reimbursement Account (HRA HRA Health Reimbursement Arrangement HRA Health Risk Assessment HRA Housing and Redevelopment Authority HRA Human Resources Administration HRA Health Reimbursement Account HRA Housing Revenue Account ) credits. HRAs are IRS-sanctioned arrangements that allow an employer to contribute funds on an employee's behalf. The funds can be applied to medical expenses paid by participating employees. The new program comprises three core elements: an HRA, a point of service (POS (1) See point of sale and packet over SONET. (2) "Parent over shoulder." See digispeak. POS - point of sale ) or preferred provider organization pre·ferred provider organization n. Abbr. PPO A medical insurance plan in which members receive more coverage if they choose health care providers approved by or affiliated with the plan. (PPO PPO abbr. preferred provider organization PPO Managed care Preferred provider organization, see there Infectious disease Pleuropneumonia-like organism, see there ) medical plan with deductible and coinsurance A provision of an insurance policy that provides that the insurance company and the insured will apportion between them any loss covered by the policy according to a fixed percentage of the value for which the property, or the person, is insured. options when using network providers and, notably, an incentive program that provides HRA credits for healthy behavior. The result is an integrated solution for health-conscious employers who see the value of providing incentives that encourage employees to engage in healthy behaviors. By earning credits toward their HRAs, employees will see a direct relationship between their healthy behaviors and reduced health care expenses. At a time when only three out of five employers can afford to provide health care for their employees and families, there is high demand for solutions that drive healthy behaviors and drive down costs. "AmeriHealth believes that members and their employers should benefit financially as well as physically from engaging in healthy behaviors," said Michael Munoz, vice president, sales and marketing. "We believe the most effective way to do that - and the best way to encourage ongoing wellness - is for desirable behaviors to reduce health care expenses. When members engage in pre-determined healthy activities (as outlined in the company's health plan), they gain insight into wellness, take control of their health care and as a result receive employer-funded credits directly to their HRAs, which are used to which are then used to offset out-of-pocket expenses out-of-pocket expenses n. moneys paid directly for necessary items by a contractor, trustee, executor, administrator or any person responsible to cover expenses not detailed by agreement. related to the medical plan (i.e. deductibles and coinsurance)." Employers, meanwhile, can realize short- and long-term cost savings by helping their employees identify and manage disease. Program incentives are available to all plan enrollees. Activities eligible for HRA credits include: * completing a Personal Health Profile * visiting a PCP PCP abbr. 1. phencyclidine 2. primary care physician Pneumocystis carinii pneumonia (PCP) or OB/GYN * obtaining preventive screenings for high cholesterol Cholesterol, High Definition Cholesterol is a fatty substance found in animal tissue and is an important component to the human body. It is manufactured in the liver and carried throughout the body in the bloodstream. or diabetes * completing a fitness program * completing a smoking cessation program The U.S. Department of Health Services Department of Health Services may refer to:
AmeriHealth is launching this program in conjunction with IncentOne, which provides incentive programs to employers, health plans and partners. In addition to benefitting from IncentOne's expertise in healthcare reward programs, this integrated solution will provide employers and employees with an easily administered web-based program. No paper submissions are required. Participants can view program eligibility and reward status via a dedicated website. About AmeriHealth AmeriHealth New Jersey provides health care coverage to nearly 230,000 New Jersey residents. The company's contracted hospital and physician network includes thousands of physicians at 76 hospitals throughout its service area. AmeriHealth New Jersey has offices in Mt. Laurel and Iselin. The company's managed care plan, AmeriHealth HMO HMO health maintenance organization. HMO n. A corporation that is financed by insurance premiums and has member physicians and professional staff who provide curative and preventive medicine within certain financial, Inc. of New Jersey, has received the highest possible accreditation by the National Committee for Quality Assurance National Committee for Quality Assurance Medical practice A private, not-for-profit organization which has become the leading accreditor of managed care plans; in site visits, NCQA reviewers evaluate a managed care plan in terms of quality management, physicians' (NCQA NCQA National Committee on Quality Assurance, see there ) by meeting NCQA's rigorous evaluation standards. AmeriHealth New Jersey is part of AmeriHealth, Inc, a growing group of insurance and health care companies whose product portfolio includes health insurance, workers' compensation, property and casualty insurance, and management services. For more information on AmeriHealth, visit our website at www.amerihealth.com. About IncentOne IncentOne provides integrated incentive solutions to employers, health plans and partners, from small businesses to the FORTUNE[R] 500, including half of the FORTUNE[R] 50. IncentOne's incentive technology solutions provide the tools to drive health care cost reduction and productivity improvement. Read its recent issue brief, The Art and Science of Health Incentives, at www.IncentOne.com/IssueBrief. For more information, please visit www.IncentOne.com. "Healthy Lifestyles Rewards" is a registered service mark of AmeriHealth New Jersey. |
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